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Category Archives: accountants
The state of USS is the state of us.
In normal times, USS reporting itself to the Pensions Regulator for being under-funded would be considered a major news story. But what Jo Cumbo reported as happening yesterday is not headline news, it is a sideshow to what is being … Continue reading
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Posted in accountants, actuaries, advice gap, age wage, pensions
Tagged Bill Galvin, jo cumbo, pensions, state of us, USS
3 Comments
Time to stop dissing Robo-Advice?
In a brilliant article , which you may be quick enough to access via this link, the FT’s Damian Fantano explores what is going on with robo-advice – or what robo-advisers like to call “putting the AI into financial advice”. … Continue reading
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Posted in accountants, age wage, pensions
Tagged AgeWage, Eva, J Alfred Prufrock, Pension Bee, pensions, TS Eliot, Wealth Wizards
4 Comments
An inflation-busting “pay-rise” for low earners – but “who pays?”
The Government’s announced that for pay periods starting on or after 1st April 2020 the National Living Wage (NLW) will increase by 6.2% – four times the rate of inflation. The NLW (for over 25 year olds) will increase from … Continue reading
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Posted in accountants, age wage, pensions
Tagged National Insurance, NMW, NWL, Pay, Payroll, pensions, Tax
5 Comments
“Scrap the taper?” Hopes dashed.
Hopes now dashed for an update on the tapered annual allowance review, which was anticipated in the Budget. https://t.co/53xfAqdosT — Josephine Cumbo (@JosephineCumbo) October 24, 2019 Sky and BBC agree Govt cancels the Budget —— Treasury source says: “Parliament has … Continue reading
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Why I’m on FIRE! (saved enough to stop work)
I’m 57 and I can choose to go to work or not – I’ve got enough and I keep on working because I love it, not because I have to. I got here through luck (being in … Continue reading
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Posted in accountants, advice gap, age wage, pensions
Tagged AgeWage, Fire, I'm on fire, ICAEW, music, pensions
1 Comment
Pensions aren’t perks – they’re pay!
We are close to the AGM season for big companies, who’s executive reward comes under scrutiny from shareholder activists, keen to ensure proper governance and stakeholder fairness. This year the issue of pensions as part of executive pay – … Continue reading
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Posted in accountants, actuaries, advice gap, pensions
Tagged pensions, perks, remuneration, rights
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The only solution to the net-pay pension problem comes from HMRC
Last Thursday, there was another meeting of the group of us, determined to keep up pressure to sort the problem of net-pay pension contributions this side of auto-enrolment’s next big phasing hike in April. Just to rehearse the problem, … Continue reading
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Posted in accountants, pensions
Tagged auto-enroment, HMRC, net-pay, pensions, Tax, Technology
4 Comments
Is the tide turning in favour of pensions?
As we reach the last few weeks of the year, I’ve been looking at the stories that are dominating the pension landscape and increasingly they are positive. Despite UK and global equity markets being down on the year, pensions are … Continue reading
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Posted in accountants, actuaries, auto-enrolment, pensions
Tagged auto enrolment, CDC, FABI, Freedoms, pensions, Royal Mail, tide turning, USS, woods and trees
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The risks of partial disclosure
Look at this photo. You might have thought that Ruston Smith had won a CDC award for Tesco. Certainly not the case! Now look at the full picture! Mark Scantlebury has won an award for Quietroom, partly for his … Continue reading
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Posted in #WASPI, accountants, actuaries, advice gap, pensions
Tagged Mark Scantlebury, net pay anomaly, NPA, pensions, Quietroom, Ros Altmann, WASPI
2 Comments
GMP equalisation – accounting issues – First Actuarial – webinar invite!
First Actuarial are able to explain this GMP equalisation thing and the implications for pension (and company) accounting. Having done a webinar or two with “Sam and Jingoe”- I’d say this will be time well spent! Here’s your invite! Our … Continue reading
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Posted in accountants, actuaries
Tagged accountants, Accounting, first actuarial, GMP equalisation, LBG, pensions, Webinar
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