here’s what you’ve been saying
Monthly Archives: August 2015
Pricing your auto-enrolment service
This article is for the advisers to small employers who are considering offering an auto-enrolment service, both to help the employer get started and to keep the employer compliant in months and years to come. Of all the considerations, pricing … Continue reading
Putting people at the centre of the investment decision: Implications for Private Pension
This article has been sent me by Per Andelius, a tireless correspondent who tries to educate me (and others) in what matters in investing. Although this article is difficult and contains one quote by Markus Schuller which re-defines gobble de gook … Continue reading
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Understanding the Great Fall of China (in the pub).
While y’all went on holiday, market analysts threw a tantrum , Emerging stock Markets tanked and the Developed Markets went red and green faster than a traffic light. I love writing this stuff, it makes me feel grown up – like I had some job … Continue reading
Don’t be daunted – it’s not hard (or expensive) to choose the best workplace pension for your staff
If you are a boss, or act for a boss as an accountant, financial adviser or payroll manager, you may be getting worried about auto-enrolment. You’ve probably had your little brown envelope from the Pension Regulator telling you that you … Continue reading
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Tagged advice, auto enrolment, Employment, frefreedoms. pension playpen, pensions, social media, workplace Pensions
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Carfest South – your chance to wear those wellies
They’ve been lying in the back of the cupboard since you bought them. They made you feel so young- they made you feel like spring had sprung. But you never made it to (let alone through) the Glastonbury ticket … Continue reading
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Tagged born to run, Bruce Springsteen, Business, camaro, carfest, carfest15, chris evans, darkness on the edge of town, junglelands, paul heaton, seasick steve, thunder road
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IFAs take the lead in sorting the transfer blockage.
BIG THINKING Two things I’m really looking forward to in September are threesixty’s two “Big Thinking Days”. One’s in Edinburgh and one’s in London and if you’re going, you;re in for a treat. Threesixty are a pretty pucker outfit (IMO) and … Continue reading
Does drawdown need a charges cap for pension drawdown
This post was written a few months ago but never published. The main thrust is still relevant, the thrust is that we are better off building better and more relevant products than trying to squeeze drawdown into a shirt two … Continue reading
Posted in accountants, advice gap, pension playpen, pensions
Tagged Business, CAP, charges, Drawdown, DWP, Employment, Financial services, flexible drawdown, Government, National Employment Savings Trust, pension, Pension new, Pension Regulator, pensions, Politics, Public Sector Pensions, Value for Money
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It’s best to co-operate – guest blog from Con Keating
Con Keating has been thinking for the rest of us for over 40 years. His generosity of spirit are matched by his commercial acumen. His way of thinking is not popular with many who manage money but maybe that’s because … Continue reading
The markets are back but the damage is done.
There are those who thrive on the ups and downs of the stock market; high frequency traders take fractional advantage of moves up and down and like wind farms, make most when it’s stormy. You can buy and sell this … Continue reading
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Tagged annuity, auto enrolment, Business, CDC, China, collectives, corporate governance, corporate risk, damage, dc pensions, Defined benefit pension plan, Financial services, Government, income drawdown, Paul Lewis, Pension new, pension playpen, pensions, Retirement, The Great Fall of China
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Pot follows member – over a cliff?
There’s a great saying in racing “I’d follow that horse over a cliff”. It’s a morbid comment on most gambler’s instinct to chase losses for sentimental rather than economic reasons. When conviction sets in, then rationality is the loser and … Continue reading
Posted in pensions, Pensions Regulator, Personal Accounts, Popcorn Pensions
Tagged advice, annuity, auto enrolment, Ben Cocks, big-fat-pot, DWP, Employment, insurance companies, insurance company, Pension Freedoms, Pension new, pension playpen, pensions, Politics, Pot, Pot follows member, Retirement, Steve Webb
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