Tag Archives: CDC

On the buses with Robert, Monty and Torsten (or is he the son of Blakey?)

Our Pensions Minister finds out out about what the man on the Swansea omnibus wants from Pensions.  He may remind pensioners of Blakey on the buses. Continue reading →

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A barmy Times campaign opposing a pension guaranteed to all of us

The Times is scaremongering – dragging good pension ministers into a quarrel  we need not have. I hope that the ordinary people in this country will avoid this scurrilous campaign. Continue reading →

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Workplace pensions are deferred pay- PPI numbers show the private sector has lost sight of that – thanks PPI

The PPI asks us to recognise we’re exchanging  today’s pay cut for tomorrow’s wage in retirement. Continue reading →

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A time for DB schemes to support sponsors after decades of the reverse.

I am impressed that Lane Clark Peacock are talking to the leaders of our private employers about the pensions that they can think of as assets for their businesses. Continue reading →

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“DC or CDC – that is the question”. A Pensions UK debate in the City of London

Let’s hope a future Government doesn’t up the simplicity of collective pensions by forcing someone in a workplace CDC to experience guided retirement. That seems a really bad idea!
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Guided retirement consultation has a glaring hole.

An income for life is not, by itself, a definition of a good retirement outcome.
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“If you really want to fix inequality, cut public sector pensions”- The Times

This is the script for right-wing politicians.  But large employers are ditching DC savings for collective pensions as the way to pension staff. They will swerve RCPS and Guided Retirement by participating in what we used to call CDC! Continue reading →

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Guided Retirement – a potting shed for frustrated gardeners

People have been promised a pension not a pot, still less a potting shed full of pots and a number of gardeners to make the most of the clutter. Continue reading →

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Torsten announces in the Times the task to level up private sector pensions.

Under the changes, which will be set out by Torsten Bell today, the new pensions will become the default option for all retired people. Continue reading →

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Small pots from 2030 ;- does CDC work for Kim and Maurice?

As the proprietor of a CDC scheme looking to deliver in 2027, we have ambition to offer the capacity to offer our scheme as a participant in the small pot consolidation project. Continue reading →

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