Category Archives: pensions

Can we recognise WTW’s promotion of CDC as “independent”?

Distorted facts I was distressed to read some distortions in Professional Pensions (PP). First lets start with distorted facts With the first CDC schemes now authorised, R-CDC is one default route under consideration by schemes. The WTW poll found 78% … Continue reading

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And these life companies had mutual intent? Some can remember, some can return it.

Standard Life – an insurer adrift. Standard Life has “bought into” ReAsurre’s Midco Pension Scheme. I have written about this and you can read it here. I have published  the excellent comment received on my email yesterday. It came on … Continue reading

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Andy Young – some thoughts from an older generation about who gets pensioned.

I get occasional emails (as well as messages). When I get an email it is always to be cherished, having the experience of a man who spent most of his life deliberating how we could organise the payment of pensions … Continue reading

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Social Care’s the priority ; paying for it will squeeze workplace pensions.

This is the issue governments keep putting off. That ends now. pic.twitter.com/dv7oGd94Io — Andy Burnham (@andyburnham) July 29, 2026 These are urgent and cannot get kicked down the road. They must be sorted out and that will need money that … Continue reading

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Can small DB Pension Schemes prosper? A video explores

Here is the video of Maggie Rodger’s and Bobby Riddaway’s conversation and their answers to our questions yesterday The slides will follow. A further discussion needs to be had as to whether small closed DB schemes should be sponsored by … Continue reading

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Gallagher on CDC – surprisingly good!

I have to admit to have paid no interest in Gallagher lately. I had assumed they were not  interested in CDC until it produced a document this month on their findings with their clients and those who advise them. Gallagher … Continue reading

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The Plumbing Industry Pension still provides secure pensions for plumbers.

I was  pleased to read this statement from TPR.  The action by TPR was  taken against those deemed to have harmed this pension scheme.  Here where TPR found deliberate steps were taken to avoid payment of a section 75 debt … Continue reading

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“CDC could improve outcomes but only if (opt-out) choice is preserved” – Damian Bowden

This is a an article from  Damien Bowden  who has been a proposition manager at large firms. He wants to know that  he and others joining a CDC plan have the opportunity of opting out. He is right to bring … Continue reading

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How did deferred pay become a financial product?

This is a beautiful explanation of the change that has occurred over the past fifty years from a means of providing a wage in retirement to a financial product providing us with a product. Thanks Daniela Silcock Daniela Silcock Director, … Continue reading

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Coffee Morning today- Maggie Rodger and Bobby Riddaway speak up for small pension schemes

View of the AMNT & Bobby Riddaway  You are cordially invited to attend our next event. It’s today (Tuesday28th July) You can join the Maggie, Bobby and hear the view of the AMNT on this link. Small scheme governance. They … Continue reading

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