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Tag Archives: members
Who picks up the cost of consolidating member pots?
The key to answering the question is to establish the value chain; to my mind there are two immediate winners from transferring a member’s pot. The ceding employer (the scheme the member is leaving) The receiving scheme (the scheme the … Continue reading
We talk to retirees the language of a bygone age
Governance improving – but… The DWP has been asking itself some searching questions about the governance of the workplace pensions that Britain will be increasingly rely on to supplement the state pension and eventually overtake it as our main source … Continue reading
Why investment reporting has to change.
I remember when I used to provide market intelligence to Eagle Star feeding back the confusion we were creating amongst trustees and sophisticated members and policyholders who were trying to find out how funds were performing. Every time … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, Caroline Moore, investment reporting, malcolm Kemp, members, policyholders, Savers
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NEST needs you!
Interested in influencing how NEST works for members? News reaches me that the NEST Member Panel is recruiting and looking for hard working, conscientious , pension loving folk like us. You can apply for this position online up to and … Continue reading
Who’s kidding whom – on DC pension governance?
I was “privileged” to spend a whole day with one of the many employer groups we have in Britain. This meeting brought together Directors (especially FDs and Heads of HR) of Research and Technology organisations. When I say privileged – … Continue reading
Posted in pensions
Tagged Airto, Engagement, FD, Feedback, IGC, members, pension, Prudential, staff, Standard Life
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Is there a”pensions opposition”? Thoughts on #TUCpensions
I wasn’t at the TUC Conference, having a Conservative membership has closed a few doors and I didn’t want to make some awkward by insisting. My colleague Hilary Salt spoke and the event was capably relayed by Josephine Cumbo and others. … Continue reading
Posted in pensions
Tagged Colin meech, first actuarial, ft, Hilary Salt, josephine cumbo, members, pensions, TUC
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How IGCs help employers (and their advisers)
If you read the terms of reference or Chair reports of the IGCs (and GAAs) , it’s the “member” on whom the work is focussed and for whom the reports are written. “Member” is short-hand for policy holder as in … Continue reading
Posted in IGC, pensions, Personality
Tagged Business, customers, employers, Employment, FCA, Financial services, GAA, governance, IGC, members, pension, pensions, Retirement, TCF
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Making the most of the £20bn small employers spend on DB – Guest blog from Hilary Salt
A simple shift in communications could ensure the £20bn employers spend on DB each year isn’t wasted Over the last decade we’ve seen the long march of defined benefit (DB) pension schemes from the sunny beaches of open schemes run by … Continue reading
Posted in pensions, Pensions Regulator
Tagged Actuarial science, Actuary, advice, £20bn, Business, corporate governance, corporate risk, de-risking, defined benefit, DWP, Employment, Financial services, first actuarial, Government, member benefits, members, National Employment Savings Trust, pension, pension playpen, pensions, small schemes
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