Tag Archives: IGC

The end for the group personal pension?

Posted on June 16, 2026 by henry tapper

John Lapin writes an article I had hoped would be published by  a serious magazine like Corporate Adviser. You can read it here . This is from John Lappin, a most challenging author. The Group Personal Pension had its day … Continue reading →

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It happened in Canada, it could happen here. How scale gives opportunity to scam

Posted on May 24, 2026 by henry tapper

A friend points me to a post by a Canadian who has quite a story to tell. The problem is that when a successful organisation (in this case the investment house CPP) get to manage a fund this large, they … Continue reading →

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The Pensions Minister involved in sorting Gavin’s salary sacrifice mix-up.

Posted on April 27, 2026 by henry tapper

There is more to Gavin H’s story; here is the latest episode.

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Aviva’s IGC; a good quality life company promoting itself through its IGC!

Posted on September 29, 2025 by henry tapper

Aviva have delivered their IGC report and it’s a thorough piece of work. You can download it here or read it in full from this blog The marketing of these reports seems to depend on very relaxed executives in casual … Continue reading →

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L&G IGC report – advanced tech but short on our VFM info!

Posted on September 29, 2025 by henry tapper

I’m a policyholder with L&G and have just over £600,000 having taken over £180,000 this time last year to pay off my mortgage. The IGC is my means of understanding what is going on at L&G and I’m looking forward … Continue reading →

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Royal London’s IGC report’s a good audit of 2024; but the customer’s left out!

Posted on September 28, 2025 by henry tapper

I am pleased that Royal London have based the purpose of its IGC in Value for Money and hope that this will be the basis not just for commercial insurers active in the workplace and to policyholders but to commercial … Continue reading →

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OFT and IGCs set pensions on a road to VFM – here’s Royal London ever at the fore!

Posted on September 27, 2025 by henry tapper

Peter Dorward keeps the flame for IGCs alight Those who have followed this blog will know that I have charted the progress of IGC reports since the 2015 vintage (which were published the April after). At that time the workplace … Continue reading →

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Compliance is not VFM – nor annuities; savers need more from pensions!

Posted on August 31, 2025 by henry tapper

It is interesting to see how Australia pressing ahead with what we call Value for money or VFM. I can see as far as Bac’s contribution page but no further but it’s far enough for the purposes of this blog. … Continue reading →

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Virgin Money’s “ghost” IGC report

Posted on August 25, 2024 by henry tapper

I do have a question, Virgin Money. “Why am I or anyone else reading  a Virgin IGC report for 2023 , published in August 2024 on a product that was wound up in February this year.” Virgin’s dalliance with workplace … Continue reading →

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Virgin Money’s replacement pension still not ready – reports IGC.

Posted on October 30, 2023 by henry tapper

The Virgin IGC  published  its Independent Governance Committees’  report on 28th September. I was under the mistaken belief that Virgin had downgraded its IGC to a GAA. I was wrong and apologies to Virgin Money , its IGC and in … Continue reading →

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