Tag Archives: L&G

Do IGC’s improve our value for money?


This is the 7th and penultimate blog , addressing the Work & Pensions Select Committee’s questions on pension transparency. This time the exam question is Are Independent Governance Committees effective in driving value for money? My short answer is that … Continue reading

Posted in pensions, WPC | Tagged , , , , , , , , | 1 Comment

L&G – “sometimes it’s better to listen than talk”; home truths from a member.


    Along with 40 or so others,  I went to the L&G IGC Annual Member Forum yesterday morning. I left with a beautifully produced slide deck and a professionally printed copy of this year’s IGC report- I also left … Continue reading

Posted in IGC, pensions | Tagged , , , , , , , , | Leave a comment

IGC Class of 2018 – the results are in – this is how your Chair Report stacks up.


    So  here are my ratings for the principal IGC reports that I can find. There may be more reports skulking out there and I’ll be adding them if they get reported to me! As you can see, they … Continue reading

Posted in pensions, IGC | Tagged , , , , , , , , , , , , | Leave a comment

L&G ‘s IGC ratings fall with a sorry 2017 Chair’s report.


Legal and General has published its third IGC report, which you can read here.. Overall rating VFM – Red Engagement – Amber Effectiveness – Amber   Value for Money It doesn’t get off to a very good start, giving us … Continue reading

Posted in pensions | Tagged , , , , | 1 Comment

Ways of staying financially strong in later life


I normally write about money, particularly about saving for retirement. Over the last couple of evenings, I’ve been lucky enough to attend two excellent discussions, not about saving, but about creating an infrastructure around you in later years that makes those … Continue reading

Posted in advice gap, annuity, economics, pensions, Popcorn Pensions | Tagged , , , , | 5 Comments

L&G; a smooth operator with an open IGC


For an Independent Governance Committee to work, there must be a means for it to interact with its membership in a meaningful way. L&G – uniquely to my knowledge – offer policyholders of their workplace pension the opportunity to come to … Continue reading

Posted in IGC, pensions | Tagged , , , , , , , , , | Leave a comment

The world of the inactive investor


  Of all my amateur enthusiasms, my interest in how to invest my money is perhaps the silliest. The economist’s hat sits ill upon my head, my capacity to second guess market trends is zero. So I’m always pleased to … Continue reading

Posted in pensions | Tagged , , , , , , , | Leave a comment

Why the Autumn Statement was so important for pensions


Last Thursday I pointed out how the introduction of a Stamp Duty Land Tax (SDLT) could be the most significant statement on pensions that Osborne never made. Paul Lewis has blogged the details, follow his twitter timeline to see the Q&A … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , | 1 Comment

Calling all accountants and payroll bureaux


QTAC, the Pension Regulator and Pension PlayPen have got together to provide payroll bureaux and accountants with responsibility for payroll with training on how to stage and manage auto-enrolment. They’re all over the country and will cover the key issues … Continue reading

Posted in pensions | Tagged , , , , , , , , | Leave a comment

Auto-enrolment – now get stuck in!


Auto-enrolment is 3 years old but the real fun only starts here. In the coming quarter, we will be preparing for the big spikes in staging that begin in January 2016. Whether you are an accountant, work in a payroll … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , | Leave a comment