Tag Archives: Defined benefit pension plan
Let’s talk about risk – trustees, let’s talk about you and me..
Members cannot take exercise freedoms on pensions in payment so the decision to draw a DB pension is as irreversible as buying an annuity. Trustees need to make their members knowledgeable about their options. Continue reading
Posted in pensions
Tagged Alan Rubenstein, Business, DB, dc, dc pensions, defined benefit, Defined benefit pension plan, DWP, Employment, Financial services, Government, Guarantee, National Employment Savings Trust, pension, Pension new, pensions, ppf, Proimise, Retirement, Steve Webb, Transfer
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How challenging? We are IGC
I love it when you get “Pension News” from a lawyer. The latest gem comes from Pinsent Masons, who reveal that the FCA expects Independent Governance Committees to challenge insurance companies. This is what I call a “not news” story … Continue reading
Posted in governance, pensions
Tagged Business, Business and Economy, Charlie, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, Financial services, governance, I am Charlie, IGC, Insurance, National Employment Savings Trust, pensions, Retirement, Steve Webb
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Are workplace pensions “risk-free” to employers?
If you think workplace savings plans are “risk free” to employers – think again; “value for money” changes that Continue reading
Posted in advice gap, Bankers, consultant, dc pensions, Fiduciary Management, First Actuarial, pension playpen, pensions, Retail Distribution Review, Retirement
Tagged Business, Business and Economy, Canada, CDC, Colin Ripsman, corporate governance, corporate risk, dc, dc pensions, de-risking, decumulation, Defined benefit pension plan, Defined Contribution, Eckler Ltd, Employment, Financial services, Pension new, pension playpen, pensions, Plan sponsors, Retirement, retirement income, Steve Webb, workplace Pensions
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Why advisers aren’t getting paid for auto-enrolment
Amidst the back slapping as we pass 5m auto-enrolled into workplace pensions you hear little rejoicing from financial advisers. The majority we speak to are avoiding auto-enrolment for one reason- they can’t get paid for what they do. … Continue reading
De-risking strategy found in pocket of comatose trustee
The Pension Plowman rifling through the pockets of a trustee lying in the gutter following an all night pension celebration , has found too documents, the first a copy of Corporate Adviser the full text of which can be … Continue reading
Is NEST best?
Back-slapping all round NEST launched its third Insight into the state of the UK auto-enrolment project yesterday. This was a land grab for AE glory. At the front of the pack was Joanne Segars whose NAPF hosted the event. Hopefully … Continue reading
What should employers do about pensions?
Employers pay pensions – don’t they? It’s baked into the DNA of Government social policy that a part of the welfare system is managed by employers prepared to fund an employee benefit that provides a certain income in retirement. So … Continue reading
Posted in pensions
Tagged Business, corporate risk, dc, dc pensions, Defined benefit pension plan, Defined Contribution, DWP, employer, Employment, Freedoms, Government, Insurance, Money, National Employment Savings Trust, pension, Pension Freedoms, Pension new, pension playpen, pensions, Retirement, Steve Webb, Work
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How competitive is our private pension system?
We are three months away from the launch of the new pension freedoms and not much is happening. There ain’t nothing shaking but the leaves on the trees! NEST has issued a lengthy consultation on what it should … Continue reading
Posted in pensions
Tagged advice, art of pensions, bank accounts, Business, CDC, competition, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, DWP, Employment, FCA, Fidelity, Freedoms, Government, Guidance, Insurance, Insurers, L&G, Laura Perks- Art, National Employment Savings Trust, NEST, pendragon, Pension Freedoms, Pension new, pensions, Retirement, simon freeman, Standard Life, Steve Webb, TPAS, Treasury, trees, Zurich
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The next General Election cannot come soon enough! – guest blog from Ralph Frank
The next General Election in the UK is scheduled for 7 May 2015. That date can’t come soon enough, bringing a little respite (if only temporarily) from what seems to be some sort of popularity contest between the Chancellor … Continue reading