Tag Archives: AgeWage

AgeWage is closing its investment round (but you’ve still got a week to invest)

www.seedrs.com/agewage We’ll be closing our investment round with Seedrs on Friday 24th May. As I write, that gives readers a week to invest. You invest by clicking the link above, if you want to invest more than £5,000, drop henry@agewage.com … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , , , | Leave a comment

Championing better funds – well done Chris Sier

And last but by no means least our 2019 industry champions are … #PIPA2019 @SierChris @margaretsnowdon pic.twitter.com/ImeRIye3Tr — Pensions Expert (@pensions_expert) May 15, 2019 It’s good to see Chris get this award and see him in his kilt Congratulations to … Continue reading

Posted in advice gap, FCA, pensions | Tagged , , , , , | Leave a comment

Angela Eagle’s stunning Bill on pension costs and charges

Angela Eagle presented a bill to the House of Commons at 1.30 yesterday (Wednesday May 8th). It is a fine bill and I wish it success. It may not succeed under the current Government and may be no more than … Continue reading

Posted in advice gap, pensions | Tagged , , , , | 4 Comments

Can pension ratings be “too simple”?

  To my mind , the only meaningful way that someone using a workplace or personal pension can test for value for money is by comparing the money they put in with the value they get out. This is known … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , , , , | 3 Comments

“Your retirement salary” – the pension best seller.

How to use your lifetime of pension savings to pay yourself an income in your retirement   Richard Dyson & Richard Evans, the Daily Telegraph’s senior personal finance journalists, have written a book. I like the title “Your retirement salary” … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , , , | Leave a comment

We are not saving enough – official.

  What this chart from the FT shows is that UK Companies and Households are spending more than they are saving. They join our Government in this. We are not like the rest of the world that saves more than … Continue reading

Posted in age wage, pensions | Tagged , , , , , | Leave a comment

Transparency bites the fund industry

From top to bottom of  financial intermediation cost disclosure is causing problems. UBS and Goldman Sachs have been fined eye-watering sums for failure to provide the right information for others to disclose to their clients. They are not alone. Those … Continue reading

Posted in age wage, pensions | Tagged , , , , , | Leave a comment

CDC – a silver wage not a silver bullet

  Yesterday Ros (Baroness) Altmann hosted a webinar on retirement income which prompted some interesting follow up on social media. Here’s Mark Ormston of Retirement Line. I thoroughly enjoyed listening to Ros Altmann on the ‘future of retirement income’ masterclass … Continue reading

Posted in actuaries, CDC, pensions, Pensions Regulator | Tagged , , , , , | 1 Comment

Millions start to properly fund their pension

www.seedrs.com/agewage April 1st 2019 is a red letter day for millions of Brits auto-enrolled into workplace pensions. From today the contribution rates will at last be 3+4+1 (three from your boss, four from you and one from the Government – … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , | 1 Comment

Phoenix IGC report – “we’re here solely for you”

The Phoenix IGC has had a good year and its 40 page report shows how a well chaired, well funded IGC can produce a document that is both authoritative and readable. Congratulations to its chair – David Hare – who … Continue reading

Posted in age wage, IGC, pensions | Tagged , , , , , | 1 Comment