Tag Archives: advice

A DC investor writes….

Posted on October 21, 2020 by

  Once in a blue moon I get a mail from someone who is clearly an expert in pensions  but  modest enough to recognise she/he struggles with their own money!  I feel in awe of such people! I got a … Continue reading →

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Where are our retirement savings?

Posted on September 23, 2020 by

Thanks to Fundscape for sharing  this  graphic which seeks to lay out what we have in investments  (some of which may become our retirement savings – or even a pension). My title refers to  “Retirement Savings”, though Fundscape are talking … Continue reading →

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TISA’s plans for low paid AE opt outs are a disgrace

Posted on September 22, 2020 by

About a year ago the Tax Incentivised Savings Association (Tisa) asked its members to vote for a name change to The Investing and Saving Alliance. This meant it kept the Tisa acronym even though the underlying name changed. TISA hopes it … Continue reading →

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Pension Self Help

Posted on August 20, 2020 by

We live at a time of self empowerment. If we don’t know how to do something we learn, searching for answers from the web. We’ve learned how to do things from You tube, understand things from Wiki and with a … Continue reading →

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“That’s an interesting choice”

Posted on August 2, 2020 by

“That’s an interesting choice” is a statement that interests me a lot. It is an entirely satisfactory response to a test we have just started with the FCA in which we allow people to compare pension pots by way of … Continue reading →

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Should the tax-payer subsidise the cost of vertically integrated advice?

Posted on July 18, 2020 by

  The cost of pensions tax-relief is likely to be a burning issue in the months ahead. The tax-payer is supposed to incentivise good behavior. Pre-funding retirement income leads to self-sufficiency and independence on younger generations in later life. That’s … Continue reading →

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Transferring pots is a matter for the FCA and not MAPS

Posted on June 26, 2020 by

BREAKING: Stephen Timms, the work & pensions select committee chair, is to push for DB schemes to be able to pause transfers to reduce the risk of savers being hit by scams. Mr Timms plans to table an ammendment to … Continue reading →

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The pension must go on

Posted on April 22, 2020 by

As we all work in our individual way from our individual workplaces, it’s hard to see the big picture – we see plenty of trees but not the wood. Pensions are not about us but about the people who get … Continue reading →

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Furloughing financial advice?

Posted on April 17, 2020 by

This blog has been furloughed

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People approaching retirement face ‘financial emergency’ – Billy Burrows

Posted on April 1, 2020 by

Billy is a national treasure – this is the text of an article that first appeared in Money Marketing There is clearly a national state of emergency, but there is also a financial emergency for those approaching retirement with a … Continue reading →

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