Tag Archives: CDC

Pensions for all -not just the public sector

Posted on July 16, 2019 by

Although I’m pleased that pension promises to the Firemen and Judges are to be extended to all public sector employees, I’m sorry for the millions of private sector employees now in DC savings plans whose reasonable expectations were for a … Continue reading →

Posted in CDC, First Actuarial, pensions | Tagged , , , , | Leave a comment

Risk-taking , ground-breaking academics in our universities

Posted on May 28, 2019 by

I have been impressed by the way academics , through their unions, took on university employers and the received wisdom of the pension industry and refused to let their defined benefit scheme close to future accrual. I’m pleased that one … Continue reading →

Posted in pensions, USS | Tagged , , , , , | Leave a comment

First Actuarial’s client conference in tweets

Posted on May 10, 2019 by

First Actuarial had its first client conference yesterday, if you weren’t there, it’s probably  because you aren’t a client. Make sure that doesn’t happen again next year! Here’s what you got/missed Hi Mark Riches introduces First Actuarial’s first client conference … Continue reading →

Posted in First Actuarial, pensions | Tagged , , , , , , , , | Leave a comment

Can CDC offer private school pensions?

Posted on April 15, 2019 by

The Department of Education has a cunning plan. Put money behind pensions for teachers in state education and ransome private schools and colleges of higher education for higher pension costs. The policy is justified as an end to a tax-payer … Continue reading →

Posted in CDC, pensions | Tagged , , , , | 2 Comments

CDC – a silver wage not a silver bullet

Posted on April 3, 2019 by

  Yesterday Ros (Baroness) Altmann hosted a webinar on retirement income which prompted some interesting follow up on social media. Here’s Mark Ormston of Retirement Line. I thoroughly enjoyed listening to Ros Altmann on the ‘future of retirement income’ masterclass … Continue reading →

Posted in actuaries, CDC, pensions, Pensions Regulator | Tagged , , , , , | 1 Comment

I’d rather be a Ploughman than Icarus

Posted on January 15, 2019 by

Today, Tuesday 15th January 2019, will be a historic day in UK politics as the BBC is predicting Mrs May faces the biggest defeat any government has suffered in 100 years. Yesterday she suffered a defeat in the House of … Continue reading →

Posted in pensions, poetry | Tagged , , , , , | 1 Comment

Do we need to pay to get our money back?

Posted on December 29, 2018 by

Imagine going into a bank to withdraw money and being told to get advice before doing so. Imagine being told that the cost of that advice would run to many thousands of pounds. I very much doubt anyone would be … Continue reading →

Posted in CDC, pensions | Tagged , , , , | 1 Comment

CDC – sharing risk in a bear market

Posted on December 28, 2018 by

This post is by the author of “launching CDC into a bear market” and again shows how CDC delivers a robust return in a bad times (a bear market). It does so by sharing risk and informs modelling by Aon … Continue reading →

Posted in CDC, pensions | Tagged , , | Leave a comment

Launching CDC into a bear market.

Posted on December 28, 2018 by

The paper below is one of two that models what happens when CDC hits bad markets. I guess this one could be likened to launching a lifeboat into a stormy sea. CDC makes headway – but it’s tough. Imagine you’d … Continue reading →

Posted in CDC, pensions | Tagged , , , , , | 1 Comment

We can’t reopen closed railways or pensions – but we can build anew

Posted on December 27, 2018 by

How does #CDC help the individual saver in a falling market as you claim….? @henryhtapper https://t.co/PbsnbcXwku — John Ralfe (@JohnRalfe1) December 26, 2018 When I wrote this blog on Boxing Day about “coping with falling markets” – I did not … Continue reading →

Posted in pensions | Tagged , , , , , | 6 Comments