Tag Archives: state pension

Does the FCA’s consumer duty help or hinder the pensioner?

  How Jane can give £10,000 to an insurer for an annuity and not benefit a penny Gareth, “the Ferret” Morgan is a fintech consumerist who stands up for those who are excluded from mainstream financial advice (and mainstream regulation).  … Continue reading

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Why is the state pension so complicated?

  Due to the wonder of BBC sounds , you can listen to Paul Lewis, Ros Altmann and Steve Webb discussing this question (minutes 2-13); it’s well worth listening to as it is full of good tips for you , … Continue reading

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Fair shares from the state pension

  In her recent article on the state pension in the FT, Sarah O’Connor reminds us “In the UK in 1917, King George V sent 24 congratulatory telegrams to citizens who had reached their 100th birthday. By the mid-1980s there … Continue reading

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How the budget could tweak pensions.

Rishi Sunak’s March 3rd benchmark will be overshadowed by the cost of building back Britain. Will pensioners be treated sympathetically and will those saving for a pension have to pay some of the price? Thanks to  Becky O’Connor, Head of … Continue reading

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Are you or your parents missing out on pension credits?

This article is important. We urge people to save for retirement but for many people retirement is already here and things are going to be tough as the economic impact of the pandemic hits us all. So it’s good to … Continue reading

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Thoughts on the triple lock

There’s no doubt that the unwinding of the furlough presents the Treasury with a technical problem with the triple lock. You can read the details here But that does not mean that the pensions industry can consider the state pension … Continue reading

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Is your Mum getting her proper state pension? – Steve Webb’s making sure!

Apologies to readers whose Mums are no longer around and to younger readers whose Mums are still to retire. but the majority of people who read this blog are millennials and boomers whose Mums are drawing the state pension along … Continue reading

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Triple lock? – easy!

With a deft tweet , former Pensions Minister Steve Webb wakes us up to a startling economic revelation. Doesn’t seem long since we were reading doom-laden warnings about the National Insurance Fund ‘running out of money’ in a few years. … Continue reading

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The nations wealth is in pensions but not in DC pots

Private pension wealth is the largest component of household wealth, marginally bigger than total property wealth, and its value has increased by more than that of property wealth too. This reflects a slight cooling in the housing market, while the … Continue reading

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Chile’s pension expectations dashed – what can we learn?

In the early 1980s Chile became the first OECD nation to switch from a Pay as you go pension system to a system dependent on private pensions. True the long-tail of state liabilities isn’t due to end till 2045 but … Continue reading

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