Category Archives: Payroll

THE RISE OF THE EMPLOYEE – guest blog from Dan Docherty


    The huge increase in internet and smartphone usage across the country is rapidly changing the way people want to interact with the businesses that employ them. As they grow more accustomed to inputting their personal data online, employees … Continue reading

Posted in accountants, Payroll, pensions | Tagged , , , , , , , | 3 Comments

If your boss doesn’t care about your pension , he doesn’t care about you.


Popcorn pensions We’re used to bosses telling us that we’re the company’s greatest resource.Britain is a service led economy and even in an increasingly digital market, the human resource is expensive to acquire and to replace. If you have a … Continue reading

Posted in auto-enrolment, Payroll, pension playpen, pensions | Tagged , , , , , , , , , | Leave a comment

What price advice?


The principal purpose of the Financial Advice Market Review carried out by the FCA and sponsored by Harriet Baldwin (Chief Economic Secretary to the Treasury) is to broaden the availability of advice to ordinary people. Critical to the purchasing of … Continue reading

Posted in Payroll, pensions | Tagged , , , , | 2 Comments

(Workplace) Isa ain’t gonna wash for a week!


  A radical idea Michael Johnson has published his proposal for a workplace ISA, Michael has explained this to me before and has explained his proposals publicly to the DWP Select Committee. The proposal is not just to include an ISA … Continue reading

Posted in Australia, auto-enrolment, DWP, Payroll, pensions | Tagged , , , , , , , | 3 Comments

Upstairs Downstairs RIP -today’s domestic employment market has moved on.


As we grow more affluent – British families are outsourcing many of their domestic duties Many of the employers who will be staging auto-enrolment by the end of decade have no idea they have any duties to provide pensions. They … Continue reading

Posted in auto-enrolment, Payroll, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , | 2 Comments

Time-Cost will prevail


That “it’s all about payroll stupid!” has become one of the axioms of auto-enrolment strategy. It’s a truism you hear mouthed by people who sell pensions but I’ve not hear many in payroll return the compliment! “It’s all about pensions” … Continue reading

Posted in Payroll, pensions | Tagged , , , , , , , , | 2 Comments

Auto-enrolment limits – what the DWP aren’t saying!


The DWP’s paper on the Earnings Trigger and Qualifying Earnings Bands(QEB) for auto-enrolment next year is very well written and gives an insight into just how much thought is going into managing the conflicting needs of employers, workers, administrators and…HMRC. … Continue reading

Posted in accountants, auto-enrolment, Payroll, pension playpen, pensions, Pensions Regulator, Treasury, welfare, Workie | Tagged , , , , , , , , , , | 2 Comments

Choice – we love to have it – we hate to use it!


Choice – a mass of contradictions I’ve noted before that choice is something we feel we cannot do without but is something we generally cannot deal with. It is rare that the phrase ” I had no choice” is used in … Continue reading

Posted in Payroll, pensions, x factor | Tagged , , , , , , , , , , , , , , | Leave a comment

NEST is not a financial soup-kitchen.


For some time , I and others advising on workplace pensions have been calling for NEST to make a clear statement on charging employers for NEST support. Now we have it . In case you can’t press the link , here … Continue reading

Posted in auto-enrolment, DWP, governance, NEST, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

“Not for profit” – a phrase fast losing any meaning!


Not for profit organisations – what good do they do? All year I have been speaking with institutes and associations from the ABI and IA through the PLSA and PMI to ICAEW, ICAS and ACCA . As soon as you start, you don’t … Continue reading

Posted in Payroll, pension playpen, pensions, PLSA | Tagged , , , , , , , , , , | 3 Comments