Tag Archives: NEST

“IF I was a Director “… how Nest can overhaul itself.

  Nest is recruiting three non-executive directors to increase the diversity of its Board. This is an opportunity, 12 years in, for Nest to ask fundamental questions about how it can move itself and auto-enrolment along. Diversity of outlook I … Continue reading

Posted in pensions | Tagged , , , | Leave a comment

Pensioner poverty should be as hot a topic as the weather!

    This morning – 25 people are going to wake up and decide whether to go into Central London to attend a meeting on the impact of the cost of living on pensioner poverty. I hope that the majority … Continue reading

Posted in pensions | Tagged , , , , , | Leave a comment

Is “drawdown” a viable pension option for Nest’s pensioners?

In my opinion , the answer to that question is no. It is a “no for the USA, for Australia, for the UK and it is a “no” for five reasons To achieve a sustainable advantage over a guaranteed pension … Continue reading

Posted in pensions | Tagged , , , , , , | 1 Comment

How do master trusts add value for members at retirement?

I shouldn’t be surprised to report on a consultancy looking at how member outcomes could be improved by picking the right workplace pension. But I am. This morning at 11 am, Hymans Robertson are kicking off another round of webinars … Continue reading

Posted in pensions | Tagged , , , , , , , , , , | 1 Comment

Pensions and personal poverty; action needed now.

Let’s think about the question in this headline and the date it was asked. On the date of publication Savers and those spending their retirement savings were facing a hike in fuel bills and inflation reckoned by PWC to be … Continue reading

Posted in pensions | Tagged , , , | 1 Comment

When will Nest become a CDC scheme?

Perhaps the most unreported headline of the week, at least for pension nerds like me was Guy Opperman’s prediction , made at an RSA CDC event that Nest would be a CDC scheme by the end of the next parliamentary … Continue reading

Posted in pensions | Tagged , , , , , | 1 Comment

Dead pools and blind allies; capital will always stand behind private pensions

I riffed on Tontines here a dozen years ago https://t.co/HRWCp4zNB8 From 2010 my @ISRS_UCL action research has covered mutual legal designs of modern scalable risk, cost, surplus & production sharing agreements. Trust Law is very far from modern: we can … Continue reading

Posted in pensions | Tagged , , | 1 Comment

Nest – the Government’s pension that can’t pay you a pension.

Nest’s normal retirement age is your state retirement age. Seven years before my Nest retirement, I got an email. This email has triggered me to explore my pension options with Nest – and to this blog I decided to make … Continue reading

Posted in pensions | Tagged , , , , , | 5 Comments

Small pot consolidation – Ockham’s Razor is out!

I suppose it is impossible to deliver any document to Government which is the output of the PLSA, ABI without it being 70 pages and late in delivery. The document that trundled over the line yesterday was called THE SMALL … Continue reading

Posted in pensions | Tagged , , , , | 2 Comments

David Farrar leaves the DWP to join Nest.

Anyone who has known David Farrar in his 7 years as senior policy manager for the DWP will wish him well as he joins Nest to work on climate change, responsible investment and other evolving policy areas. His DWP occupational … Continue reading

Posted in pensions | Tagged , , , , , , | Leave a comment