Category Archives: trustee

“In pensions we trust” – when our data is trusty!

Posted on December 5, 2020 by henry tapper

Yesterday I talked about how we can  performance analysis of individual pension pots to sense check the quality of data. The idea is to make sure that once contributions reach the pension provider, they are properly recorded and people can … Continue reading →

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The mess we’re in (pt.1) and how we got here.

Posted on July 26, 2020 by henry tapper

Iain  Clacher and Con Keating Since their heyday in the 1990s, UK occupational DB schemes have been winding up at a rate of about one every two days. Their replacement, DC schemes, are a poor substitute; they are tax-advantaged savings … Continue reading →

Posted in accountants, actuaries, advice gap, pensions, trustee | Tagged , , , , , , , | 1 Comment

The FCA bans contingent charging on transfers – 7,700 steelmen to be written to

Posted on June 5, 2020 by henry tapper

Here is the decision taken by the FCA on how advice is charged for on DB transfers. It is precisely the position that I had hoped for and will ensure that DB schemes will continue to provide pensions to many … Continue reading →

Posted in advice gap, BSPS, pensions, trustee | Tagged , , , , | 1 Comment

Invest to change the world! #plsainvest20

Posted on March 14, 2020 by henry tapper

  Investment has a PR problem. We do not aspire to be investors (no matter what Sid said). Indeed we (as in those who don’t normally go to investment conferences) think investment people arrogant, aloof and often downright crooked. A … Continue reading →

Posted in dc pensions, ESG, pensions, trustee | Tagged , , | 1 Comment

Are you a Betamax or VHS Trustee?

Posted on February 14, 2020 by henry tapper

Which will be the VHS accreditation and which will be Betamax?#pensions https://t.co/6x1VADbb4C — Mike Harrison (@HigherEdActuary) February 13, 2020 It’s been an interesting week for pension trustees. It began with an announcement from the Pensions Regulator that it was not … Continue reading →

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Are small DC pension schemes in the member interest?

Posted on February 11, 2020 by henry tapper

Trustees vote for their own demise There hasn’t been much comment on social media about the Pension Regulator’s consultation response on the future of trusteeship. This is in marked contrast to what TPR reports as a record 114 written responses … Continue reading →

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Do we have to be told to save our planet?

Posted on December 21, 2019 by henry tapper

Do we have to be told? Share Action’s Master Trust survey starts with the question “IS REGULATION ENOUGH?” and through the 26 pages of Lauren Peacock’s survey that remains the key question. But there are secondary questions… Can we trust … Continue reading →

Posted in ESG, pensions, social media, trustee | Tagged , , , , , , , | 1 Comment

Are DC trustees worth the money?

Posted on July 15, 2019 by henry tapper

  It seems churlish to take up your Monday morning with matters of pensions governance, what with the cheers at Lords, Silverstone and Wimbledon sill ringing round the country but I will! My blog yesterday set out the case for … Continue reading →

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Where are the millennials on trustee and IGC boards?

Posted on June 19, 2018 by henry tapper

I enjoyed the passion of Jennifer Lopes, a South African millennial who responded to my blog yesterday on the DWP’s new stance on responsible investment. This is fantastic. Many Funds here in South Africa are turning to more green investing … Continue reading →

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Taking one for transparency!

Posted on March 9, 2018 by henry tapper

My colleagues at First Actuarial will hate me for it – but I accepted an award from Mr Transparency – Andy Agethangelou, at the Transparency Task Force’s Auto-Enrolment event yesterday afternoon. The point was that 30 people got together with … Continue reading →

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