Tag Archives: Employment

How to balance freedom and investor protection? Disclose the downside.

How to balance freedom and investor protection? Disclose the downside https://t.co/EzHL8QsA4I — Josephine Cumbo (@JosephineCumbo) September 13, 2021 In my view, the best course of action is to protect the money that the investors can least afford to lose and … Continue reading

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Con Keating’s CDC Question time

This note responds to the questions raised by members of the audience of the webinar: Fair, Sufficient and Sustainable Collective Defined Contribution Pensions;  It quotes them anonymously, verbatim, and then offers responses. It is worth bearing in mind that in … Continue reading

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The devil is in these pension increases

Yesterday I was writing about the need to be pragmatic about the indexation of our pensions. Today I read in the FT that the calculation rules for the triple lock mean that pensioners could be in for an 8% rise … Continue reading

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Sorting the Pension Gender Gap needs more than a nudge

  I’ve turned back to the research done by State Street and People’s Pension on the pension adequacy. The report came out a while ago and it’s not had the attention it needs or deserves, you can read it here. … Continue reading

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Will technology save lifestyle?

No sooner have I published a blog announcing that AgeWage is embarking on research on how lifestyle has actually done, than I read a post in Professional Pensions from Julius Pursaill explaining how a master trust he advises is going … Continue reading

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Consumers mustn’t pay to clean up the FCA’s mess.

This is a post from Gina Miller on Linked in.  It poses a question about accountability The Gloster Report into #LCF is a damning indictment of failures at the FCA – Whilst my blood boils on behalf of millions of victims … Continue reading

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Can Government put social freedom back in the bottle?

LATEST: All social gatherings of more than 6 people will be banned in England under new Covid-19 limits to be announced tomorrow by PM Boris Johnson. The police will have new powers to disperse and fine any group larger than … Continue reading

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GAD shows you can’t take “company” out of “company pensions” #TATA

So the mysterious volte face by the Government over the Tata Steel pensions rescue package is a mystery no more. The FT, led by super-snooper Jo Cumbo have unearthed the GAD submission to the DWP consultation on solutions to the … Continue reading

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What’s the point of disclosure if it never gets seen?

Jo Cumbo has been writing some interesting pieces ( https://www.ft.com/content/787ad06e-7e7b-11e6-bc52-0c7211ef3198)  on how what we need to know about our retirement savings can be delivered to us as we want it. We get our shopping or our meals to our door if … Continue reading

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Too Expensive to Keep? Is it time to break our promises to the baby boomers?

In a stunning lecture delivered without notes to a “senior” audience at the Oxford and Cambridge Club last night, Paul Johnson helped us ask these questions of ourselves. For his audience was by and large – precisely the entitled class … Continue reading

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