Tag Archives: NEST

Innovative pensions for the mass of us!

Posted on July 14, 2017 by

In its Retirement Outcome Review (interim report), the FCA were clear on  evidence of a problem The blame lies not with thick consumers but with lack of competition If competition is not working effectively and consumers make uninformed retirement income decisions this could lead to … Continue reading →

Posted in advice gap, auto-enrolment, DWP, pensions | Tagged , , , , , , , | 3 Comments

Financial Planning – a minority sport.

Posted on July 6, 2017 by

    “Financial planning is a minority sport for the wealthy” – @henryhtapper @NESTInsight pic.twitter.com/HVS0EMlWHt — Talya Misiri (@Talya_PA) July 5, 2017 It was fun debating with Debate Mate and Tom McPhail – who is great mate! A sense of … Continue reading →

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“Feed and skim” – how NEST want to help the low-paid save more.

Posted on July 6, 2017 by

Thanks to NEST and their think-tank NEST Insight for a scorching day on top of the National Theatre which yielded some real thought leadership. Delighted as I was to lock horns with some very bright students (and Tom McPhail) in … Continue reading →

Posted in NEST, pensions | Tagged , , , , | 6 Comments

“Is it worth planning when the future’s so uncertain?”

Posted on July 5, 2017 by

Today is NEST Insight day;  it’s also TTF symposium day.  So I’ll be cycling from the City to the South Bank like Mark Cavendish (pre-crash). At the TTF event, Beccy Young and Robert Finer will be presenting the FCA Asset Management Market Study … Continue reading →

Posted in NEST, pensions | Tagged , , , , | 3 Comments

The past, present and future of Pensions #autoenrolment

Posted on May 6, 2017 by

On Wednesday , at 5pm , I’ll be explaining these slides at Accountex 2017 – a talk generously sponsored by the Chartered Institute of Payroll Professionals. It’s going to be a fun, provocative and I hope instructive talk and I’m … Continue reading →

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NEST’s dirty laundry on the line!

Posted on April 26, 2017 by

  Thanks to First Actuarial for producing this chart for this blog. Here’s how to read In 2010 when NEST opened , it had no assets – it  had quite a lot of debt (£134m* from setting up days as … Continue reading →

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Time to dig this Government out of its hole?

Posted on March 10, 2017 by

Tax, national insurance and pensions policy should be put in a vault marked “toxic” and should be handled with extreme caution. This morning I have three toxic issues to prove my point. The fiasco of announcing an increase in national insurance … Continue reading →

Posted in auto-enrolment, NEST, pensions | Tagged , , , , , , , , | 2 Comments

NEST – membership has its privileges.

Posted on March 5, 2017 by

  American Express coined the phrase and it’s unlikely that PADA  (the fore-runner) to NEST could ever have anticipated running a premium product. But that is what NEST is about to become. The launch of a free transfer service which … Continue reading →

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“What next!?” @NEST

Posted on March 4, 2017 by

Maybe it’s because I’m still in India and have been mysticised, but I cannot believe that NEST’s most recent announcement has not caused a major outcry. I am not talking about the shelving of NEST’s plan to be a provider … Continue reading →

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Looks like a bolshy new year!

Posted on January 1, 2017 by

Welcome to 2017 , I’m in a bad mood! I have been struck down with tummy problems and did not join in last night’s festivities. I open my inbox this morning  –  this is what I find! The time for seasonal … Continue reading →

Posted in pensions | Tagged , , , , , , , | 3 Comments