Category Archives: workplace pensions

We can have venturous investment within the pension charge cap

I’m a big fan of the British Business Bank (BBB) which helps start-ups like AgeWage organise the money to get them up and running and helps them grow. I’m also a fan of their idea of making workplace pension work … Continue reading

Posted in advice gap, age wage, pensions, workplace pensions | Tagged , , , | 1 Comment

A “pension free” press?

I’m not surprised by news that the PPF has referred the pre-pack of Johnston Press to the Pensions Regulator. While reassuring members that such a referral doesn’t impact their rights to be in the lifeboat, PPF are asking whether the … Continue reading

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The human cost of marking our pensions to the market

  The debate at the CSFI mid week between Norma Cohen and John Ralfe on one side and Jon Spain and Dennis Leech on the other – seems to have focussed on the economics of pensions. I’d like to widen … Continue reading

Posted in dc pensions, pensions, Pensions Regulator, Popcorn Pensions, workplace pensions | Tagged , , , , , , , | 1 Comment

How to run a pension at 1/30th the cost of the pension charge cap.

  How much does it cost to actively manage Alecta, Sweden’s largest workplace pension provider? The answer, according to Magnus Billing – is 0.024% of the funds assets each year. That’s less than 1/30th of the 0.75% cap imposed by … Continue reading

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John Kay – practical solutions to the FCA’s problems – please!

Passive management must be valued In a lukewarm response to the FCA’s Asset Management Market study, John Kaye comments.  Greater transparency of charges will do little harm, but will also make little difference. Those customers who do focus on price … Continue reading

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DB pension heading for the PPF? – Read this!

  Here are some things you didn’t know about the Pension Protection Fund (PPF). If you are in a pension scheme heading in that direction you should read this! While most people think it would be an unmitigated disaster to see … Continue reading

Posted in de-risking, pensions, workplace pensions | Tagged , , , , , | 4 Comments

Snap elections – people – and policy! #GE17

Snapping people The cost of a snap general election will be highest for the politicians, their advisers  and their families who lose their livelihoods on June 8th. It is tough on MPs, especially those who joined since the 5 year term … Continue reading

Posted in dc pensions, pensions, Pensions Regulator, Popcorn Pensions, Public sector pensions, workplace pensions | Tagged , , , , , , , , , , | 3 Comments

Of nuclear deterrents, sledgehammers and nuts – (DWP Select on DB)

The 90 page report on the state of our defined benefit pension schemes is published this morning. From first to last it is the work of Frank Field, it begins with BHS and ends with BHS, the confrontation with Philip … Continue reading

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How we sort the master trust problem

  I sat next to someone at a meeting yesterday whose demeanour, ideas and the articulation of those ideas, was so impressive that I was at times scared to open my mouth. I felt in the presence of greatness. I’ve … Continue reading

Posted in pensions, Retirement, workplace pensions | Tagged , , , , , , , , | 4 Comments

Is NEST best?

Back-slapping all round NEST launched its third Insight into the state of the UK auto-enrolment project yesterday. This was a land grab for AE glory. At the front of the pack was Joanne Segars whose NAPF hosted the event. Hopefully … Continue reading

Posted in NEST, pension playpen, pensions, twitter, workplace pensions | Tagged , , , , , , , , , , , , | 3 Comments