Tag Archives: GPP

Fidelity’s IGC-the bland leading the blind

The general reader is introduced to the 2019 IGC report with a statement from Fidelity An IGC is an Independent Governance Committee whose purpose is to represent the interests of policyholders (including active and deferred members) in the company’s relevant … Continue reading

Posted in IGC, pensions | Tagged , , , | 1 Comment

Has Tata the courage of its conviction? (the workplace pension that dare not speak its name)

  It I’ve been in correspondence with a steelworker who wrote me this Over the past few months when my work colleagues at TATA have been talking about transferring out I suggested the TATA Aviva Plan to them as it … Continue reading

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TATA GPP – an investable option for BSPS members with a CETV.

I’ve received the following note from Aviva with regards the TATA group personal pension which has replaced BSPS as the corporately sponsored pension arrangement going forward. Thanks for your note below re the query you have received from a BSPS … Continue reading

Posted in advice gap, de-risking, pensions, social media | Tagged , , , , | 15 Comments

Is contract-based versus trust-based really the question? Guest Blog from Ralph Frank

Automatic Enrolment (“AE”) has resulted in an increase in Defined Contribution (“DC”) pension saving through Master Trusts (“MTs”).  This trust-based approach has overtaken contract-based arrangements, such as Group Personal Pensions, as the most popular form of DC saving.  A key … Continue reading

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The Pensions Regulator gives IGCs a new row of teeth.

  It’s not enough- not nearly enough – but at last the Pensions Regulator’s beginning to take workplace pensions seriously enough to offer something close to a decent choice for employers staging auto-enrolment. Yesterday , Andrew Warwick-Thompson, head of policy … Continue reading

Posted in auto-enrolment, FSA, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , | 2 Comments

Commission – an unwanted risk.

Remaining in denial only defers and increases risk. Continue reading

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Replacing the financial salesman in the workplace.

Auto-enrolment killed this kind of adviser as video killed the radio star. Continue reading

Posted in advice gap, annuity, auto-enrolment, Payroll, pensions | Tagged , , , , , , , | 13 Comments

Improving governance and best practice – Work and Pensions Committee

Trail commission has no more place in QWPS than consultancy charging Continue reading

Posted in auto-enrolment, pensions | Tagged , , , , , , , | 6 Comments

Give a straight red to active member discounts

What are active member discounts (AMDs) and what’s so wrong with them? Continue reading

Posted in auto-enrolment, brand, dc pensions, Fiduciary Management, pensions, Personal Accounts, Popcorn Pensions | Tagged , , , , , , , | 19 Comments

RDR- GPPs and advice

IFAs have a job to do in providing workplace advice but it’s not in selling people the idea of joining their company’s group personal pension.

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