"prefers to compare the returns with a liability proxy (a mixture of gilt maturities)" Are those Index-Linked gilts, given that…
I agree the major problem with DC is that it has been designed as a savings plan not to provide…
Oh, and I think this confusion leading to DB being viewed as a pot by members is an unintended consequence…
I think the FT critic has fundamentally misunderstood what DB schemes are designed to do and how they differ from…
Tag Archives: state pension
The state pension increase – thoughts from an actuary who knows!
Those of you who read my blog a lot will know that there is only one person who knows the state pension who is an actuary and a pension expert. I will not name him but this is his response … Continue reading
State pension on course for £500 rise as earnings growth hits 4.1%
Thanks to Ellie Carric for this look forward to later in the year when we discover how much we will “earn” in our state pension from April next year. I wish there were more articles as bonnie as this! I … Continue reading
2/3 of us don’t think we’re saving for a pension with a workplace pension.
Chris Marchant’s article is here. “Two thirds of people admit they will rely on the state pension ‘to some extent’ in retirement, according to research by Hargreaves Lansdown. Almost one-in ten say they will be totally dependent on the … Continue reading
Posted in pensions
Tagged Collective Pensions, Hargreaves Lansdown, personal pension, state pension, Survey
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Have Pensions had such good ministers and advisers in Parliament? HMT, DWP and beyond look sorted.
I am pleased to see the junior ministers appointed by Andy Burnham yesterday. I have included all that are new, those who are reappointed and those who are gone in this blog It tells good news for the House … Continue reading
Posted in pensions
Tagged Bell, Davies, DWP, house of commons, House of Lords, MP, Pensions, Pitt-Watson, state pension, Timms, Treasury
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Gen Z don’t rate pensions – either for them or for the country
This is an astonishing article by the BBC’s Coletta Smith. It should be everyone in pensions. This is article by a team of BBC correspondents headed by Coletta Smith. I am hugely impressed. Joel has finally landed his first graduate … Continue reading
“Nothing new”on the triple lock is – “big news!
It amazes me that we find the triple lock front page news when we voted in a Government two years ago who clearly said there would be no change in how the state pension this parliament. There are three things … Continue reading
Posted in pensions
Tagged annuity, CDC, DB, dc, defaults, private pensions, state pension, triple lock
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There will be no compensation for WASPI women.
Steve Webb has had to watch the WASPI saga play out , first as a minister and now as a commentator. For many women, the decision not to go back on the change to their pension age has left them … Continue reading
The review of the State Pension Age is overdue ; that’s news!
When will we get the proposals for the future of the state pension? Can you believe that it is so important to electors? Can anything to do with “pensions” be so important? I think David Robbins is right – see … Continue reading
It’s the same the other side of the pond; many older people can’t make ends meet
I have made the point before and will, I’m sure, make it many times to come. People when they retire, lose their work income and switch to income from investments which they think of as their pension. That money can … Continue reading
Posted in pensions
Tagged Getting Fired, Investment, Pensions, Retirement, state pension, triple lock
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Scheme actuaries use a nominal gilt yield curve, which they assert directly matches the currency and inflation exposure of those…