Category Archives: accountants

“Scrap the taper?” Hopes dashed.

Hopes now dashed for an update on the tapered annual allowance review, which was anticipated in the Budget. https://t.co/53xfAqdosT — Josephine Cumbo (@JosephineCumbo) October 24, 2019 Sky and BBC agree Govt cancels the Budget —— Treasury source says: “Parliament has … Continue reading

Posted in accountants, pensions, Ros Altmann | Tagged , , | 1 Comment

Why I’m on FIRE! (saved enough to stop work)

      I’m 57 and I can choose to go to work or not – I’ve got enough and I keep on working because I love it, not because I have to. I got here through luck (being in … Continue reading

Posted in accountants, advice gap, age wage, pensions | Tagged , , , , , | 1 Comment

Pensions aren’t perks – they’re pay!

  We are close to the AGM season for big companies, who’s executive reward comes under scrutiny from shareholder activists, keen to ensure proper governance and stakeholder fairness. This year the issue of pensions as part of executive pay – … Continue reading

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The only solution to the net-pay pension problem comes from HMRC

  Last Thursday, there was another meeting of the group of us, determined to keep up pressure to sort the problem of net-pay pension contributions this side of auto-enrolment’s next big phasing hike in April. Just to rehearse the problem, … Continue reading

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Is the tide turning in favour of pensions?

As we reach the last few weeks of the year, I’ve been looking at the stories that are dominating the pension landscape and increasingly they are positive. Despite UK and global equity markets being down on the year, pensions are … Continue reading

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The risks of partial disclosure

Look at this photo.   You might have thought that Ruston Smith had won a CDC award for Tesco. Certainly not the case! Now look at the full picture! Mark Scantlebury has won an award for Quietroom, partly for his … Continue reading

Posted in #WASPI, accountants, actuaries, advice gap, pensions | Tagged , , , , , , | 2 Comments

GMP equalisation – accounting issues – First Actuarial – webinar invite!

First Actuarial are able to explain this GMP equalisation thing and the implications for pension (and company) accounting. Having done a webinar or two with “Sam and Jingoe”- I’d say this will be time well spent! Here’s your invite! Our … Continue reading

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Investment for beginners?

Perhaps because I’m paying him to, my 20 year old is paying some attention to where his pension is being invested. I say “is”, but our first contribution to his workplace pension is awaiting his opt-in. Meanwhile he’s asking – … Continue reading

Posted in accountants, actuaries, advice gap, NEST, pensions | Tagged , , , | 6 Comments

So what’s unfair about a Pension Wealth Tax?

In this article I argue that any tax increases levied on the rich are ok by me, and I’m rich. The bias of vested interest The vast majority of people get tax relief on their pension contributions. Some people are excluded by … Continue reading

Posted in accountants, Henry Tapper blog, pensions | Tagged , , , , , , , , | 5 Comments

Tax and “net-pay fallibility”.

A curious feature of British middle-class life is the belief in the infallibility of Her Majesty’s Revenue and Customs. The old certainties of “death and taxes” are comforting. When tax-evaders are found out, it reinforces our sense of the rectitude … Continue reading

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