Tag Archives: Insurer

What to do with workplace GPPs?

Posted on July 23, 2023 by henry tapper

Workplace GPPs are a bit of an embarassment aren’t they? A long time ago, before auto-enrolment was thought about, the Government decided to create the stakeholder pension which every employer with more than five staff would have to offer as … Continue reading →

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“Insurers don’t understand investment”- that is the pensioner problem

Posted on April 26, 2023 by henry tapper

Many comments on my blog are so well argued that  they should be published as blogs in their own right, rather than languish in the obscurity of the archive! Some comments go unpublished but all are welcome (other than the … Continue reading →

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Superfunds and COVID-19

Posted on August 3, 2020 by henry tapper

In a very good overview of superfunds, Jo Cumbo and the FT explain the new option available to the 5000+ employers sponsoring DB schemes on what Guy Opperman calls their spectrum of choice. Jo makes clear that superfunds are not … Continue reading →

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Payroll as distributor; can payroll win the battle of benefits?

Posted on April 13, 2017 by henry tapper

“Payroll is our next distribution channel”, an insurer assured me last week. We were at Sage Summit, inspecting “Sage People” and the employee benefits package that was launched late last year to Sage 50 users, My mind went back to the late 1990s … Continue reading →

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The forgotten victims of commission

Posted on June 6, 2015 by henry tapper

While the arguments about the abolition of commission for auto-enrolment pensions (from April 2016) are clear-cut, the fate of policies which aren’t used for auto-enrolment – isn’t. This is particularly the case for commission based occupational pension schemes. This week, … Continue reading →

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Tiny steps towards better DC outcomes- #CASummit14

Posted on October 11, 2014 by henry tapper

Having spent 36 hours in the company of Life Co “strategists” and their counterparts in the IFA and EBC communities, I can now try and make sense of where “heads are at”. The mood has changed. Two years ago, the … Continue reading →

Posted in advice gap, annuity, auto-enrolment, dc pensions, pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , | 1 Comment

Annuity reform- payroll needs to be in the front seat!

Posted on March 27, 2014 by henry tapper

Yesterday I wrote about the positives of the proposed abolition of compulsory annuitisation for the life insurers active in the UK pensions market. Today I want to share thoughts on payroll, who are always the last to be consulted and the … Continue reading →

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