Tag Archives: DWP

I still want to be paid when I retire!


  Have you been watching the DWP’s recent television articles – the ones that ask you to get to know your workplace pension? I want to know what bit of my workplace pension is the “pension”! The dictionary describes a … Continue reading

Posted in CDC, pensions | Tagged , , , , | 1 Comment

The impact of low pension savings on retirement incomes – Gareth Morgan


Income certainty and low pension savings There is concern, increasingly voiced, by some well-informed commentators, about some of the consequences of the pension freedoms. The complexity of choices, the lack of knowledge of most pension savers and the actions of … Continue reading

Posted in actuaries, advice gap, pensions | Tagged , , , | 1 Comment

Bring back Ros! (with a twist)


Convictions before careers “Social mobility matters to me and our country more than a ministerial career. I’ll continue to work outside of government to do everything I can to create a country for the first time that has equality of … Continue reading

Posted in corporate governance, DWP, pensions | Tagged , , , , , | 3 Comments

Employers be warned; your workplace pension responsibilities are wider than you think!


    When I read this social media add from the Pensions Regulator I half thought tPR were encouraging employers to engage with their pension. No such luck – the pages behind the link explain the employer duties and responsibilities … Continue reading

Posted in pensions | Tagged , , , , , , , | 1 Comment

Leave DB – we need proper DC


I don’t care if you fall it CDC, target pensions or “proper DC” as I call it in the title. What we need is an opportunity for everyone who has saved in a retirement plan to be paid a wage … Continue reading

Posted in pensions | Tagged , , , | Leave a comment

New Improved Pension Statements on the way.


Ruston Smith and Quietroom   We need improved annual statements from our workplace pensions because…. Many annual statements are  too long, complicated and include jargon As people have savings with many providers, they get different statements at different times of … Continue reading

Posted in advice gap, pensions | Tagged , , , , , , , | 1 Comment

Is auto-enrolment to become a stealth-tax on the poor?


  The DWP has released a 200 page  report into the state of the auto-enrolled nation. You can access it here. I’ve read the executive summary which is full of surprises and the report is clearly informing future strategy. The … Continue reading

Posted in pensions | Tagged , , , , , , | 3 Comments

Auto-enrolment for all?


The Government has leaked details of the findings of their auto-enrolment review and what its wanting to do about them. Each of the four proposals outlined below has merit, though they won’t be achieved without protest from those who will  pay more into … Continue reading

Posted in accountants, auto-enrolment, pensions | Tagged , , , , | Leave a comment

Can we have our pension dashboard back?


The DWP, flush with successfully delivering auto-enrolment is now setting its sights on delivering a “pension dashboard”. The dashboard should allow every adult in the UK to see their pension rights, not just from the State, but from occupational and … Continue reading

Posted in advice gap, CDC, pensions | Tagged , , , , | Leave a comment

Con Keating address objections and misconceptions around CDC


Collective Defined Contribution schemes are back in the news, with a Parliamentary inquiry under way. This has provoked an outpouring of commentary. Unfortunately, much of this appears to be misinformed. It is well-known that I am an avid and vocal … Continue reading

Posted in CDC, pensions | Tagged , , , | Leave a comment