Category Archives: pensions

If you’re afraid of IHT on your retirement savings, try CDC Tom!

Posted on October 6, 2026 by henry tapper

Here’s Tom’s way past the iniquitous IHT tax charge. He is of course absolutely right, though there are alternatives to annuities which may be considered better! Continue reading →

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Richard Smith’s Free Coffee Morning link is here! 10.30 this morning

Posted on October 6, 2026 by henry tapper

Why is he being called into every conversation? It’s because he is an unbiased commentator on the state of pensions, of the pension dashboards and of how we will be getting a lifetime income when we retire. Continue reading →

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Hilary Salt on the future of the triple lock; while I’m stunned by Manchester, Trafford and Salford

Posted on October 6, 2026 by henry tapper

I was up in Manchester yesterday – shaken by the new bold vibe. Hilary is one of the best bosses I ever had and I can’t not publish her talking about pensions. Continue reading →

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Is TPR waking up to VFM? Isn’t it the pension we’ll be defaulted into buying?

Posted on October 6, 2026 by henry tapper

Emma Douglas needs to extend TPR’s VFM thinking to the pensions offered by default. She’s getting there. Continue reading →

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When young people buy a pension and end up with a savings plan….

Posted on October 5, 2026 by henry tapper

My memory of starting out when in my early twenties, was that I was insuring against living too long. Now youngsters are being sold a vision of wealth and many of them are not buying it. Continue reading →

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Gordon Aitken’s video explains how DC is returning pensions to growth…

Posted on October 5, 2026 by henry tapper

For Aitken, the future for equities and growth is in DC pensions;  I’ll extend his optimism with CDC (which is even less dependent on de-risking than DC). Continue reading →

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Richard Smith’s everywhere but nowhere more accessible than tomorrow at 10.30 am!

Posted on October 5, 2026 by henry tapper

Even when Richard’s not there in presence he seems to be there in spirit! I’ve listened to 90 minutes of the VFM podcast where he gets more mentions than Arsenal. Continue reading →

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WTW’s Glyn Bradley tells the podcast that VFM should measure pension as a service.

Posted on October 5, 2026 by henry tapper

In this episode of V-FM Pensions hosts Darren and Nico talk to WTW Senior Director and Chair of the IFoA Pensions Board, Glyn Bradley. Continue reading →

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Vanguard-urging us to save harder and convert out pot to pension is not working.

Posted on October 4, 2026 by henry tapper

Vanguard has produced a document whose aims I most approve of but whose recommendations make no sense. Continue reading →

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Government should beware of regulators unable to protect flat dwellers from extortion

Posted on October 4, 2026 by henry tapper

I fear that Labour MPs been influenced by bad actors who will hide behind regulation to extort through residential property management. Continue reading →

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