Tag Archives: The Pensions Regulator

The past, present and future of Pensions #autoenrolment

Posted on May 6, 2017 by

On Wednesday , at 5pm , I’ll be explaining these slides at Accountex 2017 – a talk generously sponsored by the Chartered Institute of Payroll Professionals. It’s going to be a fun, provocative and I hope instructive talk and I’m … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , , , , , , , | Leave a comment

Real money and real people need real regulation.

Posted on April 29, 2017 by

  I am an admirer of Angie Brooks, though my opinion of her is not shared by Andrew Warwick- Thompson of the Pension Regulator. Angie and Andrew see pension scams in different ways. This evening I talked with Angie about … Continue reading →

Posted in pensions | Tagged , , , , , | 6 Comments

A time to be angry

Posted on April 14, 2017 by

  I got angry yesterday… I was on a conference call with a couple of lawyers arguing about the technical difference between a “duty of care” and the need to “act in good faith”. Apparently the semantics let an employer … Continue reading →

Posted in pensions | Tagged , , , , , , , , | 1 Comment

Is pressure building on financial services?

Posted on January 31, 2017 by

One test of populism will be the extent to which “populist” Governments take on the cost of saving and investing. We are used to “bank bashing”, they were the justifiable targets of public wrath for the savings and loans crisis, … Continue reading →

Posted in pensions | Tagged , , , , , , , , | Leave a comment

The peril of pensions (a quiet word in payroll’s ear).

Posted on December 27, 2016 by

Anyone who manages payroll, whether in-house or as an outsourcer, will by now have discovered the perils of auto-enrolment. This article will not rehearse the process issues (you’ll be relieved to know). But with auto-enrolment come workplace pensions. Currently the majority … Continue reading →

Posted in accountants, advice gap, auto-enrolment, pensions | Tagged , , , , , , , , , | 1 Comment

Why a 12% pension saving rate is wrong.

Posted on November 25, 2016 by

      I had hoped to talk yesterday with and  today about Lord Turner and the meeting of minds at the Pension and Lifetime Savings Association. The change of title a year ago had, I hoped , heralded a more open … Continue reading →

Posted in pensions | Tagged , , , , , , | 5 Comments

NEST is not auto-enrolment

Posted on October 26, 2016 by

  I went to a talk yesterday by a former shadow cabinet minister of state for the DWP. It was under Chatham House rules so I can’t tell you which one – it doesn’t matter which one – it matters … Continue reading →

Posted in advice gap, auto-enrolment, pensions | Tagged , , , , , , , , , , | 20 Comments

Doesn’t pension freedom extend to Defined Benefits?

Posted on October 18, 2016 by

The debate about the assumptions we use to decide the state of our defined benefit schemes is in full swing. On the one hand you have those, like John Ralfe who use an approach which ensures that there’s always enough … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , | 2 Comments

Doesn’t “integrated risk management” set the bar askew?

Posted on October 3, 2016 by

The buzz phrase for those involved in DB pension management is “Integrated Risk Management” or IRM – if you want to sound familiar with these things. The phrase is a good one as it focuses trustee’s minds on what really … Continue reading →

Posted in pensions | Tagged , , , , , , | 1 Comment

No! Pension Minister!

Posted on July 16, 2016 by

   Did she jump – was she pushed? Speaking on Vanessa Feltz’s LBC show this morning  (goo.gl/LQ99b8  1:17:20-1:31:21) , Ros Altmann said it was a bit of both. The events since her “resignation” suggest that the role of Pensions Minister … Continue reading →

Posted in pensions | Tagged , , , , , , , , , | 5 Comments