Monthly Archives: August 2015
Michael Johnson and the Super ISA
This is the latest from tax and pensions supremo – Michael Johnson. Love it or hate it – the pensions ISA or Super ISA as Michael calls it- looks set to dominate our thinking over the next few months … Continue reading
Posted in pensions
Tagged corporate risk, dc pensions, EET, ISA, Michael Johnson, pension playpen, Pension Regulator, pensions, Politics, Retirement, super-ISA, tax relief, TEE, Treasury
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How do you compare pension default funds?
An old colleague contacted me yesterday with a simple (but great) question. “how do you compare pension default funds”. I can speak on this for First Actuarial, who provide the investment ratings on default funds for the Pension … Continue reading
Posted in pensions
Tagged annuity, Apples and pears, auto enrolment, Business, CDC, choose, Choose a Pension, compare, dc pensions, default, FCA, Financial services, Investment, investment consulting, National Employment Savings Trust, NEST, pension, pension default, Pension new, pension playpen, Pension Regulator, pensions, Retirement, workplace pension
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What the great fall of China does to my pension.
The falls in the world stock markets since April appear huge, our own market has fallen 15% , market in Asia, much more. But the equity market that has fallen the most is China. The great fall of China is … Continue reading
Posted in pensions
Tagged CDC, collectives, DGF, diversify, Drawdown, Freedom, George Osborne, Longevity, Paul Lewis, Pension Freedoms, pensions, Tax, Treasury
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The tricky job of enrolling the self-employed into pensions
The estimate from the Citizen’s Advice Bureau that some 460,000 extra workers are currently missing out on auto-enrolment because employers deem them independently self-employed seems reasonable. When employers conduct a workforce assessment, they generally do so with a cut of … Continue reading
What passing bells for those who work as cattle?
It’s currently cool to talk about treating your workforce as a commodity. Evidence- Jeff Bezos can get on the Front Page of the New York Times for his experiments in office cruelty. “Amazon is successful right now- Bezos must be getting … Continue reading
Measure 4 Measure (why we rate things)
A very curious article appeared on the NOW blog yesterday, I took exception to it and wrote to NOW to tell them. You can read the article here. It’s author, the excellent Martin Olive had clearly become frustrated with “rating … Continue reading
Posted in consultant, dc pensions, FCA
Tagged auto enrolment, NOW, pensionns, workplace, workplace Pensions
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Helpless? – and scammers in town!
One of the worst things about doing my job is seeing people being fleeced without being able to do anything about it. I know that Katie Morley feels the same way – I can feel it when she’s writing about … Continue reading
Auto-enrolment – now get stuck in!
Auto-enrolment is 3 years old but the real fun only starts here. In the coming quarter, we will be preparing for the big spikes in staging that begin in January 2016. Whether you are an accountant, work in a payroll … Continue reading
Posted in pensions
Tagged annuity, auto enrolment, Business, corporate governance, dc pensions, DWP, Ease, Employment, Financial services, L&G, Legal & General, pension, pension playpen, pensions, worksave, worksave pension play
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Mobilising millions – training employers on AE.
Who is going to mobilise the millions of bosses still to stage auto-enrolment? There are not 1.3m but 1.8m employers in the UK who will need to stage auto-enrolment.Of these , all but around 65,000, more than 1,790,000 employers have … Continue reading
The ground moving under us.
What I like about August is that it gives you a little space. Nothing much gets done because at least one decision maker is away and we’re all waiting for September. The French just forget about working in August. Because … Continue reading
Posted in advice gap, annuity, pensions, Pensions Regulator
Tagged advice, alignment, auto enrolment, change, EET, FAMR, Pension Freedoms, pensions, Retirement, Strategy, strategy group, Tax, TEE
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