Category Archives: pensions

The G in ESG is vital to pensions and our pensions governance vital to ESG

  Sarah Wilson, chief executive of Minerva, the shareholder adviser, said: “At a time when innovation and [research and development] is so important it would seem that financial engineering is taking a higher priority.” – Financial Times  Employers looking for … Continue reading

Posted in ESG, governance, pensions | Tagged , , , , | 1 Comment

A clap (not a slap) for the NHS

  At 5pm yesterday I was clapping the NHS in hospital , shortly having received keyhole surgery. I have had good grounds for thanking the NHS over the past twelve months. As I  lay in bed last night I could … Continue reading

Posted in coronavirus, pensions | Tagged , , , , , | 1 Comment

With the benefit of hindsight…a blog on pension transfers in draft for 30 months

  I never published this blog – it has been sitting in draft since early 2018. Re-reading it today, it is clear that everything the FCA are saying today was public knowledge in 2018. Judge for yourself, could and should … Continue reading

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Lets stop kidding ourselves about pensions

Three things prompt me to write this article The work of Dr Iain Clacher and Con Keating into the unequal burden regulation places on the sponsors of defined benefit pension schemes The agreement between unions, Government and employers in the … Continue reading

Posted in age wage, CDC, consolidation, pensions | Tagged , , , , , | 5 Comments

Why more funding doesn’t mean safer pensions.

I published this article last week under a different title and it didn’t get read much . I’m publishing it again because it is  very good  and because it challenges current received wisdom on DB pensions. Pensions have become needy … Continue reading

Posted in pensions | 9 Comments

Covid-19 actuaries “Super Saturday” report

The Friday Report – Issue 14 (published Saturday July 4th)   COVID-19 Actuaries Response Group – Learn. Share. Educate. Influence. Every week, more is written on COVID-19 than any individual could possibly read. Collectively, the COVID‑19 Actuaries Response Group read … Continue reading

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Bloomberg calls the UK and Europe to account on local lock downs

Do they mean us? Remember how Derek Jamieson used to make us laugh with the quaint views of overseas journalists who didn’t quite get Britain. Well this blog is deadly serious and while it is focusing on us,  it is … Continue reading

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Enjoy summer safely in a pub?

There wasn’t much surety about Boris Johnson’s messaging in his briefing yesterday evening. The idea that having a few drinks in your local is a good idea is bonkers. I burst into laughter when the Prime Minister told me that … Continue reading

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So what can our past performance tell us of the future?

Very excited by developments in @agewageuk scoring that are helping us understand the risks each saver experiences relative to all relevant risks members can take, more in weeks to come! — Henry Tapper (@henryhtapper) July 2, 2020 It is narcissistic … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , , | Leave a comment

Could a wealth tax fix our broken economy?

Britain is broke, for the second time in 12 years our economy has hit the buffers but this time the noises coming out of Government suggest that it is the wealthy who will pay to fix it. This would be … Continue reading

Posted in pensions | Tagged , , , , , , , | 4 Comments