Category Archives: dc pensions

DC challenges the Private Equity billionaires

Posted on June 15, 2020 by

Robin Powell (the evidenced based investor) makes a bold claim. Ludovic Phalippou is a hero.   Who is Phalippou? Ludovic Phalippou is an economist who has written a paper detailing the workings of the Private Equity industry and how it … Continue reading →

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Pensions need a bonfire of regulation – (Con Keating and Iain Clacher)

Posted on May 28, 2020 by

This essay is motivated both by the Pensions Regulator’s consultation on its proposed code of practice for scheme funding and by papers published in recent years by the Institute and Faculty of Actuaries, such as “Actuarial valuations to monitor defined … Continue reading →

Posted in dc pensions, de-risking, pensions | Tagged , , , | 13 Comments

“Your pension data could be taken down and used against you”

Posted on May 21, 2020 by

The last two weeks has seen Professional Pensions going data barmy with not one, not two but three stories extolling the use of personal data to manage pension scheme risks. The first is a gentle and sympathetic article by Michelle … Continue reading →

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All plans off for DB funding proposals

Posted on May 5, 2020 by

I’m sorry to have missed the FT’s DB funding debate, it sounds like a lively affair! Mercer, the professional services firm, last week estimated the aggregate accounting deficit for DB schemes for the UK’s 350 largest listed companies was £52bn … Continue reading →

Posted in actuaries, advice gap, Blogging, dc pensions, de-risking, defined ambition, DWP, pensions | Tagged , , , , , , , | 1 Comment

Don’t take your pension for granted

Posted on April 25, 2020 by

  Of all the complacencies I suffer from, the one I find easiest to fall back on is that when lock-down ends, the world will return to where it was in February. This pandemic is not a distraction It is … Continue reading →

Posted in age wage, CDC, dc pensions, de-risking, pensions | Leave a comment

How to talk to your staff about pensions

Posted on April 23, 2020 by

Quietroom are silently curating a lot of good advice using linked in. If you have the dexterity and the eyesight to access their posts , then here’s the link to the document. But I struggled and when I found the … Continue reading →

Posted in actuaries, advice gap, age wage, dc pensions, Linkedin, pensions | Tagged , , , , , , , , | 1 Comment

The pension must go on

Posted on April 22, 2020 by

As we all work in our individual way from our individual workplaces, it’s hard to see the big picture – we see plenty of trees but not the wood. Pensions are not about us but about the people who get … Continue reading →

Posted in advice gap, age wage, auto-enrolment, dc pensions, de-risking, Liability Driven Investment, Pension Freedoms, pensions | Tagged , , , , , , , | Leave a comment

No more reports – nobody reads!

Posted on April 14, 2020 by

Baroness Bennett, Stedman-Scott and Altmann – getting things done   Every year occupational pensions schemes are required to publish reports that nobody reads. Clearly this is unsatisfactory and we could go two ways Stop writing the reports (would anyone notice?) … Continue reading →

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Should we furlough the pensions dashboard?

Posted on April 9, 2020 by

Until someone delivers a date for the “Dashboard Available Point” – we can have no concrete expectation. Someone is going to have to be brave! https://t.co/2mkk8tWTD8 — Henry Tapper (@henryhtapper) April 8, 2020 The Pension Dashboard took a tiny step … Continue reading →

Posted in advice gap, age wage, Dashboard, dc pensions, pensions | Tagged , , , , , | 1 Comment