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Tag Archives: DWP
Data in a dungeon
I’m pleased that Guy Opperman came out fighting for the dashboard when he addressed the Society of Pension Professionals yesterday. He identified two central problems facing the consumer wanting to find out about their pensions. That their data … Continue reading
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Posted in advice gap, age wage, open pensions, Pension Freedoms
Tagged AgeWage, Business, dashboar, data lockdown, dc pensions, DWP, Guy Opperman, Pensions Dashboard
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Your DC pension scheme may be for the chop- here’s why
Swimming is my new thing and I swim underground in a cave by St Pauls. As I swim along I ponder esoteric things like why the DWP are putting DC schemes with less than £100m in them – in … Continue reading
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Why value for money must be assessed on saver’s data
The numbers in the boxes above show how much value a group of savers have done with £523m invested in their pots. On the face of it, they have got a better return on average (4.75%) than if they’d been … Continue reading
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Posted in advice gap, age wage
Tagged AgeWage, Consultation, DWP, IRR, Pensions, Performance
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“Shape up or shape out” – DWP give small DC schemes one year’s notice
It is not acceptable for savers to be enrolled in arrangements that do not deliver value in terms of costs, investment returns or secure and resilient governance. Government would expect trustees acting in the best interests of their members … Continue reading
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Posted in advice gap, age wage, DWP, pensions, Pensions Regulator
Tagged dc, DC DWP Pension, DWP, Guy Opperman, TCFD, TPR, VFM
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Jon Spain’s submission on DB Funding
Although people have been living far longer than used to be the case, the financial assumptions are generally far more significant than the demographic assumptions.
If, as appears to be the case, we can’t get simple things right, why should we think we can tackle complex stuff successfully? Continue reading
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Posted in actuaries, advice gap, pensions
Tagged DB Funding Code, DWP, Jon Spain, Submission, TPR
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Changing the way our pensions work
I expect that those few remaining trustees and members of IGCs and GAAs who are in denial of the value of ESG, will – in the face of the forthcoming Act and the detail within the consultation, step down. Continue reading
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Posted in age wage, DWP, ESG, pensions
Tagged DWP, ESG, Make My Money Matter, pensions, sustainability, TCFD, TPR
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Clacher and Keating blog “Bowles to the Regulator”.
We have received and responded to over one hundred questions, comments and criticisms arising from them. Not one has come from the Pensions Regulator. We have no evidence that the Regulator is listening to us or anyone else. Constructive engagement requires constructive listening, not selective hearing. Continue reading
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Posted in actuaries, advice gap, pensions
Tagged Clacher, DWP, House of Lords, Keating, Pension Funding, pensions, Pensions Regulator, Sharon Bowles
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Why DC pensions should follow the science
The country has learned a new respect for data during the lockdown. Following the science has led us to a better understanding of mortality and we understand from track and trace how understanding data protects us from infection. The public … Continue reading
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Posted in artificial intelligence, Dashboard, pensions
Tagged agenda, Data, data science, DWP, Guy Opperman, pensions
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Is your Mum getting her proper state pension? – Steve Webb’s making sure!
Apologies to readers whose Mums are no longer around and to younger readers whose Mums are still to retire. but the majority of people who read this blog are millennials and boomers whose Mums are drawing the state pension along … Continue reading
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Posted in actuaries, advice gap, age wage, pensions, steve webb
Tagged DWP, Grannies, LCP, state pension, Steve Webb
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“The way we were” – DWP AE Evaluation
In normal times, the publication of a major Government review of auto-enrolment would be newsworthy. Apart from a series of mentions by Jo Cumbo, I have seen no publicity for it – from the DWP or their press office or … Continue reading
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Posted in age wage, DWP, pensions, Pensions Regulator, Retirement
Tagged AE, auto enrolment, DWP, pensions, TPR, workplace Pensions
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