Tag Archives: DWP

The “pensions industry” must speak for pensions – not the people who profit from them.

Posted on September 15, 2018 by

There is an assumption that for innovation to happen in the pensions industry, it needs to have the sanction of the “pensions industry”. Take this comment from Sam. CDC will be a disaster unless you can convince the pensions industry … Continue reading →

Posted in advice gap, CDC, pensions | Tagged , , , , , | 3 Comments

I was ashamed of my pension colleagues

Posted on September 14, 2018 by

Yesterday, as a guest of CWU’s Deputy General Secretary , Terry Pullinger, I spent a morning at the Westminster City Forum’s conference on Next Steps for UK Pension Funds. The Conference dealt with the regulation of DB pensions, consolidation and the future … Continue reading →

Posted in pensions | Tagged , , , , , , , | 3 Comments

Will complacency infect auto-enrolment too?

Posted on September 13, 2018 by

Since auto-enrolment works on the “least said the better” basis, there is a temptation for people involved in its supervision to take Ronan Keating’s advice – “you say it best- when you say nothing at all”. But complacency is what got … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , | 1 Comment

AE – a day of reckoning to come?

Posted on September 11, 2018 by

More of us are saving, but we aren’t saving any more. The democratisation of pension saving – arising from auto-enrolment is a great thing – everyone can dare to dream of stopping work under their own power. But there is … Continue reading →

Posted in auto-enrolment, BSPS, Dashboard, pensions | Tagged , , , , | Leave a comment

I want to choose my dashboard please!

Posted on September 5, 2018 by

Thankfully the Government has seen sense, it is not going to provide a one size fits all Volkswagon dashboard, it’s going to offer us a motor-show of choice! The Government is not going to build or maintain a pension dashboard. … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , , , , , , , , | 2 Comments

CDC has cross-party support, it also needs cross-departmental support.

Posted on September 4, 2018 by

I was at a CDC Forum yesterday with people from the DWP and various pension experts, I can’t say who or what they said but suffice it to say that this was “large employer stuff”. Necessarily this is where the … Continue reading →

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“Are people that dumb?” Compulsion and dashboards.

Posted on September 3, 2018 by

The FT are running a story about the “pensions industry” regrouping around Plan B and doing their own dashboard. There is indeed a conference in September about this and I’d urge you to go (I hope to contribute). There is … Continue reading →

Posted in pensions | Tagged , , , , , , , | 8 Comments

Can a DC plan be “in deficit”?

Posted on September 2, 2018 by

Yesterday, I fired off a message to the Pensions Regulator to put a stop on Whitbread’s sale of Costa to Coke, till restitution is made of the money owing to the low earners auto-enrolled into its net pay workplace pension. I won’t … Continue reading →

Posted in accountants, pensions | Tagged , , , , , , | 2 Comments

A pension dashboard for all?

Posted on August 31, 2018 by

I agree with Anthony Rafferty , CEO of Origo, that the dashboard isn’t just for those drawing to the close of their working (and saving) career. Rafferty writes in Professional Pensions Rafferty points out that to argue against dashboard, based … Continue reading →

Posted in pensions | Tagged , , , , , , , | 4 Comments

Who are the 200,000 people petitioning for the pensions dashboard?

Posted on August 30, 2018 by

  It won’t be long till 38 degrees’ campaign to save the pensions dashboard hits its target of 200,00. Today, the campaign was given a boost by publicity in the Financial Times by the ever-excellent Jo Cumbo. The FT’s headline … Continue reading →

Posted in pensions | Tagged , , , , , , , , , | 4 Comments