Category Archives: pensions

Call out the Karma Police – (they’re at it again)

As if the Karma Police weren’t busy enough, we have more work for them! Legal & General, like Hargreaves Lansdown. have found a way to demand money of us to swell their coffers in aid of narrowing the gender pay … Continue reading

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21st Century Pensions – how it all began

In my beginning is my end I happened, purely be the  serendipity of social media to come across this post remind me of the genesis of 21st century pension policy in  a White Paper called “simplicity, security and choice“. This … Continue reading

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We need courage not legislation – to sort out small pots

    Dress it up as the industry may, the progress report of the Small Pots Working Group is a disappointment. The Group was set up to find a working solution that commanded consensus from the ABI, PLSA and the … Continue reading

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Hargreaves Lansdown apprehended by Karma Police

According to a recent FOI request made by HL, 14,500 girls aged 15 or under had money paid into a pension for them compared to 15,300 boys in 2019-20. The gap is closing. In 2015-16 only 13,800 girls had money … Continue reading

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Positions on redress for British Steel workers harden.

The FCA is in an awkward position as it consults on the redress it is looking to pay to British Steel workers who claim they were advised poorly to leave the BSPS scheme. On the one hand they have disgruntled … Continue reading

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PE continuation funds – “greed washing”?

  As the investment of our workplace pensions moves inexorably into  private markets, we would do well to understand the perils (as well as the advantages) of using private equity funds and employing the very clever (but sometimes unscrupulous) firms … Continue reading

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ABI sets out how auto-enrolment can work better for insurers.

    Insurers have long benefited from Government pension policy in building up their funds under management. Lobbying from the ABI has led to the establishment of personal pensions which have been used not just as a means of accumulating … Continue reading

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Railway unions and employers – look to a 3rd way to provide pensions.

RMT claim employers “Savage the Railway Pension Scheme and the TFL scheme, cutting benefits, making staff work longer, and poorer in retirement, while paying increased contributions”. https://t.co/Y7hDl3eoGG Pension cuts are part of the dispute. https://t.co/P4udmW394o — Henry Tapper (@henryhtapper) June … Continue reading

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Power to the people: Democratizing the investment landscape

This blog is from Tumelo’s Charlie Barlow. I’ve been writing about this over the past few days but not like this. Maybe this is how I’d have put it if I was 35 years younger, though I doubt I’d have … Continue reading

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“When I’m 65” – poverty’s out of sight – it should not be out of our minds.

The Institute of Fiscal Studies has done some interesting work on poverty amongst people in their mid sixties, with one extraordinary finding. Jonathan Cribb’ work which suggests that people arriving at the end of their working lives are not managing … Continue reading

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