Tag Archives: L&G
Being poor in retirement is down to your behaviour – L&G can cure you
Here is a conversation about good retirement from DC workplace saving. But it’s not far enough for me and millions like me who don’t want a course in good savings behaviour! I’m not professional and don’t like my “capital at … Continue reading
Standard Life could outgun Hargreaves and AJ Bell but none of these retailers will offer pensions.
You’d think that in insurance terms, yesterday a British club beat off Europe. I’m not talking Arsenal but Standard Life. A few decades back I worked for Eagle Star and Allied Dunbar and they got eaten by Zurich who set … Continue reading
People need more pension, not just moaning about the lack of saving!
I enjoyed Richard Smith’s post on L&G’s moan about not getting enough paid into workplace pensions We know only too well that enough money is going into pension pots. Last Friday I listened to a friend telling the few delegates … Continue reading
Just, L&G, Aviva, USS and Hymans write to Reeves explaining how to finance UK growth
Keating and Aubrey told us how gilts could not do the job. Last September Thomas Aubrey and Con Keating highlighted the inanity of the Government’s plan to finance with gilts the growth needed for new towns and growth that is … Continue reading
Should L&G DC Trustees be selling us “pensions made easy”?
You can read the post from Helen McEwan from this link First , let me get my grouch out, I am in a workplace L&G GPP and I and all like me, do not get a “member’s forum” as delivered … Continue reading
Insurers competing for pensions using leverage to boost annuities? Surely not.
The bulk purchase annuity market comes under the scrutiny of the FT this morning. They are reporting what we have heard rumoured but have had no solid evidence of. The insurers say this has nothing to do with the leveraged … Continue reading
Posted in advice gap, pension genome
Tagged Annuties, Insurance, L&G, LDI, leverage, Liability Driven Investment, Pensions, Phoenix, PIC
1 Comment
A great British Fintech is no fit for NatWest.
It is intriguing to consider what Cushon’s workplace pension (let’s put aside their ISA) to the three named suitor. There are many others who might have been on the suitors list, where the prospect of the master trust achieving Scale … Continue reading
Work Pensions do deals NOW in UK private markets (not just offer LTAFs).
While the ABI hurried out a paper I wrote about over the weekend saying insurers had invested next to nothing (0.24% of £268bn) in retail workplace pensions (around £650m), institutional investment is a different matter for organisations seeing investment as … Continue reading
Posted in pensions
Tagged Housing, Infrastructure, L&G, LTAF, LTAFs, NEST, workplace
Leave a comment
L&G IGC report – advanced tech but short on our VFM info!
I’m a policyholder with L&G and have just over £600,000 having taken over £180,000 this time last year to pay off my mortgage. The IGC is my means of understanding what is going on at L&G and I’m looking forward … Continue reading
Insurers mobbed by small DB plans; – but £bn + business is drying up
Thanks to Martin Richmond of Professional Pensions and Charlie Finch of LCP for giving us a heads up on the shift towards insurance in 2025. Bulk Purchase Annuities are being exchanged for the assets of small DB pension plans but … Continue reading