Category Archives: dc pensions
The FCA tell us how far DC “pots” are from being pensions (pt 1)
At 162 slides, the FCA’s Financial Lives survey of the nation’s understanding of private pensions is a phenomenal publication. It’s the document that was mainly researched this time last year from ordinary people, not those put forward by insurers, advisers … Continue reading
Hymans Robertson debating pension funding this Morning.
First the advert.. Tuesday (today) 10.30 am event ; free ticket at the bottom of the blog. Having made a mistake and locked myself out of the excellent session led by Pensions for Purpose, I’m not going to do it … Continue reading
Hymans Robertson debating pension funding this Tuesday.
First the advert.. Tuesday 10.30 am event ; free ticket at the bottom of the blog. Having made a mistake and locked myself out of the excellent session led by Pensions for Purpose, I’m not going to do it twice! … Continue reading
A formal response to the FCA’s Value For Money Framework.
CP24/16: The Value for Money Framework This response comes from AgeWage , Pension PlayPen and Pension SuperHaven. Collectively we are looking for members to get better outcomes through bigger pots and better pensions. It is also my personal response. … Continue reading
Posted in age wage, dc pensions, pension playpen, Retirement
Tagged AgeWage, FCA, pension playpen, Pitch
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Should we have a say over the voting of our shares?
It’s not often that you see a Linked in post that reads like this. But it’s not often that you read a Government paper that is this forthright. There is a gap between demand from clients – which needs to … Continue reading
Posted in Big Government, dc pensions, ESG, stewardship
Tagged Cushon, pension, Simon Howard, Tumelo
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CDC and Individual DC Outcomes – Iain Clacher and Con Keating
As a prelude to considering notional contribution allocation within a CDC scheme, it is worth asking the question as to how a 64-year-old and 24-year-old might have fared had they been in individual DC rather than in collective DC … Continue reading
Posted in CDC, dc pensions, de-risking
Tagged Accrual, Car, CDC, Con Keating, Iain Clacher, IDC
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Bigger Pots and Bigger Pensions through Open Finance
‘Breaking Banks: A blueprint for Open Finance that puts customers first’ puts forward a series of recommendations to help create a functional Open Finance ecosystem in a post-Brexit economy. Within the report, COADEC calls for the UK government to break … Continue reading
Posted in advice gap, Dashboard, dc pensions
Tagged Coadec, open finance, Pension Bee, Pension Dashboard, pension dashboards, Pensions
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A breakthrough in measuring the quality of DC scheme data.
One of the critical issues facing Government in establishing a pensions dashboard is “data readiness”. Currently it is in a relatively weak position to argue that schemes are or aren’t dashboard ready, since it has no way either to … Continue reading
Posted in advice gap, age wage, Dashboard, dc pensions, digital
Tagged advice, auto enrolment, Business, Business and Economy, Dashboard, Data, DWP, Government, pension
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Pensions are stranded off-line; this must change!
Alistair “@HelloMcQueen “McQueen has the knack of finding insights where others fail to look. Here he is showing us how our behavior has changed radically as a result of a little spikey ball that none but scientists has seen and … Continue reading
Posted in advice gap, Dashboard, dc pensions
Tagged Dashboard, lost pots, PDP, Pension Dashboard
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Which comes first – the dashboard or the data?
I’m doing a call this morning with some pension strategy people , some from Fintech and some representing “old tech”. It’s a timely discussion as the Scottish National Party limbers up to put a spoke in the wheels of an … Continue reading
Posted in advice gap, Dashboard, dc pensions, de-risking, Technology
Tagged auto enrolment, Business, chicken, Dashboard, dc pensions, egg, open pensions, Pensions
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