Category Archives: pensions

The Fintech scene in London


    I had a Fentechy sort of day yesterday, spending some of it at Boring Money’s Fintech day out in the luxury of Aviva’s basement cinema (well it felt like that).   The Fintechorama hosted by Holly McKay was … Continue reading

Posted in pensions | Leave a comment

Is calling a CDC pension a “wage in retirement” dishonest?


I got home from a fine evening with David Byrne at the Apollo, to a surprising assault from John Ralfe. It’s not surprising to be verbally assaulted by John on Twitter, but it was surprising that John, who had been … Continue reading

Posted in pensions | Tagged , , , | 3 Comments

More CDC nuts and bolts- this time from Kevin Wesbroom


  Rt Hon Frank Field MP Work and Pensions Committee c/o Clerk of the Works and Pensions Committee House of Commons 7 Millbank, London, SW1P 3JA Dear Frank and colleagues Michael Johnson’s Commentary on Collective Defined Contribution (CDC) Michel Johnson … Continue reading

Posted in pensions | Tagged , , | 1 Comment

Nuts and bolts of CDC


My twitter account is currently heavy with reproach from  John Ralfe and his followers who are demanding I deliver documents, statements and reveal confidential information about collective pension schemes; (I am also under fire for quoting Hamlet). To some this would be harassment, … Continue reading

Posted in CDC, pensions | Tagged , , , | Leave a comment

Where are the millennials on trustee and IGC boards?


I enjoyed the passion of Jennifer Lopes, a South African millennial who responded to my blog yesterday on the DWP’s new stance on responsible investment. This is fantastic. Many Funds here in South Africa are turning to more green investing … Continue reading

Posted in advice gap, pensions, trustee | Tagged , | 4 Comments

Why pensions are turning green


In an important consultation paper, the DWP has reversed its previous decision not to legislate to force pension scheme trustees to “go green”. Rather than rely on the Pension Regulator’s guidance, the Government now intends to require the trustees of … Continue reading

Posted in advice gap, IGC, pensions | 4 Comments

Must we remain in darkness about our retirement money?


  The two comments on this thread from David and Matt, show the two ways that pots could follow member. David’s solution is the solution that Hargreaves Lansdown want our Government to adopt. Matt points out that it could force … Continue reading

Posted in advice gap, Payroll, pensions | Tagged , , , , , | 2 Comments

Pension Deficits (and Surpluses) – where do you stand on #FABI ?


Rather than kick off with  the FAB index this month, I thought to promote the response it’s publication this morning has received. On the one hand there is Paul Lewis, who (for me) stands  for common sense and the ordinary person. … Continue reading

Posted in First Actuarial, pensions | Tagged , , , , , , , , | 3 Comments

AE Pots must follow workers (Hargreaves Lansdown’s right)


I have just read a policy paper in my hand from Hargreaves Lansdown;  “Putting Individuals at the Heart of the Pension System”. After some pretty dire submissions to the Work and Pensions Committee on CDC, I hadn’t thought to agree with … Continue reading

Posted in auto-enrolment, pensions | Tagged , , , , , , , , , , | 2 Comments

NEST needs you!


Interested in influencing how NEST works for members? News reaches me that the NEST Member Panel is recruiting and looking for hard working, conscientious , pension loving folk like us. You can apply for this position online up to and … Continue reading

Posted in NEST, pensions | Tagged , , , , , , | 1 Comment