Monthly Archives: September 2023

Why we handed back our FCA permissions

Posted on September 25, 2023 by henry tapper

AgeWage has resigned its permissions to act as an introducer of regulated business and we are no longer regulated by the FCA. This ends a four year experiment that started with our working in the FCA Innovation Sandbox to test … Continue reading →

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British Business Bank – is there worse to come?

Posted on September 25, 2023 by henry tapper

The FT reports a bad year for the BBB investments in UK venture capital The British Business Bank has done well to limit losses for the past year to £135m. The cost to Government of the Bounce Back Loans that … Continue reading →

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We want and need a thriving Pension Regulator.

Posted on September 25, 2023 by henry tapper

Toby Nangle is arguing in today’s FT that,  by in effect briefing against the Pension Regulator’s direction of travel, the government risks making it a lame duck. The longer this continues, the more the regulator’s credibility will be diminished. It … Continue reading →

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Simon Chrystal’s views on value for money

Posted on September 25, 2023 by henry tapper

  Simon Chrystal  is Nico and Darren’s guest this week to talk about value for money. This episode is not really about the value of pensions as the value of advice. Simon Chrystal is keen talk about his work and … Continue reading →

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Key commentary on pension funding that can’t go unread!

Posted on September 24, 2023 by henry tapper

I have a rare day to myself, Lady Lucy is resting up rather than take on Hurricane Nigel, my family are dispersed and I have had a lie-in. I’ve also spent some time this morning catching up on comments on … Continue reading →

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Why my new policy is not to rely on pension policy!

Posted on September 24, 2023 by henry tapper

A lot of what we have been discussing with regards pensions this year has been “policy dependent”. We need Government to adopt a policy and then legislate for it and we hope that some of the good ideas that the … Continue reading →

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Hunt’s right; tax should incentivise us savers to boost Britain.

Posted on September 24, 2023 by henry tapper

Cash ISAs are strange. They are supposed to encourage long term saving  but are used as a tax-shelter for higher rate tax-payers who have large amounts they do not want to invest – for the long-term. The Chancellor is now … Continue reading →

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Home truths – a year on from the LDI Crisis

Posted on September 23, 2023 by henry tapper

Katie Martin writes on the anniversary of the Kwarteng mini-budget of its lasting impact. A budget designed to create growth in the British economy has done quite the opposite Even now, bankers and investors say the whole episode is holding … Continue reading →

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Small beer; Keating and Clacher take a sober look at the PPF

Posted on September 23, 2023 by henry tapper

Anyone who struggles to pay attention to pensions should read no further. There are close to 10,000 words in this article and some very deep thinking. I publish it because we have a couple of debates coming up on the … Continue reading →

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Tom McPhail – POT FOR LIFE – Tuesday 10.30 am

Posted on September 23, 2023 by henry tapper

Coffee Morning – Tom McPhail – Could Pot for life work? Tuesday 26 September at 10.30am At our next event, industry guru and Pension Playpen “All Star” Tom McPhail (Lang cat) will be discussing recent developments in the “pot for life” idea. … Continue reading →

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