Extending time horizons can ease short-term funding pressure, but it shifts risk toward younger members. Reform should make those intergenerational…
I've just come across this letter from Smithers, covering DB pensions in general and the USS in particular. https://smithers.co.uk/extending-the-liabilities-time-horizon-is-key-to-pensions-reform/
Great. A chance to nit-pick something from Steve Webb. The Married Woman’s Option finished in 1977, not 1978. SERPS was…
I was told by the Pensions Service, that if I divorced my husband before I retired, I would get a…
Tag Archives: TPR
Will CDC challenge DC workplace as the employer’s choice?
I read with great interest the Professional Pensions “Buzz ” results that asked this question and found a different result that I would have expected this time last year! Continue reading
Posted in pensions
Tagged annuity, Business, Business and Economy, CDC, DC master trusts, Pensions, R-CDC, Retirement, TPR, workplace Pensions
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Should we have a consultation on whether we have a consultation on small pots?
It must be the last week in August to be a story. We have been consulting about small pots as long as we’ve had workplace pensions and probably longer. There have been no ends of people who have devoted themselves … Continue reading
“VFM framework” should follow horse racing’s Time Form and focus on winners and losers!
It’s the last week in August, so time to drag up the longest running failure to deliver we’ve ever had. Superfunds? Small pot consolidation? Pension Dashboards? VFM assessments? We are not getting good ideas into action. It has not been … Continue reading
As they approach guided retirement – for how much longer will master trusts de-risk?
I thought this a very interesting study of how far DC master trusts have come developing their investment strategies. Summary findings This analysis examines asset allocation across DC master trusts during the accumulation phase. Data reflects assets in 25 master … Continue reading
Posted in pensions
Tagged CDC, dc, Guided retirement, master trusts, Pensions Regulator, TPR
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Thx Guy Opperman for getting CDC going (and to Nick Cave for our celebrations of the Code).
It’s time we remembered that Guy Opperman got the ball rolling, It may have rolled for nine years to yesterday, but we are at August 1st and into a new era for CDC. It seems to me there are a … Continue reading
For data reasons the lawyers can’t let us have a single DC savings regulator.
Hywel offers a fine observation based on the dim and distant days when he was a junior pension lawyer. It has been a long time since we had a “DC pension”. Not since the days of 226 plans where the … Continue reading
Unions – what’s happening with pensions? Neil Walsh explains CDC’s impact on Prospect – 10.30 this morning
This from the Government on “The future of CDC” The initial impetus for CDC has come from a large employer and a major trade union seeking an alternative pension model. But establishing CDC schemes opens the possibility of more diverse … Continue reading
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Tagged annuity, Business, CDC, corporate governance, Defined benefit pension plan, Employment, Neil Walsh, pension, Pensions, Prospect, Retirement, Targe, TPR
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Tomorrow ; progress from DC to CDC with the unions! Invitation inside!
I’m very pleased that we have Neil Walsh of Prospect at the Pension PlayPen at 10.30 am tomorrow (Tuesday 21st July). We will discuss how unions are getting to grips with CDC as a way forward to what are currently … Continue reading
Posted in pensions
Tagged annuity, Business, CDC, corporate governance, Defined benefit pension plan, Employment, Neil Walsh, pension, Pensions, Prospect, Retirement, TPR
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TPR – comfortable that VFM will help people make decisions – (they listen to the “right channels”)
In this episode of V-FM Pensions, hosts Darren and Nico chat to The Pensions Regulator’s Ben Gunnee. As well as being an Arsenal fan, Ben is TPR’s Executive Director for Market Oversight and is responsible for TPR’s engagement and interaction … Continue reading
Come and debate the future of DC with the Prospect union.
We will discuss how unions are getting to grips with CDC as a way forward to what are currently DC workplace pensions. The event is at 10.30 am on Tuesday 21st July. You can get into the meeting on this … Continue reading
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Tagged annuity, Business, CDC, corporate governance, Defined benefit pension plan, Employment, Neil Walsh, pension, Pensions, Prospect, Retirement, TPR
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When taxation is retroactive it will change behaviour. Be careful with envy focused legislation promote real solutions to British poor…