Category Archives: pensions
At 58, Damian’s looking for a proper job again. Strawberries are still nice in September
I have fallen in love with Damian Stancombe’s weekly updates on his progress into retirement , his time down under, his joining a start-up and his leaving it. Now, at the tender age of 58 , Damian discovers that age … Continue reading
“Dearie me”; is the national insurance fund -“a fund”- an “accounting convention” or a fraud?
This blog moves from a tax- moan about someone who could no better, to a defence of how we pay elder people from taxation. Thanks to regular commentator “Dearieme” and Derek Scott and thanks to Ben Wilkinson who got this … Continue reading
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Tagged Ben Wilkinson, Dearieme, DWP, Exchequer, Funding, National Insurance, state, the Times
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Getting paid retirement income from investments beats annuity or even CDC (says Brian Henderson)
Brian Henderson’s wonderful decumulation VFM chart! This man is asking the right questions and though my answer to DC starts with a “C”, I know that value for most people’s existing money will come from the decumulation of the DC … Continue reading
Farage may be about to discover what £72m can’t buy – Nelson Nelson
“We just don’t have British resident donors or British entities that would support us,” Reform UK’s James Orr told the undercover reporter. “That’s the grim reality.” And a bit of an embarrassment. The ‘party of the people’ gets negligible money … Continue reading
Does £72m in the Reform war chest change everything?
In the last 24 hours, two crypto billionaires have given Nigel Farage’s party £72 million in donations. No one can pretend the threat of a Reform government isn’t real. It is very real. Seventy-two million pounds. That is an obscene … Continue reading
Do the Euro-Populists Have a Plan for Retirement Finance? John Mitchem.
John Mitchem considers a growth of liabilities from the elderly on the states of Europe There is not space here to reproduce the 18 pages of this report but here is the overview. The report deals with the particular problems … Continue reading
A pension’s autobiography on the dashboard!
This is the whole of the life of a friend of mine. He/she’s a fan of the pension dashboard and you can see why. I love the “around the £54,142.86 per annum” . That’s not approximation – that feels like … Continue reading
Can we please have some responsibility about pensions from the Times?
Sorry Ben , you won’t have a million pound pension, you’ll have a £1m pot and a £40k pension (with proper inflation) You might get a level annuity at £65,000 (or more if you hung on) but would you get … Continue reading
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Options, options, options – how can people make up their minds about pension”pots”!
This might be an argument against defaulting people into “guided retirement” – aka flex and fit. Except there really isn’t any problem getting a payment into your bank account from as many sources as your bank cope with, which I’m … Continue reading