Tag Archives: NEST

Is “drawdown” a viable pension option for Nest’s pensioners?

In my opinion , the answer to that question is no. It is a “no for the USA, for Australia, for the UK and it is a “no” for five reasons To achieve a sustainable advantage over a guaranteed pension … Continue reading

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How do master trusts add value for members at retirement?

I shouldn’t be surprised to report on a consultancy looking at how member outcomes could be improved by picking the right workplace pension. But I am. This morning at 11 am, Hymans Robertson are kicking off another round of webinars … Continue reading

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Pensions and personal poverty; action needed now.

Let’s think about the question in this headline and the date it was asked. On the date of publication Savers and those spending their retirement savings were facing a hike in fuel bills and inflation reckoned by PWC to be … Continue reading

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When will Nest become a CDC scheme?

Perhaps the most unreported headline of the week, at least for pension nerds like me was Guy Opperman’s prediction , made at an RSA CDC event that Nest would be a CDC scheme by the end of the next parliamentary … Continue reading

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Dead pools and blind allies; capital will always stand behind private pensions

I riffed on Tontines here a dozen years ago https://t.co/HRWCp4zNB8 From 2010 my @ISRS_UCL action research has covered mutual legal designs of modern scalable risk, cost, surplus & production sharing agreements. Trust Law is very far from modern: we can … Continue reading

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Nest – the Government’s pension that can’t pay you a pension.

Nest’s normal retirement age is your state retirement age. Seven years before my Nest retirement, I got an email. This email has triggered me to explore my pension options with Nest – and to this blog I decided to make … Continue reading

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Small pot consolidation – Ockham’s Razor is out!

I suppose it is impossible to deliver any document to Government which is the output of the PLSA, ABI without it being 70 pages and late in delivery. The document that trundled over the line yesterday was called THE SMALL … Continue reading

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David Farrar leaves the DWP to join Nest.

Anyone who has known David Farrar in his 7 years as senior policy manager for the DWP will wish him well as he joins Nest to work on climate change, responsible investment and other evolving policy areas. His DWP occupational … Continue reading

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Where will Nest’s £1.5bn private investment go?

Nest wants to invest £1,500,000,000 into private markets, meaning just under 10% of our money will not be invested in public stock exchanges or debt markets but in companies that raise money other ways. Actually £1.5bn is not a lot … Continue reading

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Has Nest detonated an investment big bang?

The Financial Times reports;- Nest, one of the UK’s largest workplace pension schemes, has announced a £1.5bn private equity spending spree in the biggest move by a British retirement scheme into the asset class. The £20bn state-backed pension fund with … Continue reading

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