Tag Archives: DWP

Are DB pensions benefiting from CETV de-risking?


  It’s a fair question for a blogger to ask. I don’t have the answer and suspect that you’d get a different reply depending on who you asked. Here are the facts According to Hymans Robertson , The total value … Continue reading

Posted in annuity, Big Government, BSPS, pensions | Tagged , , , , , , , | 1 Comment

Smoke, mirrors and bogus objections; an acerbic blog from Con Keating


For their own reasons, usually venal, objectors to the implementation of collective defined contribution have managed to surround the concept with a fog of obfuscation and confusion. This has only been possible because of one of the great strengths of … Continue reading

Posted in pensions | Tagged , , , , , | 3 Comments

A tale of two cities – ABI and #TUCpensions


  It was a straight choice. Pay £500 + VAT and hear the Treasury talk about financial services in Bishopsgate or Pay £0 + VAT and hear the DWP talk about pensions. It wasn’t a hard one. Guy Opperman , … Continue reading

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How do I rate my various pensions?


Following the publication of yesterday’s Guidance from the DWP on “DC pension” disclosures, this article asks “have we any framework for answering the question in the title?”. The conclusion is “not yet”, thought the disclosure guidance takes us another step … Continue reading

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The DWP sticks to its guns on disclosure


Disclosure of costs, charges and investments in DC occupational pensions Government Response The DWP have fulfilled on their promise to provide a disclosure framework for occupational  DC pension schemes. From April 2019, anyone in a DC workplace pension will be … Continue reading

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I still want to be paid when I retire!


  Have you been watching the DWP’s recent television articles – the ones that ask you to get to know your workplace pension? I want to know what bit of my workplace pension is the “pension”! The dictionary describes a … Continue reading

Posted in CDC, pensions | Tagged , , , , | 4 Comments

The impact of low pension savings on retirement incomes – Gareth Morgan


Income certainty and low pension savings There is concern, increasingly voiced, by some well-informed commentators, about some of the consequences of the pension freedoms. The complexity of choices, the lack of knowledge of most pension savers and the actions of … Continue reading

Posted in actuaries, advice gap, pensions | Tagged , , , | 1 Comment

Bring back Ros! (with a twist)


Convictions before careers “Social mobility matters to me and our country more than a ministerial career. I’ll continue to work outside of government to do everything I can to create a country for the first time that has equality of … Continue reading

Posted in corporate governance, DWP, pensions | Tagged , , , , , | 3 Comments

Employers be warned; your workplace pension responsibilities are wider than you think!


    When I read this social media add from the Pensions Regulator I half thought tPR were encouraging employers to engage with their pension. No such luck – the pages behind the link explain the employer duties and responsibilities … Continue reading

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Leave DB – we need proper DC


I don’t care if you fall it CDC, target pensions or “proper DC” as I call it in the title. What we need is an opportunity for everyone who has saved in a retirement plan to be paid a wage … Continue reading

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