Tag Archives: advice

SABS in the back – the minister’s last hurrah!

Posted on November 1, 2019 by

Simpler annual pension statements (SABS) got a well-needed boost this morning when the DWP launched a consultation into their adoption. This looks like being just about the latest Government consultation of this parliament and it could be the swan-song for … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , | 2 Comments

Are IFAs missing the wood for the trees?

Posted on November 1, 2019 by

A thread , which is now nearly a week old, has over 1000 posts on it and it focusses exclusively on the tax problems doctors are having resulting from the tension from too much pension . That is, till the … Continue reading →

Posted in advice gap, NHS, Pension Freedoms, pensions | Tagged , , , , , , | 2 Comments

IFAs must explore other advisory models to survive and prosper.

Posted on October 28, 2019 by

Martin Bamford is precisely the spokesperson financial advisers need. He bridges the gap between the worlds people like me and Clive Waller grew up in, a world where “get rich quick” was the primary driver, to a different one, one … Continue reading →

Posted in advice gap, Blogging, pensions | Tagged , , , , | Leave a comment

Are the nuts and bolts of our workplace pensions coming loose?

Posted on October 5, 2019 by

  In September 2018, the Financial Times reported on PensionSync research Millions of pounds of tax relief has been overpaid to workplace pension savers in the UK following errors made by tens of thousands of employers. Regulators conceded this week … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , | 1 Comment

Buy and Suppress the pensions dashboard

Posted on May 8, 2019 by

I designed, launched and sold the first – and still only – Norwegian pension dashboard some 15 yrs ago.  “norskpensjon.no” is the pension dashboard service that the Norwegian pension providers, after we gained traction with it, insisted that they should … Continue reading →

Posted in Dashboard, pensions | Tagged , , , , , , | 1 Comment

Can pension ratings be “too simple”?

Posted on May 5, 2019 by

  To my mind , the only meaningful way that someone using a workplace or personal pension can test for value for money is by comparing the money they put in with the value they get out. This is known … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , , | 3 Comments

IGC reports 2019; what should we be looking for?

Posted on March 29, 2019 by

    For those who don’t follow this blog, I’ve been reviewing IGC reports since 2015/16 and intend to do so again this year. There is very little accountability on the IGCs. Though IGCs were set up to put right … Continue reading →

Posted in IGC, pensions | Tagged , , , , , | Leave a comment

NHS pensions are damaging the NHS – a doctor writes

Posted on March 6, 2019 by

    This article is by Dr Nitin Arora I asked to publish it as I have followed his work on twitter to help pension professionals understand the current problems facing members of the NHS pension scheme. As I have … Continue reading →

Posted in NHS, pensions | Tagged , , , , | 2 Comments

Why do people take pension choices that make them sad?

Posted on December 9, 2018 by

I’ve been reading a short report by Demos for Legal and General. L&G provide annuities and want to understand  the fall in the numbers of annuities purchased. The retirement riddle is that the choices people are taken since the pension … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , | 7 Comments

Are you and your savings “retirement ready”?

Posted on September 22, 2018 by

I’m getting fit, which is a long way off saying “I’m fit” in any sense of the words. But just getting rid of the first few pounds has put me in a much better frame of mind. Many of us … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , , | Leave a comment