Category Archives: dc pensions

Tom McPhail – “the Thunderer’s thunderer” #pensions #tax #relief

Sir, The government should abandon its attempts to find a quick fix to the pension allowance taper problem affecting high earners including doctors and judges (“Pension tax windfall for top earners”, Jan 16, and letter, Jan 17). The pension tax … Continue reading

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The impact of the Australian bushfires

If anything good comes out of the Australian bushfires, it will be an understanding of their impact on our planet . There are still those in Australia who claim that the bushfires could have happened at any time, but the … Continue reading

Posted in dc pensions, Mark Carney, pensions | Tagged | Leave a comment

Why the FCA cares about IGCs

New powers for IGCs Slipped into the wash-up of consultation responses and Calls for Input published in the last full business week of 2019 was the FCA’s PS19/30 which substantially extends the role of IGCs IGCs currently provide independent oversight … Continue reading

Posted in dc pensions, ESG, IGC, pensions | Tagged , , , , | 1 Comment

“Evolution not revolution” as important for what it omits as what it says.

My view when I started this morning’s blog #Poole #Dorset #NovemberToMember pic.twitter.com/wpLW4EIcjy — Pension Plowman (@henryhtapper) November 16, 2019  I finished reading “Evolution not revolution – five years of freedom” sensing something had been missing. That something has just come … Continue reading

Posted in age wage, dc pensions, defined ambition, defined aspiration, pensions | Tagged , , , , , , , , | 4 Comments

DC Governance turned upside down

Everyone acknowledges that defined contribution pensions turns the risk register on its head. Instead of sponsors taking the risk of poor performance, poor information and poor governance, these risks are now taken by savers. So why doesn’t scheme governance reflect … Continue reading

Posted in advice gap, age wage, cardano, corporate governance, dc pensions, FCA, Financial Conduct Authority, pensions | 1 Comment

Pensions need a “dashboard-ready” standard

Jo Cumbo has called out the “elephant in the room” as the data quality of the pension schemes that look after  our money , our data and our resources for security in retirement. If data is money them money is … Continue reading

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Concerns about Pension Dashboard transparency (and how to calm them)

  “The Pensions Schemes Bill makes provision for Pensions Dashboards which will provide everyone with clear simple access to all of their pension information on one portal”. This quote, from Francis Goss, who is on the dashboard working group, tells … Continue reading

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A pensions dashboard really would help

  With a Queens Speech and a pensions bill only a week away, it’s timely of the Times to publish research from Ipsos Mori on the plight of UK retirement savers trying to keep track of their savings. This piece … Continue reading

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Con Keating asks “Does life-styling make sense?”

  In the course of my recent work on value for money metrics, I have come across several schemes which apply life styling to older ages and many have argued that these strategies merit a benchmark which differs from the … Continue reading

Posted in actuaries, advice gap, dc pensions, de-risking, pensions | Tagged , , , | 9 Comments

Get to gnome your pension.

I’m very pleased that my friends at the DWP have asked me to promote their new social media campaign designed for us to get to know our pensions. These clever people have sent me a link that allows me to … Continue reading

Posted in advice gap, age wage, Dashboard, dc pensions, DWP, pensions | Tagged , , , | 2 Comments