here’s what you’ve been saying
Tag Archives: state pension
“How can I have my money back” – the question pension savers dare not ask!
Here is the first page of the two page illustration suggested by Ruston Smith and Quietroom. I will say again that I am impressed that Ruston Smith and Quietroom have got consensus from a variety of regulators to get their … Continue reading
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Posted in age wage, pensions
Tagged Drawdown, pension, state pension, sustainability, Tax
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How certain are my client’s state benefits?
The old adage “there’s nothing certain except death and taxes”, sadly did not include pensions, not even the state pension. Behavioural science suggests that the further we look into the future , the more we crave the security of certainty. … Continue reading
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Posted in accountants, actuaries, advice gap, pensions
Tagged auto enrolment, death and taxes, Ferret, Gareth Morgan, pensions, state pension
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Flunking financial literacy – it’s a global thing!
Amin Rajan is a clever man and he has written a very good article in the FT that starts The UK Financial Conduct Authority’s recent exposure of the abuses around the 2015 pension freedoms that enable people to cash in their gold-plated … Continue reading
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Posted in CDC, pensions
Tagged annuity, CDC, Financial literacy, pensions, Scheme Pensions, state pension
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Portals for show, pensions for dough
The Pension Dashboard is under pressure. Having lost its sponsor, Simon Kirby MP in this summer’s election, early-day momentum is running out. The ABI are clearly fed up and are now calling for Government intervention if they are to … Continue reading
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Posted in pensions
Tagged ABI, dc, DWP, Evestor, Neyber, PASA, Pension Bee, pensions, Pot follows member, state pension
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WASPI’s drowning out another minority – those who stayed “in”.
There is a second WASPI petition. There’s a new #WASPI petition – please sign it! Currently at 11k signatures… How soon 100k? https://t.co/ijhUQohWtk — Sarah Pennells(@Savvy_Woman) September 13, 2017 The WASPI women are well organised and have a widening support … Continue reading
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Actuaries! Talk with us – don’t argue with each other.
There’s a silly letter in the FT this week which I print in full. Sir, Jo Cumbo’s report “Mortality update bodes well for pension deficits” (May 4) refers to an assertion by PwC that slowing mortality improvements could reduce UK … Continue reading
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Posted in actuaries, pensions
Tagged actuaries, CARE, DB, defined benefit, long term care, morbidity, mortality, pensions, state pension
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Steve Webb and the triple lock – muddy waters!
Here’s that Royal London press release, calling for State Pensions to be reduced and contributions to private pensions to increase. Royal London has set out a three point plan for the key pension priorities of an incoming government, including … Continue reading
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Posted in pensions
Tagged auto enrolment, Pension Policy, pensions, Royal London, S2P, state pension, State v Private, Steve Webb
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Time to dig this Government out of its hole?
Tax, national insurance and pensions policy should be put in a vault marked “toxic” and should be handled with extreme caution. This morning I have three toxic issues to prove my point. The fiasco of announcing an increase in national insurance … Continue reading
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Posted in auto-enrolment, NEST, pensions
Tagged auto enrolment, DWP, National Insurance, NEST, pensions, state pension, Steve Webb, WASPI, workplace pension
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Are pensions in crisis?
There has been talk of late of pensions in crisis. Infact the opposite may be true. Pensions may finally be getting back on their feet. News that the retired tycoon – Philip Green has made a voluntary contribution of £363m … Continue reading
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Too Expensive to Keep? Is it time to break our promises to the baby boomers?
In a stunning lecture delivered without notes to a “senior” audience at the Oxford and Cambridge Club last night, Paul Johnson helped us ask these questions of ourselves. For his audience was by and large – precisely the entitled class … Continue reading
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Posted in pensions
Tagged baby boomers, Business, demographics, Economics, Employment, Financial services, Paul Johnson, pensions, Retirement, SERPS, Social economics, state pension
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