Tag Archives: advice

Transferring pots is a matter for the FCA and not MAPS

Posted on June 26, 2020 by

BREAKING: Stephen Timms, the work & pensions select committee chair, is to push for DB schemes to be able to pause transfers to reduce the risk of savers being hit by scams. Mr Timms plans to table an ammendment to … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , | 1 Comment

The pension must go on

Posted on April 22, 2020 by

As we all work in our individual way from our individual workplaces, it’s hard to see the big picture – we see plenty of trees but not the wood. Pensions are not about us but about the people who get … Continue reading →

Posted in advice gap, age wage, auto-enrolment, dc pensions, de-risking, Liability Driven Investment, Pension Freedoms, pensions | Tagged , , , , , , , | Leave a comment

Furloughing financial advice?

Posted on April 17, 2020 by

This blog has been furloughed

Posted in advice gap, age wage, pensions | Tagged , , , , , | 7 Comments

People approaching retirement face ‘financial emergency’ – Billy Burrows

Posted on April 1, 2020 by

Billy is a national treasure – this is the text of an article that first appeared in Money Marketing There is clearly a national state of emergency, but there is also a financial emergency for those approaching retirement with a … Continue reading →

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“Advice for Middle Britain” – keeping the cost down.

Posted on March 29, 2020 by

I’ve recently published a blog called “Advice for Middle Britain” which argues for a more honest approach to the promotion of dependent advice. It sets out a trade-off between the purity of fee-based advice and what people can afford. Most … Continue reading →

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Is MaPS creating a UK Financial Wellbeing Movement?

Posted on March 19, 2020 by

At this time of crisis , we need to be deploying our resources to meet the immediate needs of our customers and MaPS should be no different Continue reading →

Posted in age wage, pensions | Tagged , , , , , , , , | 2 Comments

Adding life to our years, not just years to our lives.

Posted on March 1, 2020 by

  “What all of us want, as we age, is to add life to our years, rather than just years to life. An extended middle age is not unique to US politicians. It should be available to everyone — and … Continue reading →

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It’s not the customers who needs to change – it’s the advice they get.

Posted on February 19, 2020 by

  Just eight per cent of the 2,011 39-54-year olds captured in the nationwide ‘Generation X Retirement Prospects’ study commissioned by pensions specialist fintech company Dunstan Thomas, have consulted an Independent Financial Adviser in the last 12 months. These findings … Continue reading →

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Pathways? – We can’t see the wood for the trees.

Posted on February 13, 2020 by

  Investment pathways Investment or retirement pathways- as the title of an event I went to had it, are the FCA’s idea for helping people take better decisions at retirement than they do today. They’re mainly for the people who … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , | 7 Comments

Some home-truths about our pensions.

Posted on January 4, 2020 by

When asked “have you got a pension”, most people now say yes. That’s because most people (not all) who are in workplace pensions see the amount paid into a savings account as a payroll deduction that says “pension”. There are … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , , | 2 Comments