Tag Archives: DWP

Should we have a consultation on whether we have a consultation on small pots?

It must be the last week in August to be a story. We have been consulting about small pots as long as we’ve had workplace pensions and probably longer. There have been no ends of people who have devoted themselves … Continue reading

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“VFM framework” should follow horse racing’s Time Form and focus on winners and losers!

It’s the last week in August, so time to drag up the longest running failure to deliver we’ve ever had. Superfunds? Small pot consolidation? Pension Dashboards? VFM assessments? We are not getting good ideas into action. It has not been … Continue reading

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CDC needs behemoths like BlackRock and it needs “challengers” like Pensions Mutual to provide “collective pensions”

I am a great admirer of BlackRock as a proponent of collective pensions or “CDC”. Here is Sophie Dapin  with a fresh view on what can be done. We have Royal Mail and will soon have a collective pension for … Continue reading

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For collective pensions (CDC) to work well, they must look back as well as forwards

The big issue in the DC/CDC debate so far has been about the future not the past. Royal Mail with their collective pension scheme have yet to transfer DC pots that postal workers have built up with them. The Retirement … Continue reading

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Being all things to everyone’s annoying – Aon should not annoy DWP/HMT

This was a week when Aon brought employers “all things to all private sector employers” All private companies run workplace pension schemes so Aon run a product for every pension saver. The net accessible market for Aon is every employer … Continue reading

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Collective Pensions have two good friends in Kerstin and Terry!

  It has been a hot week in more ways than one! I have been amazed that a Director of the Department of Work and Pensions decided to post something that may change the way we think about workplace pensions … Continue reading

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Have Pensions had such good ministers and advisers in Parliament? HMT, DWP and beyond look sorted.

I am pleased to see the junior ministers appointed by Andy Burnham yesterday. I have included all that are new, those who are reappointed and those who are gone in this blog   It tells good news for the House … Continue reading

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Quite a discussion of how a trade union embraces CDC. Watch the session – it’s good!

It was quite a pension playpen coffee morning. Sit down in your chair in your drawing room, kitchen, the train, bus or the car (if you aren’t driving). Press the command on the YouTube and sit back This is a … Continue reading

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Healey is back in No 11, we wish him an easier ride than Denis- a predecessor

One Minister collects our taxes while the other pays them back; can you tell who is who? I must be careful to get our ministers right. The Chancellor the Exchequer has the red tie , while the SOS of DWP … Continue reading

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Timelines for DC, CDC and DB to deliver income with VFM

Not much policy can have ambition to “chart the course to a pensions system fit for the 21st century“. That’s how Torsten Bell talks of his workplace pension work. Here is what the charting of the next ten years looks. … Continue reading

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