Tag Archives: Standard Life
The problem with Standard Life being “Capital-lite”.
It has been known for some time that Standard Life is short of capital to play on its own against American insurance. This article was published on 22nd of April 2026, a few days later on the 29th April, the … Continue reading
The nastiest problem facing master trusts – designed for workplace saving (not retirement spending)
This blog is about the reasons pension master trusts are struggling to pay pensions. The individuals above are Christoph Hirt and Laura Johns whose report for Pi Partnership can be read here. The first workplace master trust to matter was … Continue reading
Posted in pensions
Tagged CDC, decumulation, master trust, Pensions, retirement income, Standard Life
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Segmenting members – ouch! I don’t fancy being decumulated either!
This is from the promo for this week’s rather important talk about Standard Life’s Retirement Proposition. As Standard Life are (since buying Aegon) at the top of the tree (by size), what Esther says matters a lot to people … Continue reading
Posted in pensions
Tagged advice, decumlation, Fact finds, Pensions, Sectioning, Standard Life
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Not a bad week for Pension Reform , Edinburgh Derbies and ping pong
I think there is a little frustration in this post, a frustration that resonates around the pensions industry that for all the noise, nothing has changed in the Pensions Bill , except a tweak on the Reserve powers of … Continue reading
Posted in pensions
Tagged Aegon, Derby, Edinburgh, Pensions, ping pong, Standard Life
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Standard Life could outgun Hargreaves and AJ Bell but none of these retailers will offer pensions.
You’d think that in insurance terms, yesterday a British club beat off Europe. I’m not talking Arsenal but Standard Life. A few decades back I worked for Eagle Star and Allied Dunbar and they got eaten by Zurich who set … Continue reading
Standard Life buys Aegon UK for £2bn – as predicted.
We have had through the morning a stream of announcements from various parties What will this mean for the master trust and dwindling GPP market that Aegon once looked so central to. Scottish Equitable was Aegon before the Dutch bought … Continue reading
Posted in pensions
Tagged ABI, Aegon, Lloyds, Royal London, Scottish Widowns, Standard Life
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Pensioners look on as insurers gloat.
There is something wrong about this. Insurers should not gloat that they will be investing what is currently our pension fund money. The insurance companies expect £550bn of our money to insure and reinsure promises already secured in pension schemes. … Continue reading
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Tagged Aberdeen, Insurers, pensioners, Stagecoach, Standard Life, superfunds
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People need more pension, not just moaning about the lack of saving!
I enjoyed Richard Smith’s post on L&G’s moan about not getting enough paid into workplace pensions We know only too well that enough money is going into pension pots. Last Friday I listened to a friend telling the few delegates … Continue reading
Let’s socialise at ours and put money by for later! “Friendflation” is a con!
I am quite in agreement with Standard Life and their wish to have us defer more of our pay for later years when we are less fit to work. But I challenge “friendflation” for what it assumes. “expensive nights out … Continue reading
How do trustee’s feel about DB surpluses- from their mouth or according to an insurer?
Pension PlayPen; pension surpluses debated by trustees. There are two sources of information on how trustees feel about DB pension surplus’. The first is an excellent presentation and lengthy debate by trustees about how money comes out of pension schemes … Continue reading