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Category Archives: pensions
Statistics make financial sense of getting old- the start but not the end of planning
My morning’s reading that ends where I begin, with the good news that British readers are generally happy when they get to 65. Jonathan Guthrie concludes an article based on 10 statistics with this data from Government research. 10) 7.6 … Continue reading
Would your firm consider a CDC pension?
Today Terry Pullinger and I are in Brighton talking to union representatives working for employers with unionised workforces. We’re spending our Sunday explaining to ordinary workers what CDC does for staff and how employers can consider it. We’re … Continue reading
Take away the burden from growing old on savings
I like this picture from my Canadian/South African correspondent Johan Kriek. It represents the problems elder people face with managing their finances and the problems my seniors tell me they are having. It is difficult to managing retirement money or … Continue reading
Isn’t it time to include CDC in the search for “Value for Money”.
I’ll do as I’m told by TPR and my compliance officer and stop listening to people who are fans of CDC. Instead I’ll listen who hate CDC and this who are as biased as apparently I am in wanting to … Continue reading
The greatest pension issue is “adequacy” not “legacy”.
This is an interesting viewpoint. Tomorrow I’ll be speaking to a group of people for whom pensions has nothing to do with inheritance tax and everything to do with replacement rates or as my colleague Terry Pullinger calls a pension … Continue reading
BP should treat current and future pensioners with its historic respect.
This is an excellent post from a BP pensioner. It is written by someone who didn’t work in pensions about the impact of poor corporate governance on him and other pensioners. I don’t see this getting much publication within pensions … Continue reading
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These women are “Friends of CDC” and speaking out for it !
I’m interested in what Vidette’s Alison Hatcher thinks. Firstly, I worked with her when we were contracted to Pension Superfund, secondly, she is going to be a trustee of the Pension Trust’s CDC scheme, (subject to authorisation). The third reason … Continue reading
The leaseholders lot is a not a happy one
The purchase of a leasehold flat is NOT a property purchase. It’s buying a right to occupy subject to fees and charges which can be unlimited and which occupiers have very little ability to challenge. https://t.co/cKVi5DOPCx — Norma Cohen (@NormaCohen3) … Continue reading
The review of the State Pension Age is overdue ; that’s news!
When will we get the proposals for the future of the state pension? Can you believe that it is so important to electors? Can anything to do with “pensions” be so important? I think David Robbins is right – see … Continue reading
TPR are right to curb my exuberant promotion of CDC
As I now have a compliance officer at Pensions Mutual, I have been admonished for my over exuberant promotion of CDC as a way of delivering workplace pensions. I cannot name names but I’ve had meetings with TPR high-ups who’ve … Continue reading