Tag Archives: AgeWage

Taking VFM seriously – “waiting for others to join”

Posted on May 23, 2023 by henry tapper

  The photo has me in the inset taking the photo in meeting room 9 on the 12th floor of BlackRock’s Copthall Avenue City HQ. Ten minutes later the room was full and people were on the call from Enfield … Continue reading →

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Norbert Fullerton’s Chinese take-away

Posted on April 25, 2023 by henry tapper

This article ‘s here because of an article on LCP’s website, written by Norbert Fullerton. He marvels at how the Chinese have consistently been better at table tennis than any other country over decades. You can read the article here. … Continue reading →

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How would LDI funds stack up in a VFM framework?

Posted on February 15, 2023 by henry tapper

  Slowly but surely what happened to LDI pooled funds in late September and early October  is beginning to emerge. Katie Martin of the FT has discovered that rather than declare a negative net asset value for a pooled fund, … Continue reading →

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This may be the last week I can grow my linked in connections.

Posted on February 11, 2023 by henry tapper

I currently have over29,900 linked in connections , 28,500 of whom follow me. I have recently been getting messages from Linked in reminding me LinkedIn members can have up to 30,000 1st-degree connections. To ensure an optimal experience on LinkedIn, … Continue reading →

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Why AgeWage is so keen to make “Value for Money” work.

Posted on February 3, 2023 by henry tapper

AgeWage was set up to improve the pensions savers got from the pots people built up from workplace saving. We have seen a problem reporting to people the value of their savings in “value for money terms”. We addressed this … Continue reading →

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VFM – more meat less bull

Posted on January 22, 2023 by henry tapper

The most pressing matter on the pension policy agenda (and we should expect a consultation on this in the next two weeks) is clarification on the DWP’s Value for Money agenda. The consultation may be long but it must address … Continue reading →

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No crocodile tears over falling contributions – please!

Posted on December 29, 2022 by henry tapper

In a lachrymose display of virtue signalling, the PMI reports that many employees are either reducing contributions to workplace pensions or thinking of doing so. This is neither surprising or regrettable, people need to take pension holidays from time to … Continue reading →

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What are the barriers to providing a pension dashboard service?

Posted on December 13, 2022 by henry tapper

    The organisation behind a pension dashboard (officially a Pension Dashboard Service firm or PDS) is usually considered to be a bank or insurer. The dashboard itself is conceived as a loss-leader designed to get trust – its a … Continue reading →

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August 1st – CDC day!

Posted on August 1, 2022 by henry tapper

The 1st August is the day applications open for a new type of UK pension – what pension people know as CDC (though in regulation it is collective money purchase). It’s been a long time in the making, but today … Continue reading →

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A way to manage pension freedom – from a land down under.

Posted on April 23, 2022 by henry tapper

FCA and TPR. Please read below a post from an Australian actuary called Jim Hennington. It describes the regulatory requirements placed on providers of retirement income in Australia. I have only inserted links, to help readers not familiar with terms … Continue reading →

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