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- It sounds from what Chris Curry says- the opening build of dashboard will focus on finding pensions #PLSAannual19 #hallejlulahRestoring confidence in pensions 12 hours ago
- Ludicrous concerns about SMPI projections show the need for firm leadership so that dashboard is not derailed. #PLSAannual19Restoring confidence in pensions 12 hours ago
- It is odd that we need a Pensions Bill and the threat of large fines to get providers to clean up *our* data. #PLSAannual19Restoring confidence in pensions 12 hours ago
Tag Archives: Solvency II
There are three distinct streams among those old enough to work and young enough not to, Stream One is for those who can look forward to retirement with a degree of confidence because their employer is guaranteeing it. They are primarily … Continue reading
Artificially depressed interest rates drive up DB deficits and depress annuities but the pressure on life companies and pension schemes to adopt Solvency II recedes as the UK distances itself from Brussels. The price of the settlement on public sector pensions is … Continue reading
We’re all aware that investing in the stockmarket is a “risky” business, it’s easy to understand how the sharp falls in stock markets impact on your savings and as stock market falls are the staple of media reporting, it’s not surprising that … Continue reading
Europe will, given half a chance, screw up our pensions. I don’t want that to happen. Well done Cameron for digging in your heels.
Thanks to the boys and girls at ABCD it was fun but it left me a little frustrated.
In this article I am arguing that the Pension Protection Fund can be used to provide pensions today for those ill-served by the indiviudal annuity process, namely those whose pots are above the level of commutation but below the levels where income drawdown becomes viable
It is time that we started using our existing infrastructure, the PPF, the DWP pension payment system and the ultimate covenant of the UK tax-payer to sort out this mess.
At present, the DC affluent can protect themselves through the use of phased retirement and income drawdown. Those with small DC pots are least protected from market vagaries.
The old adage that if the Equitable Life was a pension scheme it would still be trading today can be reversed. If most pension schemes were regulated as life insurance companies are today they would not be in business. Which is why we must be very worried indeed about threats to the buy-out market and very worried for our DC members about the impact on the cost of annuity purchase. Continue reading