Tag Archives: AgeWage

58 years young – the role of crusties in the workforce

I am male, stale and pale – a 58 year old crusty – past his sell by date and blocking young , ethnically diverse and female colleagues from achieving board level positions. Put like that , it is small wonder … Continue reading

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Those dreaded words “you’re doing ok”.

Nobody wants to do ok, we want to be seen as doing brilliantly. There is a relentless optimism in our salutations which makes that normal state of affairs, mundane , dull – even depressing. So how do I tell a … Continue reading

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Vanity’s the vulnerability of the affluent

I’ve just watched (twice) all eight minutes of this video along with 35 other views over the past two days. Try it if you like, but I suspect that you will, like me , be counting down the minutes till … Continue reading

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Could workplace defaults give best value for money?

The results from our first 100 retirement savers are in and our test group averaged 54/100 on their outcomes. Some of the people who did best are in workplace pensions , including a friend from Port Talbot who has got … Continue reading

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Halloween stuff – “Superstition ain’t the way”.

Six out of ten Americans hold “new age” beliefs and I doubt it’s much different in the UK. I have never- NEVER – heard a financial services firm openly prey on our superstition, but irrational behaviour underpins most of our … Continue reading

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Willis Towers Watson – thinking for us on pensions

I’d like to draw your attention to  an important study from Willis Towers Watson’s Thinking Ahead Insitute. It’s called shifts for the DC organisation of tomorrow. The study asks questions of pension providers around the world. It comes to one … Continue reading

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Is Britain full up?

Reading the Office of National Statistics “National Population Projection“, I’d answer that question “no”. If anything it seems we are not growing as a population as fast as we’d expected. The UK’s population is projected to increase by 3 million … Continue reading

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The wealthy fool and everyman are one combined

  There ought to be an extra class of vulnerable customer in the FCA’s definitions – “the wealthy fool”. We all know that a fool and his (and it generally is a his) money’s easily parted but we have the … Continue reading

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Learning how to buy pensions.

Mark Ormston who works for Retirement Line has written an excellent blog on linkedin. This is my version of his blog. Are people taking sub-optimal annuity decisions? The figures in the circles are  taken from the FCA Retirement income data report … Continue reading

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Thumbs up for PLSA’s Retirement Living Standards

It’s a shame that the timing of the PLSA’s big reveal coincided with the announcement of the  Brexit agreement. It hasn’t got much airplay and frankly- even the PLSA annual conference seemed a little underwhelmed. The PLSA have launched a … Continue reading

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