Tag Archives: CDC

An advert you wouldn’t see in Britain!

Posted on July 10, 2020 by

Most UK pension people  will look at this advert (on Linked in) with bemusement, some may think it a scam, but I know the people behind this initiative and that, in Australia, they are in earnest for good. This article … Continue reading →

Posted in actuaries, advice gap, age wage, pensions | Tagged , , , , , , | Leave a comment

Lets stop kidding ourselves about pensions

Posted on July 5, 2020 by

Three things prompt me to write this article The work of Dr Iain Clacher and Con Keating into the unequal burden regulation places on the sponsors of defined benefit pension schemes The agreement between unions, Government and employers in the … Continue reading →

Posted in age wage, CDC, consolidation, pensions | Tagged , , , , , | 6 Comments

IFS says low-earners should quit saving for retirement.

Posted on May 19, 2020 by

The Institute for Fiscal Studies has called into question the wisdom of many poor earners paying into workplace pensions under auto-enrolment. It is not clear why the small number of people who would probably be better off not sticking with … Continue reading →

Posted in actuaries, advice gap, age wage, pensions | Tagged , , , | 1 Comment

Pensions in the grand scheme of things

Posted on April 27, 2020 by

In the “grand scheme of things” – pensions will go on “In the grand scheme of things” is a very much over-worked phrase. It’s up there with “all will come out in the wash” as a means of dismissing today’s … Continue reading →

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Time for some fresh thinking on CDC

Posted on April 26, 2020 by

  The Pension Schemes Bill is making its way through the House of Lords but now seems unlikely to get Royal Assent before July. If it misses its target and we don’t get an Act till the Autumn, a Royal … Continue reading →

Posted in advice gap, age wage, CDC, pensions | Tagged , , , , , , , | 4 Comments

Were you thinking of retiring?

Posted on April 2, 2020 by

For a lot of people my age (58 going on 59), retirement was looking a cert. Now I and many like me, will have to think some more, save some more and maybe be a little less cocky about our … Continue reading →

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Resilience.

Posted on March 10, 2020 by

A different perspective? The FTSE is on sale…… pic.twitter.com/KcdNv0vTG4 — Holly Mackay (@HollyAMackay) March 9, 2020 I am sure Holly’s graphic shouldn’t be taken as financial advice , though some will try to catch a falling knife. We have no … Continue reading →

Posted in advice gap, age wage, Blogging, BSPS, Consolation, defined ambition, pensions | Tagged , , , | 3 Comments

Some home-truths about our pensions.

Posted on January 4, 2020 by

When asked “have you got a pension”, most people now say yes. That’s because most people (not all) who are in workplace pensions see the amount paid into a savings account as a payroll deduction that says “pension”. There are … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , , | 2 Comments

The PPF could grow up a (C)DC lifeboat

Posted on December 24, 2019 by

One of the enduring features of the last ten years is Andy Young texting me “this is all getting too much, I think I’m going to retire”. Among the many things that Andy has created – he is a great … Continue reading →

Posted in CDC, pensions, Public sector pensions, responsible investing | Tagged , , , , | 13 Comments