Tag Archives: CDC

I’d rather be a Ploughman than Icarus

Today, Tuesday 15th January 2019, will be a historic day in UK politics as the BBC is predicting Mrs May faces the biggest defeat any government has suffered in 100 years. Yesterday she suffered a defeat in the House of … Continue reading

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Do we need to pay to get our money back?

Imagine going into a bank to withdraw money and being told to get advice before doing so. Imagine being told that the cost of that advice would run to many thousands of pounds. I very much doubt anyone would be … Continue reading

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CDC – sharing risk in a bear market

This post is by the author of “launching CDC into a bear market” and again shows how CDC delivers a robust return in a bad times (a bear market). It does so by sharing risk and informs modelling by Aon … Continue reading

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Launching CDC into a bear market.

The paper below is one of two that models what happens when CDC hits bad markets. I guess this one could be likened to launching a lifeboat into a stormy sea. CDC makes headway – but it’s tough. Imagine you’d … Continue reading

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We can’t reopen closed railways or pensions – but we can build anew

How does #CDC help the individual saver in a falling market as you claim….? @henryhtapper https://t.co/PbsnbcXwku — John Ralfe (@JohnRalfe1) December 26, 2018 When I wrote this blog on Boxing Day about “coping with falling markets” – I did not … Continue reading

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Coping with falling markets

It is a blessing that the first five years of auto-enrolment have seen world stock and bond markets rise. Low interest rates have had a lot to do with it, but we’ve also been in a period of comparative peace, … Continue reading

Posted in CDC, pensions | Tagged , , , , , , | 4 Comments

CDC and the actuarial profession

  I am not an actuary, I work with actuaries and I work for an actuarial firm. I stand up for actuaries and I praise them where praise is due. Yesterday saw an attack on the actuarial profession on twitter … Continue reading

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Is the tide turning in favour of pensions?

As we reach the last few weeks of the year, I’ve been looking at the stories that are dominating the pension landscape and increasingly they are positive. Despite UK and global equity markets being down on the year, pensions are … Continue reading

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For the ripped-off steelworkers – today’s about doing it together!

This morning, around 15 Port Talbot steelworkers will make their way from Paddington to Westminster to meet MPs – keen to help them in their pension plight. They will be greeted at the Cromwell Gate by a lot of media … Continue reading

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Financial Economics = Scorched Earth

John Kiff rolled his tank onto my lawn this morning. Well he can roll it off again and take his flamethrowers with him. For in the long march back from Moscow, Kiff, Ralfe & Co are doing their best to … Continue reading

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