Tag Archives: IGC

The FCA move on insurance company funds.

Posted on September 30, 2019 by

  The FCA have produced some important findings on Unit Linked Fund Governance as a follow up to their Asset Management Market Study (PS18/8) – AKA – AMMS This paper is important as it goes to the heart of the … Continue reading →

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The DC Trust – a pension appendix

Posted on July 14, 2019 by

The appendix Nobody knows exactly why we have an appendix, but removing it isn’t harmful. Appendicitis typically starts with a pain in the middle of your tummy (abdomen) that may come and go. (NHS inform). I feel much the same about … Continue reading →

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The value you get for your pension money

Posted on July 10, 2019 by

Independent help for all pension savers I started yesterday in the swanky new film studio under the FT’s Bracken House. It had to be built on stilts and sound and vibration sealed as the district line runs right below it. … Continue reading →

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Can pension ratings be “too simple”?

Posted on May 5, 2019 by

  To my mind , the only meaningful way that someone using a workplace or personal pension can test for value for money is by comparing the money they put in with the value they get out. This is known … Continue reading →

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From zero to hero – the Hargreaves Lansdown IGC report

Posted on April 12, 2019 by

Hargreaves Lansdown’s (HL) 2015 -16 IGC report was embarrassingly bad. I got cross that a successful funds platform didn’t put its back into independent governance. Hargreaves’ Vantage product (now HL Workplace Pension)  was at the time being widely promoted as … Continue reading →

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ReAssuring us through its IGC?

Posted on April 12, 2019 by

A word on padding The first thing you notice about the ReAssure IGC report is stock images. Page one and two are entirely devoted to them, page three and four have one, page five has five and page six is … Continue reading →

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Virgin Money’s stakeholder is in special measures – put the IGC in charge.

Posted on April 12, 2019 by

Sid Vicious didn’t last long at Virgin when the Sex Pistols flirted with the record label. His relationship was as stormy as the Virgin Money’s IGC is with Virgin Money. Things are vicious once again , even if the Pistols … Continue reading →

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Zurich’s IGC – keeping Zurich honest.

Posted on April 10, 2019 by

Zurich ‘s IGC Chair’s statement is out ; it’s punchy. It’s chair, Anna Bradley has a much wider sphere of influence than just pensions and it shows. This is from her opening remarks …you have told us that service standards … Continue reading →

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Royal London IGC – the regal treatment!

Posted on April 9, 2019 by

  The 2019 IGC report – a good read I haven’t given much thought to IGC production values, but they’re the first thing you notice when you scroll through the Royal London IGC report. Someone has spent some time and money … Continue reading →

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Scottish Widows IGC report – a most interesting read.

Posted on April 2, 2019 by

The Scottish Widows 2019 IGC report has been published and is available here In the past few years, Scottish Widows has moved from a quiet backwater in the tidal flow of Lloyds Banking Group to very much centre stream. I … Continue reading →

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