Tag Archives: CDC

Brian Henderson asks whether CDC gives you better VFM than DC – it depends!

   You can download the document for yourself from here. Here is Brian’s introduction on social media

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Being all things to everyone’s annoying – Aon should not annoy DWP/HMT

This was a week when Aon brought employers “all things to all private sector employers” All private companies run workplace pension schemes so Aon run a product for every pension saver. The net accessible market for Aon is every employer … Continue reading

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Turning “de-risking”to “growth” through a new pension strategy.

There is a  story that Andy Smith is brace tell. He is an independent consultant and though he has skin in the game, his honesty is commendable. The de-risking of DB pensions through the buy-in/out of insurers is slowing. I … Continue reading

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Collective Pensions have two good friends in Kerstin and Terry!

  It has been a hot week in more ways than one! I have been amazed that a Director of the Department of Work and Pensions decided to post something that may change the way we think about workplace pensions … Continue reading

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We’re no longer asking how Collective Pensions work! We’re building them to be delivered

We have had many years debating how to deliver “CDC” to a point that we have got ourselves to “go”! Alastair has produced an excellent little paper that with the help of Andre Clark and Andy Fifer reminds us of … Continue reading

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“Collective Pensions” going forward, CDC in the past.

The DWP will change the way they describe what till now has been called CDC Whether the DWP can change the way we describe the new way of turning contributions to pensions is a question only time will answer. I … Continue reading

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David , you and I are gonna live forever!

  It’s better when a pension scheme says “we’re in it together”; when young people take responsibility for their older selves, they’ll have a retirement wage that lives forever; (that’s the first time that CDC has been plugged by Oasis … Continue reading

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The AIC’s solution to the nastiest problem in finance

This article is from the Association of Investment Companies.  It would  interest  me to know whether education of this type has any influence on those , outside the readership of the AIC’s website. Good as the article is, it is … Continue reading

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DC is hard when you get to retire? You don’t say?

This article starts According to several Canadian defined contribution (DC) plans experts, DC plans were never designed to get members through retirement because they were built to accumulate assets during working years. As a result, that gap is now catching … Continue reading

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AON why this DC/CDC hybrid mastertrust launched in 2028???

I’m sure I’m not  the first to be  bewildered by Aon delaying the launch of their workplace CDC plan till 2028. May I express my exasperation? I had hoped we would make people’s life with CDC but here is a … Continue reading

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