Tag Archives: IGC

“Financial Home for the over 50s”


Well that’s what Oliver Wyman is telling insurers with workplace pension books to aspire to be. I haven’t seen this phrase in any IGC report but it does it for me. I well remember meetings when I was at Zurich … Continue reading

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IGC Class of 2018 – the results are in – this is how your Chair Report stacks up.


    So  here are my ratings for the principal IGC reports that I can find. There may be more reports skulking out there and I’ll be adding them if they get reported to me! As you can see, they … Continue reading

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The Virgin Money IGC has had enough.


For the first time in three years of reviewing IGC Chair Reports, I sensed an IGC that has had enough. Sir David Chapman’s third report concludes that the Virgin Stakeholder Pension is providing “Fair” value for money. But in the … Continue reading

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Nothing wrong with being contrarian – the Hargreaves Lansdown 2018 IGC report


There’s a compelling logic to the HL IGC Chair’s introduction Since they all relate to value for money for scheme members, our findings and progress are set out in the following analysis of value for money. Value for Money is … Continue reading

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Reassure’s IGC produce another good report


Reassure, the life insurance consolidator owned by Swiss Re, continues to swallow up large numbers of what the market calls “legacy” pensions. If you took out a pension in the past and stopped paying, you still have rights to that … Continue reading

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Laugh, cry, applaud! Zurich’s IGC report is flawed – but a “must read”


I don’t know whether to laugh, applaud or cry when reading Zurich IGC reports and Laurie Edmans’ third report is no exception. Laugh – because of Laurie’s brutal honesty But from the members’ perspective, it does not matter whether the … Continue reading

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Life’s a beach for the BlackRock IGC


It’s a sure fine of things to come when an IGC report is promoted by a stock photo. This couple appear on most of the IGC reports I have read, I suspect they were scammed out of their pension and … Continue reading

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Royal London’s IGC comes of age


  I’ve been tough on the first two reports from Phil Green, Chair of Royal London IGC. I guess I am a convert third time around, as this report reads well, is stacked with useful information on Royal London’s value for … Continue reading

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Prudential’s IGC get it right – a model Chair report.


To understand why the Prudential’s IGC reports are so good, you need to go to first principals and read the opening paragraphs of their value for money definition (oddly sitting on p40 of the report) The IGC’s approach to VfM … Continue reading

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Aegon almost perfect – says Aegon IGC


Aegon’s IGC has produced a Chair’s Statement which reads like a corporate brochure for the Dutch life insurance company. The most used word in Ian Pittaway’s IGC report is “challenge”, but no challenge emerges. Aegon turn out to be get … Continue reading

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