Category Archives: Bankers

The Killing of Open Schemes – Michael Bromwich

  Michael Bromwich has been the CIMA Professor of Financial Accounting  at the  LSE since October 1985  . He is the co-author of “Management accounting in a digital and global economy” and one of Britain’s authorities on the subject. His … Continue reading

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Lords say “no” to the “dumping” of open DB pension schemes!

This blog pays  tribute to someone of whom I knew nothing but a couple of weeks ago but who has made an extraordinary contribution to UK pensions by means of what should be  known as the Bowles Amendment. The Bowles … Continue reading

Posted in Bankers, CDC, dc pensions, de-risking, DWP, pensions | Tagged , , , , | 1 Comment

Let’s not slide back into the swamp!

After what they must consider a “decent period”, the insurers and the bankers have reappeared from the slimy depths like Grendel out to wreak revenge on consumers protected too long by Europe. The insurance and pensions industry is calling for … Continue reading

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AI – can it help us retire?

We have known throughout human time that their is wisdom in crowds. Hunters followed paths created by their ancestors , ignoring the paths that didn’t help and focussing on those that did. We have ways of developing things from arrowheads … Continue reading

Posted in advice gap, artificial intelligence, Bankers, blockchain, doctors, pensions | 1 Comment

The impact of the Australian bushfires

If anything good comes out of the Australian bushfires, it will be an understanding of their impact on our planet . There are still those in Australia who claim that the bushfires could have happened at any time, but the … Continue reading

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Dashboard? – we’re dash-less and bored!

  The title was my summation of a discussion of dashboard progress over the past four years. We’d been talking about what the general public want and had landed on precisely the model illustrated at the top of the blog. … Continue reading

Posted in age wage, Bankers, customer service, Dashboard, dc pensions, pensions | Tagged , , , , , | 4 Comments

Why pensions must bank on change! We need Open Pensions not a data monopoly.

Bounding on stage like he’d just won the 3.15 at Hexham, Guy Opperman exclaimed The occasion – a Prospect discussion called “Banking on Change; the discussion “what open banking could mean for you”. On an evening where BREXIT was whistling … Continue reading

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“Do we need a dashboard- or just a pension finding service?” – Pension PlayPen lunch – Monday 5th Nov

Expect fireworks at the Pension Play Pen lunch on Monday. The derisory £5m budget dished out by the Treasury to fund the dashboard suggests we won’t get much more than a damp squib. But maybe the Treasury are right! Maybe … Continue reading

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The dashboard is dead – long live dashboards!

  The following statement was made by Simon Kirby, then a Treasury Minister , in my presence on 12th September 2016  I think there are three main principles that must underpin (the dashboard’s) whole design. Firstly, it will need to be open. No single … Continue reading

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Bill Whitehead – well remembered.

Yesterday was a very moving day for those of us who knew Bill (Will) Whitehead. Thanks to Liz and the children for sharing such a dignified day with grace and humour. I met Bill while at Gissings. We worked with him at … Continue reading

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