Tag Archives: Defined benefit pension plan

Why DB pension promises may need a credit rating.

Posted on February 25, 2015 by henry tapper

How do you rate the creditworthiness of your scheme’s funding? Trustees of defined benefit schemes now have to properly assess the employer’s ability (and willingness) to fund the promises made to the members of the scheme. The assessment helps them in negotiations with the … Continue reading →

Posted in de-risking, defined ambition, Pension Freedoms, pension playpen, pensions, Pensions Regulator | Tagged Alan Rubenstein, annuity, Blog, Business, DB, defined benefit, Defined benefit pension plan, Employment, Guarantee, Insurance, Pension new, pension promise, pension scheme, pensions, ppf, Retirement, the Telegraph | Leave a comment

Let’s talk about risk – trustees, let’s talk about you and me..

Posted on February 22, 2015 by henry tapper

Members cannot take exercise freedoms on pensions in payment so the decision to draw a DB pension is as irreversible as buying an annuity. Trustees need to make their members knowledgeable about their options. Continue reading →

Posted in pensions | Tagged Alan Rubenstein, Business, DB, dc, dc pensions, defined benefit, Defined benefit pension plan, DWP, Employment, Financial services, Government, Guarantee, National Employment Savings Trust, pension, Pension new, pensions, ppf, Proimise, Retirement, Steve Webb, Transfer | 5 Comments

How challenging? We are IGC

Posted on February 13, 2015 by henry tapper

I love it when you get “Pension News” from a lawyer. The latest gem comes from Pinsent Masons, who reveal that the FCA expects Independent Governance Committees to challenge insurance companies. This is what I call a “not news” story … Continue reading →

Posted in governance, pensions | Tagged Business, Business and Economy, Charlie, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, Financial services, governance, I am Charlie, IGC, Insurance, National Employment Savings Trust, pensions, Retirement, Steve Webb | 2 Comments

Are workplace pensions “risk-free” to employers?

Posted on February 6, 2015 by henry tapper

If you think workplace savings plans are “risk free” to employers – think again; “value for money” changes that Continue reading →

Posted in advice gap, Bankers, consultant, dc pensions, Fiduciary Management, First Actuarial, pension playpen, pensions, Retail Distribution Review, Retirement | Tagged Business, Business and Economy, Canada, CDC, Colin Ripsman, corporate governance, corporate risk, dc, dc pensions, de-risking, decumulation, Defined benefit pension plan, Defined Contribution, Eckler Ltd, Employment, Financial services, Pension new, pension playpen, pensions, Plan sponsors, Retirement, retirement income, Steve Webb, workplace Pensions | Leave a comment

Why advisers aren’t getting paid for auto-enrolment

Posted on January 30, 2015 by henry tapper

Amidst the back slapping as we pass 5m auto-enrolled into workplace pensions you hear little rejoicing from financial advisers. The majority we speak to are avoiding auto-enrolment for one reason- they can’t get paid for what they do. … Continue reading →

Posted in accountants, advice gap, auto-enrolment, pensions | Tagged AE, annuity, auto-enrolement, auto-enrolment.DWP.Paul Johnson, Business, Defined benefit pension plan, Investing, pensions, Retirement, Steve Webb | 4 Comments

De-risking strategy found in pocket of comatose trustee

Posted on January 28, 2015 by henry tapper

The Pension Plowman rifling through the pockets of a trustee lying in the gutter following an all night pension celebration , has found too documents, the first a copy of Corporate Adviser the full text of which can be … Continue reading →

Posted in pensions | Tagged Business, Business and Economy, corporate governance, DB, de-risking, defined benefit, Defined benefit pension plan, ETV, Financial services, Government, Insurance, pension, transfer-value, trustee | 4 Comments

Is NEST best?

Posted on January 27, 2015 by henry tapper

Back-slapping all round NEST launched its third Insight into the state of the UK auto-enrolment project yesterday. This was a land grab for AE glory. At the front of the pack was Joanne Segars whose NAPF hosted the event. Hopefully … Continue reading →

Posted in NEST, pension playpen, pensions, twitter, workplace pensions | Tagged annuity, auto enrolment, Business, Defined benefit pension plan, DWP, Laurence Churchill, National Employment Savings Trust, NEST, NEST insight, pension, Pension new, pensions, Politics | 3 Comments

What should employers do about pensions?

Posted on January 23, 2015 by henry tapper

Employers pay pensions – don’t they? It’s baked into the DNA of Government social policy that a part of the welfare system is managed by employers prepared to fund an employee benefit that provides a certain income in retirement. So … Continue reading →

Posted in pensions | Tagged Business, corporate risk, dc, dc pensions, Defined benefit pension plan, Defined Contribution, DWP, employer, Employment, Freedoms, Government, Insurance, Money, National Employment Savings Trust, pension, Pension Freedoms, Pension new, pension playpen, pensions, Retirement, Steve Webb, Work | Leave a comment

How competitive is our private pension system?

Posted on January 22, 2015 by henry tapper

We are three months away from the launch of the new pension freedoms and not much is happening. There ain’t nothing shaking but the leaves on the trees! NEST has issued a lengthy consultation on what it should … Continue reading →

Posted in pensions | Tagged advice, art of pensions, bank accounts, Business, CDC, competition, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, DWP, Employment, FCA, Fidelity, Freedoms, Government, Guidance, Insurance, Insurers, L&G, Laura Perks- Art, National Employment Savings Trust, NEST, pendragon, Pension Freedoms, Pension new, pensions, Retirement, simon freeman, Standard Life, Steve Webb, TPAS, Treasury, trees, Zurich | Leave a comment

Governance on parade – why we must show leadership.

Posted on January 17, 2015 by henry tapper

From this year, insurance companies must create both internal and external controls to ensure they carry out the responsibilities they are taking on when helping us save and spend our pension pots. Yesterday afternoon I spent time with insurers and … Continue reading →

Posted in pensions | Tagged Business, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, durability, Financial services, governance, Investment, National Employment Savings Trust, Pension new, pension playpen, pensions, Politics, Retirement, share action | Leave a comment

Tag Archives: Defined benefit pension plan

Why DB pension promises may need a credit rating.

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Let’s talk about risk – trustees, let’s talk about you and me..

Like this:

How challenging? We are IGC

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Are workplace pensions “risk-free” to employers?

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Why advisers aren’t getting paid for auto-enrolment

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De-risking strategy found in pocket of comatose trustee

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Is NEST best?

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What should employers do about pensions?

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How competitive is our private pension system?

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Tag Archives: Defined benefit pension plan

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