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Tag Archives: CDC
Can Pension Wise deliver a financial vaccine?
Yet another consultation (the 11th this year) arrives from the FCA, looking to nudge people of my age into the arms of Pension Wise and away from scammers. This looks sticking plaster on a wound that will continue to bleed … Continue reading
Sorting the Pension Gender Gap needs more than a nudge
I’ve turned back to the research done by State Street and People’s Pension on the pension adequacy. The report came out a while ago and it’s not had the attention it needs or deserves, you can read it here. … Continue reading
Posted in pensions
Tagged annuity, CDC, Employment, gender, Inequality, Pay, pension, pension gap, Pensions, Peoples Pension, Retirement, women
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IFOA seek a reverse gear for “the great risk transfer”.
Way back in time, before the pandemic hit, the IFOA launched a campaign to better understand the transfer of risk from institutions to individuals. I was in Staple’s Inn when the events chronicled by this video took place. It is … Continue reading
The FT moves the needle on CDC
As I predicted, yesterday turned out to be a day of pension debate and what started as an editorial in the FT , was continued in an excellent seminar where Claer Barrett , Jo Cumbo and Sebastian Payne explored the … Continue reading
Paritarian Pensions – Straw Men for Collective Defined Contribution Schemes
This note has been written to accompany a Pensions Management Institute virtual panel taking place on April 22nd on the topic of CDC pensions. It takes, as a straw man for some of the issues, a recent blog by Stefan … Continue reading
How CDC can invest.
I spent an hour yesterday morning puzzled by the PLSA’s position on retirement choice architecture . The PLSA seem to have given up on “DC pensions” and they appear to have fallen out with the Government. You can read about … Continue reading
Will technology save lifestyle?
No sooner have I published a blog announcing that AgeWage is embarking on research on how lifestyle has actually done, than I read a post in Professional Pensions from Julius Pursaill explaining how a master trust he advises is going … Continue reading
Posted in pensions
Tagged AgeWage, Business, CDC, Con Keating, corporate governance, corporate risk, dc pensions, de-risking, Employment, Julius Pursaill, pension, SatNav
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Has lifestyling worked? Who knows?
Who knows! Lifestyling – (sometimes called “life-cycling”) in DC pensions means adjusting the asset allocation of a pension pot to meet changing circumstances as people prepare to crystallise their pension pot(s). A crystallisation is a transaction which sees an encashment … Continue reading
Posted in pensions
Tagged advice, Business and Economy, CDC, Census, dc pensions, de-risking, Financial services, pension, Pension new, Pensions, Retirement, Who knows
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Rejoicing in heaven – John Ralfe returns to the fold!
I say unto you, that likewise joy shall be in heaven over one sinner that repenteth, more than over ninety and nine just persons, which need no repentance. Luke 15.7 “Miracles and mirages of #CDC ” Excellent blog by … Continue reading
