Category Archives: Bankers

AI – can it help us retire?

We have known throughout human time that their is wisdom in crowds. Hunters followed paths created by their ancestors , ignoring the paths that didn’t help and focussing on those that did. We have ways of developing things from arrowheads … Continue reading

Posted in advice gap, artificial intelligence, Bankers, blockchain, doctors, pensions | 1 Comment

The impact of the Australian bushfires

If anything good comes out of the Australian bushfires, it will be an understanding of their impact on our planet . There are still those in Australia who claim that the bushfires could have happened at any time, but the … Continue reading

Posted in dc pensions, Mark Carney, pensions | Tagged | Leave a comment

Dashboard? – we’re dash-less and bored!

  The title was my summation of a discussion of dashboard progress over the past four years. We’d been talking about what the general public want and had landed on precisely the model illustrated at the top of the blog. … Continue reading

Posted in age wage, Bankers, customer service, Dashboard, dc pensions, pensions | Tagged , , , , , | 4 Comments

Why pensions must bank on change! We need Open Pensions not a data monopoly.

Bounding on stage like he’d just won the 3.15 at Hexham, Guy Opperman exclaimed The occasion – a Prospect discussion called “Banking on Change; the discussion “what open banking could mean for you”. On an evening where BREXIT was whistling … Continue reading

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“Do we need a dashboard- or just a pension finding service?” – Pension PlayPen lunch – Monday 5th Nov

Expect fireworks at the Pension Play Pen lunch on Monday. The derisory £5m budget dished out by the Treasury to fund the dashboard suggests we won’t get much more than a damp squib. But maybe the Treasury are right! Maybe … Continue reading

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The dashboard is dead – long live dashboards!

  The following statement was made by Simon Kirby, then a Treasury Minister , in my presence on 12th September 2016  I think there are three main principles that must underpin (the dashboard’s) whole design. Firstly, it will need to be open. No single … Continue reading

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Bill Whitehead – well remembered.

Yesterday was a very moving day for those of us who knew Bill (Will) Whitehead. Thanks to Liz and the children for sharing such a dignified day with grace and humour. I met Bill while at Gissings. We worked with him at … Continue reading

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The Financial Scientologists

  Paul Lewis is absolutely right in attacking the dogmatism that religion creates. People may be spiritual, without imposing their views on others, but when someone’s dogma overtakes their sense of humanity, they become strangely inhuman. This is what accounts … Continue reading

Posted in actuaries, Bankers, pensions | Tagged , , , , , , | 7 Comments

RBS remains a national disgrace. It will reach a “milestone” when it shows itself sorry.

There has been some good banter on linked off the back of my blog on hand-outs to kids. The Resolution Foundation’s proposals to up taxes for those working longer and hand-out a tidy wedge to kids (to get them owning … Continue reading

Posted in Bankers, pensions | Tagged , , , , , | 2 Comments

“A decision to take a transfer cannot be reversed and should not be rushed”

This blog is mainly written for deferred members of the British Steel Pension Scheme, but many other people may find it interesting. There’s no doubt that what is going on in Tata-land, will go on with other employers who feel … Continue reading

Posted in accountants, advice gap, Bankers, Change, drawdown, Facebook, pensions | Tagged , , , , , , , , , | 8 Comments