here’s what you’ve been saying
Richard Bryan on The Gravy train is still at th… Dr Robin Rowles on “Pension experts”… henry tapper on The Gravy train is still at th… George Kirrin on The Gravy train is still at th… Adrian Boulding on Auto-enrolment; a national exe… Laurie Edmans on Auto-enrolment; a national exe… henry tapper on Pensions that make you want to… henry tapper on Pensions that make you want to… Ralph Frank on Pensions that make you want to… alan chaplin on Pensions that make you want to… Mike on Pensions that make you want to… henry tapper on Shaking up pensions with … DaveC on Managing and enjoying our link… alan chaplin on Shaking up pensions with … Mark Scantlebury on Shaking up pensions with …
Category Archives: Big Government
The dashboard is dead – long live dashboards!
The following statement was made by Simon Kirby, then a Treasury Minister , in my presence on 12th September 2016 I think there are three main principles that must underpin (the dashboard’s) whole design. Firstly, it will need to be open. No single … Continue reading
Posted in advice gap, age wage, auto-enrolment, Bankers, Big Government, pensions
Tagged AgeWage, Beau Brummel, FinTech, Pension Bee, Pension Dashboard, Pension Tech, pensions, simon kirby
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Thinking the unthinkable – Frank’s at it again!
For a third inquiry in a row, Frank Field and the Work and Pensions Committee (WPC) – are asking difficult questions that need proper answers. Firstly they asked if the pension freedoms were working – a question that led to … Continue reading
Frank Field helps us spend our pensions
Here is the main recommendation of Frank Field and the Workplace Pension Select Committee’sfinal report of its inquiry into Pension freedom and choice published today. We recommend every pension provider offering drawdown is required, by April 2019, to offer a default … Continue reading
Posted in advice gap, auto-enrolment, Big Government, pensions
Tagged CDC, Frank Field, Mid life MOT, NEST, pensions, Pensions Dashboard, Work and Pensions Selecto Comittee
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Are DB pensions benefiting from CETV de-risking?
It’s a fair question for a blogger to ask. I don’t have the answer and suspect that you’d get a different reply depending on who you asked. Here are the facts According to Hymans Robertson , The total value … Continue reading
Posted in annuity, Big Government, BSPS, pensions
Tagged de-risking, DWP, FCA, Hyman Robertson, LCP, ONS, pensions, Train crash
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Could a Local Government Pension Scheme go bust? NO
Well the answer “no” as has been explained to me by Colin Meech of Unison – who makes the following points; LA’s can not go bust in the way you suggest – they would be taken over by government … Continue reading
Posted in Big Government, corporate governance, governance, pensions
Tagged covenant, covenant assessment, KPMG, LGPS, pension, pension governance, pensions, Steve Simkins
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Nice perk if you can get it! Pension Exclusion in the UK.
When Guy Opperman became Pensions Minister , he close to have the words ” financial inclusion” inserted into his title, now is the time for him to prove his title’s worth. According to Government statistics, there are 675,000 of us … Continue reading
Posted in advice gap, Big Government, pensions
Tagged Guy Opperman, National Insurance, pension, pensions, salary exchange, salary sacrifice, Taxation
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Small employers are sorting the pension problem – but they need some help!
There are a lot of organisations taking the credit for auto-enrolment and it’s true it has worked because Government , providers and business advisers have worked together. But the heavy lifting has been done by getting on for a … Continue reading
Posted in auto-enrolment, Big Government, pensions
Tagged auto enrolment, pensions, Pensions Regulator, Sage, Technology, The Clash
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Britain leading the way (at last)
The balance of regulatory geo-politics has changed (did I really write that!) I guess most baby boomers like me grew up thinking that (at least in matters financial), Britain could look to America for progressive policy and practice. This is no … Continue reading
Posted in advice gap, Big Government, customer service, pensions
Tagged Brevin Frank, chris sier, FCA, Hedge Funds, IA, Investment Association, pensions, Transparency, Transparency Task Force
3 Comments
Pensions -a benefit – or a threat?
This is a record of a conversation had between me and my colleagues Hilary Salt, Rob Hammond and Derek Benstead, there were other parties to the conversation , I won’t name them, but they were interested and interesting. Essay question … Continue reading
Posted in Big Government, pensions
Tagged Big Government, DB, DWP, DWP select committee, Number 10, pensions, ppf
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