Category Archives: accountants

A great report on tax injustice from the ABI at prayer.

It’s a good and timely report and its analysis of inequality is excellent. But it is only addressing a quarter of the Government’s incentives bill and the solution it models is a lot more painful to the mass-affluent than the report implies Continue reading

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The other way to value DB schemes- Clacher and Keating.

  DB scheme value Valuation – the long way round Our blog (May 28th) calling for a bonfire of pension regulation led to a surprising amount of interest and a wide range of questions and even some requests for expansion … Continue reading

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Payroll into battle!

  April 20th 2020 will live long in the memories of payroll. The Furlough has begun! Here is Barry Matthews – payroll enthusiast and BDD of PayCircle and his call to arms! Monday morning 20th April 2020, payroll teams across … Continue reading

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The state of USS is the state of us.

In normal times, USS reporting itself to the Pensions Regulator for being under-funded would be considered a major news story. But what Jo Cumbo reported as happening  yesterday is not headline news, it is a sideshow to what is being … Continue reading

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Time to stop dissing Robo-Advice?

In a brilliant article , which you may be quick enough to access via this link, the FT’s Damian Fantano explores what is going on with robo-advice – or what robo-advisers like to call “putting the AI into financial advice”. … Continue reading

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An inflation-busting “pay-rise” for low earners – but “who pays?”

The Government’s announced that for pay periods starting  on or after 1st April 2020 the National Living Wage (NLW) will increase by 6.2% – four times the rate of inflation. The NLW (for over 25 year olds) will increase  from … Continue reading

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“Scrap the taper?” Hopes dashed.

Hopes now dashed for an update on the tapered annual allowance review, which was anticipated in the Budget. https://t.co/53xfAqdosT — Josephine Cumbo (@JosephineCumbo) October 24, 2019 Sky and BBC agree Govt cancels the Budget —— Treasury source says: “Parliament has … Continue reading

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Why I’m on FIRE! (saved enough to stop work)

      I’m 57 and I can choose to go to work or not – I’ve got enough and I keep on working because I love it, not because I have to. I got here through luck (being in … Continue reading

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Pensions aren’t perks – they’re pay!

  We are close to the AGM season for big companies, who’s executive reward comes under scrutiny from shareholder activists, keen to ensure proper governance and stakeholder fairness. This year the issue of pensions as part of executive pay – … Continue reading

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The only solution to the net-pay pension problem comes from HMRC

  Last Thursday, there was another meeting of the group of us, determined to keep up pressure to sort the problem of net-pay pension contributions this side of auto-enrolment’s next big phasing hike in April. Just to rehearse the problem, … Continue reading

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