Tag Archives: Aviva

Can these insurers become useful to pension savers again?

Posted on January 14, 2023 by henry tapper

    Time was when people regarded a pension as an insurance against getting old, right now insurers compete with master trusts and SIPPs for the nation’s retirement saving and the staple features that made them indispensable seem increasingly irrelevant. … Continue reading →

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What are the barriers to providing a pension dashboard service?

Posted on December 13, 2022 by henry tapper

    The organisation behind a pension dashboard (officially a Pension Dashboard Service firm or PDS) is usually considered to be a bank or insurer. The dashboard itself is conceived as a loss-leader designed to get trust – its a … Continue reading →

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Assessment of 2021 IGC reports – a boring read but an important one!

Posted on October 23, 2022 by henry tapper

Despite the efforts of the FCA to make IGC reporting more relevant to ordinary savers, I found this crop of IGC reports were bland and unambitious in their reporting of VFM. No IGC suggested that  value for money was not … Continue reading →

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Aviva’s IGC Statement’s fierce battle to stay relevant.

Posted on October 5, 2022 by henry tapper

A report whose relevance is challenged Aviva published its 2022 IGC report in September. As the picture says, it deals with the performance of Aviva’s pension savings products to the end of 2021 but does not cover the impact of … Continue reading →

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IGC reports? Please send send them to me!

Posted on September 26, 2022 by henry tapper

  Each year I report on the activities of Independent Governance Committees and their little sisters the Governance Advisory Arrangements. IGCs and GAAs are in place to keep  the providers of contract based pension saving schemes honest. They are well … Continue reading →

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The 2021 IGC reports – links, reviews and ratings

Posted on August 10, 2021 by henry tapper

I’ve completed my review of the 2020 IGCs and GAAs – 15 reviews of the reports I know of. It you run an IGC or GAA that I’ve missed, please send me your report. I doubt many IGCs have met … Continue reading →

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Double-barreled female success!

Posted on May 8, 2021 by henry tapper

It’s been a good week for strong women, Westminster has one more female MP and Sarah and Emma have topped the pension appointment pages. They are contemporaries of mine and two people whose company I enjoy, they are showing that … Continue reading →

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The money behind annuities “matters” too!

Posted on February 18, 2021 by henry tapper

We tend to forget that a very large amount of the money yet to be paid as pensions , is backed by funds held by insurers and that money is invested, not just in gilts but in a wide variety … Continue reading →

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Putting our money where their mouth is? We’re not there yet!

Posted on February 2, 2021 by henry tapper

Last night I had the chance to listen to the Lord Mayor’s lecture – organised by Gresham College which is a few yards from where I live. If this had happened last year, I would not have been invited or … Continue reading →

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Can the private sector be trusted to pay us a “living pension”?

Posted on January 25, 2021 by henry tapper

I’ve advertised the forthcoming report from the Resolution Foundation on this blog before. I’m pleased to see that it will be discussed by a notable panel later today and I hope that a recording of the session will be circulated … Continue reading →

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