Tag Archives: IGC

Zurich’s IGC’s Chair makes a statement -just!

I wasn’t quite sure , reading Anna Bradley’s chair statement that I wasn’t on my blog. The photos of the IGCs look like they were taken on an iphone, neither of which detracts much from what is a good – … Continue reading

Posted in IGC, pensions, Value for Money | Tagged , , , | Leave a comment

Phoenix – an IGC that continues to set standards with another good report

Phoenix IGC has published its 2019-20 Chair Statement.  To me this is the most important statement as Phoenix is responsible for administering the savings of most of Britain’s “legacy savings”. Although most of these legacy books don’t have much in … Continue reading

Posted in actuaries, advice gap, IGC, pensions | Tagged , , , , , , | Leave a comment

IGC reports “good to very good”- as L&G closes member helpline.

  L&G’s IGC has published its fifth report for savers ; here is the link  for the 2019-20 statement. March must have been a difficult month for Dermot Courtier , the L&G IGC.’s chair Clearly the report wanted to say … Continue reading

Posted in advice gap, age wage, IGC, pensions | Tagged , , , , , , | Leave a comment

Royal London IGC report – a welcome shift in focus

Royal London are (as usual), the first IGC to report. They have been kind and sent me the Chair’s Statement which saves me searching. But it’s easy to track down here The IGC has delivered a really interesting read which … Continue reading

Posted in IGC, pensions, Retirement | Tagged , , , , , , , | 2 Comments

How savers can change the world

Direct involvement with the way your savings are invested I spent time (on Zoom)  with a young entrepreneur  whose business it is to get people to change the behaviours of companies they invest in. I won’t go into detail about … Continue reading

Posted in ESG, pensions | Tagged , , , , , | 3 Comments

Who will patrol the investment pathways?

  Investment pathways are the big idea to help those getting to 55 and with pension freedom in sight. From August, people will be presented with four paths for their money. One takes them to a point when they can … Continue reading

Posted in IGC, pensions | Tagged , , , , , , , , , , | Leave a comment

My ethics are my own

I appear to be under fire on twitter for claiming I am investing ethically by purchasing units in the LGIM FutureWorld fund. I am aware that this fund is not strictly an ethical fund and that my investment isn’t an … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , , | 3 Comments

Will IGC’s be stung into action by the Bee?

  I’m pleased to see that research conducted by PensionBee,  has revealed a rapidly emerging mainstream consensus among 2000 of their customers regarding where – and how – they want their money invested. Over 80% of those surveyed want  transparency … Continue reading

Posted in age wage, pensions | Tagged , , , | 1 Comment

“What do people want?” – a question for IGCs

  The saddest statement I heard last year was from an adviser who told a room “we have given up reporting on outcomes, outcomes always disappoint”. It is not just IFA’s who don’t like to report on the outcomes of … Continue reading

Posted in IGC, pensions | Tagged , , , , | Leave a comment

Why the FCA cares about IGCs

New powers for IGCs Slipped into the wash-up of consultation responses and Calls for Input published in the last full business week of 2019 was the FCA’s PS19/30 which substantially extends the role of IGCs IGCs currently provide independent oversight … Continue reading

Posted in dc pensions, ESG, IGC, pensions | Tagged , , , , | 1 Comment