Everything that requires to be paid for the next 20-50 years requires investment. Non-investment types especially actuaries and other managerialists…
I don't know why you are all getting excited. In reality the likelihood is that the govt will cut pensions…
How far do you want to stretch the principle that compos mentis adults should not be treated as moral agents…
You're right, and Treasury have previous on this. Examples ... Netting at departmental / spending-review level Barnett is applied to…
Tag Archives: DWP
Labour Conference promotes CDC
Craig Moran and First Actuarial; Sue Ferns and Prospect Union : Torsten Bell- DWP and HMT; Andy O’Regan and TPT ; David Pitt-Watson and the House of Lords. Thank you! Continue reading
Posted in pensions
Tagged Andy O'Regan, Craig Moran, David Pitt-Watson, DWP, first actuarial, HMT, Prospect, Prospect Union, Sue Fearns, Torsten Bell, TPT
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“My pension offer” – explaining CDC to a confused sceptic 12 years ago!
This is a blog I published 12 years ago on 28th September 2014. It is now 12 years old and shows that the debate has been broadly the same for some time! Continue reading
Posted in advice gap, auto-enrolment, CDC, pensions, with-profits, workplace pensions
Tagged annuities, Business, Business and Economy, CDC, collective, DC Defined Contributions, Defined benefit pension plan, Drawdown, DWP, Employment, Financial services, flexible drawdown, Flumps, Government, Human Resources, Insurance, NEST, pension, Pension Regulator, Pensions, Retirement
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“Dearie me”; is the national insurance fund -“a fund”- an “accounting convention” or a fraud?
This blog moves from a tax- moan about someone who could no better, to a defence of how we pay elder people from taxation. Thanks to regular commentator “Dearieme” and Derek Scott and thanks to Ben Wilkinson who got this … Continue reading
Posted in pensions
Tagged Ben Wilkinson, Dearieme, DWP, Exchequer, Funding, National Insurance, state, the Times
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Should we have a consultation on whether we have a consultation on small pots?
It must be the last week in August to be a story. We have been consulting about small pots as long as we’ve had workplace pensions and probably longer. There have been no ends of people who have devoted themselves … Continue reading
“VFM framework” should follow horse racing’s Time Form and focus on winners and losers!
It’s the last week in August, so time to drag up the longest running failure to deliver we’ve ever had. Superfunds? Small pot consolidation? Pension Dashboards? VFM assessments? We are not getting good ideas into action. It has not been … Continue reading
CDC needs behemoths like BlackRock and it needs “challengers” like Pensions Mutual to provide “collective pensions”
I am a great admirer of BlackRock as a proponent of collective pensions or “CDC”. Here is Sophie Dapin with a fresh view on what can be done. We have Royal Mail and will soon have a collective pension for … Continue reading
For collective pensions (CDC) to work well, they must look back as well as forwards
The big issue in the DC/CDC debate so far has been about the future not the past. Royal Mail with their collective pension scheme have yet to transfer DC pots that postal workers have built up with them. The Retirement … Continue reading
Being all things to everyone’s annoying – Aon should not annoy DWP/HMT
This was a week when Aon brought employers “all things to all private sector employers” All private companies run workplace pension schemes so Aon run a product for every pension saver. The net accessible market for Aon is every employer … Continue reading
Collective Pensions have two good friends in Kerstin and Terry!
It has been a hot week in more ways than one! I have been amazed that a Director of the Department of Work and Pensions decided to post something that may change the way we think about workplace pensions … Continue reading
Posted in pensions
Tagged CDC, collective, DWP, Kerstin, Kerstin Parker, Parker, Pensions, Puyllinger, Terry
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I believe you are absolutely right and its polical expediancy to rob us of our State Pension. ounce again. That…