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Monthly Archives: January 2014
CDC is not with-profits in disguise!
I’ve blogged already this week about the ludicrous reaction of the ABI to Steve Webb’s ideas about Collective Defined Contribution! The latest ruse is to rename “CDC” – “with-profits”. What a brilliant way to discredit it! And who is leading … Continue reading
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Posted in CDC, pensions
Tagged Business, CDC, dc pensions, Defined benefit pension plan, DWP, Employment, Financial services, National Employment Savings Trust
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Employers can help staff with their money – if only we’d let them
It’s time companies got their mojo back and got real with staff. Www.pensionplaypen.com helps to do just that. Continue reading
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CDC for the people
The debate on Collective Defined Benefit has so far been a matter for politicians , academics and actuaries. Most people haven’t a clue what CDC is or how it might benefit or harm their retirements. I’ve been trying to broaden … Continue reading
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Posted in CDC
Tagged Actuarial science, annuity, Business, Business and Economy, corporate risk, dc pensions, de-risking, Defined benefit pension plan, DWP, England, Financial services, Investing, Investment, Investment management, Life annuity, pensions, Retirement, Steve Webb, United States
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The ABI’s 10 problems with CDC – with 10 answers!
The ABI have 10 problems with Steve Webb’s collective DC plan, articulated as follows by Huw Davies , their Director of Policy. As usual his is a constructive outcome focussed argument as you’d expect from an organisation devoted to making the lot of Britain’s … Continue reading
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Posted in CDC, Change, pensions, Retirement
Tagged Business, dc pensions, DWP, Government, Insurance, pension, pensions, Steve Webb
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The quality of savings is constrained
Apologies to the bard – my point is this; the act of saving is laudable but its impact is variable. Saving is not always a good thing and as a spending choice has to compete with debt repayment and … Continue reading
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The magic of the cup!
The magic of the cup is that the fans of the team that lost seem to be the only ones that enjoyed the game Continue reading
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Posted in football, Yeovil Town
Tagged championship, FA Cup, football, Saints, Yeovil, Yeovil Saturday, Yeovil Town F.C., Yeovil True
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Polly Toynbee’s Pension Rocket
A brilliant article quoted in full Continue reading
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Let’s fix broken pensions, not start again.
The answer lies in doing things better, not doing things new Continue reading
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A full frontal retreat on charges
If we are to restore public confidence in pensions, we need action not more procrastination. Continue reading
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Make or break day for the pensions charge cap
“cap or no cap”, don’t expect what Steve Webb says today to be the end of the story! Continue reading
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Posted in advice gap, auto-enrolment, customer service, David Pitt-Watson, dc pensions, Payroll, pension playpen, pensions
Tagged Business, Business and Economy, corporate governance, corporate risk, Defined benefit pension plan, DWP, Financial services, Government, National Employment Savings Trust, pension, Pension Poverty, Pension Regulator, pensions, Politics, Retirement, Steve Webb
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