Category Archives: pensions

Inbox overload?

I am finding the comments on my recent blogs about lifestyling rather better than the articles I’m writing. Take this caustic gem from Tim Simpson Good Luck to Mr Pursaill, I hope he succeeds in obtaining his desire. However, in … Continue reading

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DIY drawdown – your pension, your risk- your choice?

Over the weekend, three people pointed me to the article Don Ezra wrote for the FT. It’s a very good article and one of the best arguments I’ve read to explain why US Economist and Nobel Prize winner Bill Sharpe … Continue reading

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An unreal time of death and things new born

I drove down on Friday night from the City to my partner’s place in Eton. My route takes me down the Mall and past Buckingham Palace. Though nearly dark, there were large numbers of press reporting and people milling in … Continue reading

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Why is the state pension so complicated?

  Due to the wonder of BBC sounds , you can listen to Paul Lewis, Ros Altmann and Steve Webb discussing this question (minutes 2-13); it’s well worth listening to as it is full of good tips for you , … Continue reading

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The pardoner’s tale

My fellow Bryanston alumni, Andrew Warwick-Thompson has been flagging the boob made by Mark Carney over “avoided emissions”.  This shows the perils of not knowing your offsets from your elbow and proves what a perilous business it is saying anything … Continue reading

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MaPS – this is not the way to buy investment pathways!

I wonder how many of the 60,000 people who each month decide they want to “get at” their pension money, are finding their way to MaPS website set up for people to understand and compare their investment pathway options (for … Continue reading

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TPR demands trustee action on climate change risks.

A new climate change strategy was published on Wednesday by The Pensions Regulator. TPR is calling on scheme trustees to act now to protect savers from climate risk. It has come in for criticism in the FT’s Pension Expert. I don’t … Continue reading

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Can the “cost of lifestyle” be measured or managed?

I’m pleased that Julius Pursail has commented on my post on lifestyling. He’s someone who cares a lot about member outcomes. He’s made it clear in Professional Pensions that he wants the trust he advises – Cushon – to do … Continue reading

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Will technology save lifestyle?

No sooner have I published a blog announcing that AgeWage is embarking on research on how lifestyle has actually done, than I read a post in Professional Pensions from Julius Pursaill explaining how a master trust he advises is going … Continue reading

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Has lifestyling worked? Who knows?

Who knows! Lifestyling – (sometimes called “life-cycling”) in DC pensions means adjusting the asset allocation of a pension pot to meet changing circumstances as people prepare to crystallise their pension pot(s). A crystallisation is a transaction which sees an encashment … Continue reading

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