Tag Archives: state pension

Are you or your parents missing out on pension credits?

This article is important. We urge people to save for retirement but for many people retirement is already here and things are going to be tough as the economic impact of the pandemic hits us all. So it’s good to … Continue reading

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Thoughts on the triple lock

There’s no doubt that the unwinding of the furlough presents the Treasury with a technical problem with the triple lock. You can read the details here But that does not mean that the pensions industry can consider the state pension … Continue reading

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Is your Mum getting her proper state pension? – Steve Webb’s making sure!

Apologies to readers whose Mums are no longer around and to younger readers whose Mums are still to retire. but the majority of people who read this blog are millennials and boomers whose Mums are drawing the state pension along … Continue reading

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Triple lock? – easy!

With a deft tweet , former Pensions Minister Steve Webb wakes us up to a startling economic revelation. Doesn’t seem long since we were reading doom-laden warnings about the National Insurance Fund ‘running out of money’ in a few years. … Continue reading

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The nations wealth is in pensions but not in DC pots

Private pension wealth is the largest component of household wealth, marginally bigger than total property wealth, and its value has increased by more than that of property wealth too. This reflects a slight cooling in the housing market, while the … Continue reading

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Chile’s pension expectations dashed – what can we learn?

In the early 1980s Chile became the first OECD nation to switch from a Pay as you go pension system to a system dependent on private pensions. True the long-tail of state liabilities isn’t due to end till 2045 but … Continue reading

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Jo Cumbo has a plan (well she will do soon!)

It’s good to hear from Jo Cumbo that she’ll be turning her retirement savings into a retirement plan. I hope this link works for you (purchased at considerable expense by me). If it does, you can read for yourself how … Continue reading

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Will the retirement you get – be the retirement you want?

This morning I’m speaking on Radio Kent about why more people are working well into their late sixties, a fact established by some report which I assume has been offered the BBC (but not me – yet!). It should come … Continue reading

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“How can I have my money back” – the question pension savers dare not ask!

Here is the first page of the two page illustration suggested by Ruston Smith and Quietroom. I will say again that I am impressed that Ruston Smith and Quietroom have got consensus from a variety of regulators to get their … Continue reading

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How certain are my client’s state benefits?

The old adage “there’s nothing certain except death and taxes”, sadly did not include pensions, not even the state pension. Behavioural science suggests that the further we look into the future , the more we crave the security of certainty. … Continue reading

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