Tag Archives: NEST

Make pensions easier for the self-employed with accessible, but not mandatory, saving (thanks SPP and Prospect))

Posted on September 24, 2026 by henry tapper

Simple and an excellent pension, Nest’s self-employed “sign up” option is under-promoted and under used. It needs to be improved for self-employed saving but this could be done. Continue reading →

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“My pension offer” – explaining CDC to a confused sceptic 12 years ago!

Posted on September 21, 2026 by henry tapper

This is a blog I published 12 years ago on 28th September 2014. It is now 12 years old and shows that the debate has been broadly the same for some time! Continue reading →

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Telling us accurately what we’ve built up as pension should be what the dashboard does

Posted on September 8, 2026 by henry tapper

Richard Smith is right in wishing to get engagement of people close to retirement. We want to know what is happening to our money which doesn’t grow like it does in the building society or bank but fluctuates as markets … Continue reading →

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Richard Smith is Janus ; he looks forward and backwards.

Posted on August 7, 2026 by henry tapper

  Richard is nostalgic and far-seeing! Richard  is Janus, the god of beginnings, gates, transitions, time, duality, doorways, passages, frames, and endings. He is usually depicted as having a double-sided head. Janus presides over the beginning and ending of conflict, and … Continue reading →

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Richard Smith is Janus ; he looks forward and backwards.

Posted on August 7, 2026 by henry tapper

  Richard is nostalgic and far-seeing! Richard  is Janus, the god of beginnings, gates, transitions, time, duality, doorways, passages, frames, and endings. He is usually depicted as having a double-sided head. Janus presides over the beginning and ending of conflict, and … Continue reading →

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Nest is a collective DC fund in all but name. It will remain the default for most employers.

Posted on July 10, 2026 by henry tapper

Nest now has £13bn invested in the UK economy, according its latest annual report which was laid before Parliament today. This is an investment more akin to an open DB Scheme (LGPS or USS) or a CDC scheme aimed to … Continue reading →

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High finance or hi-jack; how do you feel about Nest’s £1bn venture?

Posted on July 9, 2026 by henry tapper

I was at a WTW award giveaway for journalists. Padraig Floyd stood at the back (the freelance journalists) and I listened to Padraig complaining about the hi-jacking of pensions by mandating from the Government (aka Treasury). This is not my … Continue reading →

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Things can only get better: for pensions – and for Britain too!

Posted on June 29, 2026 by henry tapper

  Over the weekend, I have had a number of conversations with friends who find the proposition from Andy Haldane that this Government incentivises “effective investment” into the UK with home-bias taxation. I know that we have not heard the … Continue reading →

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When you’re big like Nest you can make things happen – but is it better to be as nimble as SEI?

Posted on June 22, 2026 by henry tapper

Nest’s research has caused a lot of controversy. Financial and Social productivity are top of the pops with bright thinkers like New Capital Consensus and Shared Future . But Nest’s long term view is  not something that Nest’s 14m members … Continue reading →

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Let Jo Cumbo and Nest have this debate in front of 14 million savers!

Posted on June 18, 2026 by henry tapper

There are two competing views on how 14 million saver’s should have their money invested. This is a view that accords with the research that Nest commissioned from its members. This is the view of Josephine Cumbo, a longtime friend … Continue reading →

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