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Meta
Tag Archives: Employment
No crocodile tears over falling contributions – please!
In a lachrymose display of virtue signalling, the PMI reports that many employees are either reducing contributions to workplace pensions or thinking of doing so. This is neither surprising or regrettable, people need to take pension holidays from time to … Continue reading
Posted in pensions
Tagged AgeWage, auto enrolment, Business, dc pensions, Employment, NEST, pension, Pensions, PMI, Retirement, Steve Webb
1 Comment
Why are the over 50s not working so much?
Work is becoming less rewarding but more of us are getting a paycheque than ever before. People officially unemployed is falling but the number of us out of the labour market continues to rise and this is particularly amongst those … Continue reading
Posted in pensions
Tagged Business, Employment, FCA, Guy Opperman, ONS, stats, unemployment, Work
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If your pension’s been bought out – do you know what you’re missing?
James Mullins of Hymans Robertson recently told Pension Age “The rapid growth in demand for pension schemes to insure their risks, along with improved pension scheme funding levels, attractive insurer pricing and new alternative risk transfer options, means that … Continue reading
Posted in pensions
Tagged Business, Defined benefit pension plan, DWP, Employment, Financial services
1 Comment
Equity Release is in its prime – funding retirement many ways.
How pensions are paid from our housing wealth If you get a pension paid by Legal & General, you are probably being paid in monthly charges against other people’s houses. The £400,000, your neighbour borrowed against their £2m property is, … Continue reading
Posted in pensions
Tagged Business and Economy, corporate risk, Employment, Equity release, Financial services, pension, Pension new, Pensions, prime, workplace Pensions
1 Comment
How do master trusts add value for members at retirement?
I shouldn’t be surprised to report on a consultancy looking at how member outcomes could be improved by picking the right workplace pension. But I am. This morning at 11 am, Hymans Robertson are kicking off another round of webinars … Continue reading
Get retirement ready with the PPF and you’re over 40
Yesterday, I published the PPF’s how to get retirement ready in your 20s, 30s and early 40s. Today they compile a list of seven things you should think about as you approach the end of your career. Even if you … Continue reading
Posted in pensions
Tagged dc pensions, Defined benefit pension plan, Employment, mature, pension, Pensions, ppf, retirement ready
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McPhail is no seal-clubber.
Coincidental to the FCA’s impending clampdown on “price-walking”, I’m presented with just the kind of problem that has beset pensions since we decided giving people a pot not a pension was a good thing (let’s say 1987). A very … Continue reading
How to balance freedom and investor protection? Disclose the downside.
How to balance freedom and investor protection? Disclose the downside https://t.co/EzHL8QsA4I — Josephine Cumbo (@JosephineCumbo) September 13, 2021 In my view, the best course of action is to protect the money that the investors can least afford to lose and … Continue reading
Con Keating’s CDC Question time
This note responds to the questions raised by members of the audience of the webinar: Fair, Sufficient and Sustainable Collective Defined Contribution Pensions; It quotes them anonymously, verbatim, and then offers responses. It is worth bearing in mind that in … Continue reading
Posted in pensions
Tagged Business, CDC, Con Keating, DWP, Employment, pension, Pension new
4 Comments
The devil is in these pension increases
Yesterday I was writing about the need to be pragmatic about the indexation of our pensions. Today I read in the FT that the calculation rules for the triple lock mean that pensioners could be in for an 8% rise … Continue reading
Posted in pensions
Tagged Business, CDC, corporate governance, DWP, Employment, pension, Retirement
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