Tag Archives: ft

Will “DC deficits” become a thing of the past?


News of HMRC’s “change of position” with regards the “net-pay- anomaly” is welcome, and long overdue. It came in the form of a letter sent in response to a request from respected journalist Jo Cumbo of the FT. Govt to … Continue reading

Posted in advice gap, annuity, auto-enrolment, pension playpen, pensions | Tagged , , , , , , | 2 Comments

Our pen-tech free pension picnic!


    “It is one thing for a company to know my vacation shopping patterns or what media I like; it is another for them to access my entire financial history, including my investments” So Rana Foroohar wraps up an … Continue reading

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Frank Field – a Labour warrior.


Frank Field Quits Labour Party https://t.co/lr5COhPfCq pic.twitter.com/yVXTAild4f — Guido Fawkes (@GuidoFawkes) August 30, 2018 Yesterday I reported that Chris Sier and Andy Agethangelou were appearing in front of Frank Field’s Work and Pensions Select Committee. Today I’m writing about Frank … Continue reading

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The self-employed are engaged- they just don’t know what to do.


If you have an FT subscription, follow this link –  you will be able to read Jo Cumbo’s beautifully written opinion piece “Self-employed, the pension world’s great unsolved dilemma”. If you are saving so hard for your pension that you … Continue reading

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Averting a pensions crisis?


I’m on a panel of speakers at the Institute of Chartered Accountants of Scotland tonight. The title of our session is “averting a pensions crisis” and were it not the title of the worst album of the seventies, I’d be … Continue reading

Posted in actuaries, advice gap, pensions | Tagged , , , , , | 2 Comments

Is fund management over-rated?


We’ve got used to thinking of fund managers as the kings of the lot. They are at the top of food chain in terms of pay and the respect offered them by the rest of the financial community. So the … Continue reading

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Manufacturing credit defaults? Have we learned nothing from the crash?


If you are an FT subscriber , you can read the story of “the mystery trader who roiled Wall-Street“. When I read the headline , I thought that we’d had a Grauniad-style typo, but “roil” exists, to describe making (a … Continue reading

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If we can’t measure CETV take up, how can we manage it?


There’s a well known phrase “if you can’t measure it, you can’t manage it”. The Government can’t measure the extent of DB transfers and I conclude that they can’t govern the transfer process until they do.     Here’s the … Continue reading

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Bill Galvin , stop whingeing to the FT and come down here!


Bill Galvin would be well-advised not to snipe at social media for peddling misconceptions about the University Superannuation Scheme. Dennis Leech, Professor of Economics at Warwick concludes a recent article with the question will this independent group be subject to … Continue reading

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Transfer carnage at BSPS – the truth revealed


The full impact of transfers on the British Steel Pension Scheme has been revealed in this perfunctory tweet The British Steel Pension Scheme has paid just over £1.5bn from around 4000 DB transfers to date. Around 3700 transfers still to be processed. … Continue reading

Posted in annuity, BSPS, pensions | Tagged , , , , , , | 14 Comments