Tag Archives: advice

Buy and Suppress the pensions dashboard

Posted on May 8, 2019 by

I designed, launched and sold the first – and still only – Norwegian pension dashboard some 15 yrs ago.  “norskpensjon.no” is the pension dashboard service that the Norwegian pension providers, after we gained traction with it, insisted that they should … Continue reading →

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Can pension ratings be “too simple”?

Posted on May 5, 2019 by

  To my mind , the only meaningful way that someone using a workplace or personal pension can test for value for money is by comparing the money they put in with the value they get out. This is known … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , , | 3 Comments

IGC reports 2019; what should we be looking for?

Posted on March 29, 2019 by

    For those who don’t follow this blog, I’ve been reviewing IGC reports since 2015/16 and intend to do so again this year. There is very little accountability on the IGCs. Though IGCs were set up to put right … Continue reading →

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NHS pensions are damaging the NHS – a doctor writes

Posted on March 6, 2019 by

    This article is by Dr Nitin Arora I asked to publish it as I have followed his work on twitter to help pension professionals understand the current problems facing members of the NHS pension scheme. As I have … Continue reading →

Posted in NHS, pensions | Tagged , , , , | 2 Comments

Why do people take pension choices that make them sad?

Posted on December 9, 2018 by

I’ve been reading a short report by Demos for Legal and General. L&G provide annuities and want to understand  the fall in the numbers of annuities purchased. The retirement riddle is that the choices people are taken since the pension … Continue reading →

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Are you and your savings “retirement ready”?

Posted on September 22, 2018 by

I’m getting fit, which is a long way off saying “I’m fit” in any sense of the words. But just getting rid of the first few pounds has put me in a much better frame of mind. Many of us … Continue reading →

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The “wonder” of wealth

Posted on August 15, 2018 by

As Dr Chris Sier entered the Corinthia Hotel on Wednesday, en route to a cup of tea with the AgeWage management team, he noticed a gentleman handing over his Bentley keys  to the doorman, with a fifty pound note as a tip . … Continue reading →

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Do pension customers get value for money from financial advisers?

Posted on August 9, 2018 by

This is the last of eight blogs I’ve written in response to the Work and Pensions Select Committee’s inquiry into Pension Transparency. Today’s exam question is “Do pension customers get value for money from financial advisers?” and the quick answer … Continue reading →

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Do YOU need a financial adviser in retirement?

Posted on June 25, 2018 by

The argument is central to most pension debates at the moment. There are some who would have everyone who reach 55 meet with an adviser. Others who would limit the pension freedoms to those prepared to pay advisers to manage … Continue reading →

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Fintech must Bee for a clear purpose

Posted on April 18, 2018 by

I’m looking forward to a breakfast meeting at the CSFI to hear a conversation between Romi Savova and several sceptics who don’t get the Pension Bee proposition. As I’ve mentioned on this blog several times, I admire Pension Bee and … Continue reading →

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