Monthly Archives: February 2017

More FAKE NEWS on pension deficits #FABI


The Government’s just published its green paper ‘Security and Sustainability in Defined Benefit Pension Schemes’. It’s already generated knee-jerk headlines claiming 11m employees could see their pensions cut. The green paper refers to “under-funded schemes” and “stressed employers”, but can’t … Continue reading

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A business-friendly Pension Green Paper


I went to a  talk yesterday  from the CBI’s Carolyn Fairbairn. It was a lot more optimistic on business prospects than I’d expected (having heard her gnashing her teeth following the referendum). To be fair, she was saying then that … Continue reading

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Steady as you go – the DWP opts for the DB status quo!


It was there in the title “Security and Sustainability in Defined Benefit Pension Schemes”. This wasn’t going to be radical, this would be polysyllabic and it would focus on getting pensions paid. The Government’s green paper is a state of … Continue reading

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Unmortgage your kids into home ownership!


    I guess most people who read this blog are old enough to own their own house. But what if you were one of those twenty or thirty somethings who have done everything right- and still could not buy … Continue reading

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Elements of Truth – and Complete Misunderstandings (Con Keating and the DB Green Paper).


    This is an era of fake news, half-truths and outright lies. Spin and distortion have become the fabric of a false DB pension narrative; their unjustified ruination. Some “fact checking” is appropriate. We hear again and again that … Continue reading

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5 Things I want from today’s DB Green Paper


The DWP is due to publish its Green Paper this morning. It’s an important initiative; -our defined benefit schemes are under threat but they have the potential to do much good not just to those in them, but to those who … Continue reading

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Same old Watsons – taking the p*ss!


The FT is not known for having a laugh but I suspect that Chris Flood was snickering a little when he composed this little beauty I hope they don’t mind me sharing a great article that exposes the extraordinary arrogance … Continue reading

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Choosing a workplace pension


    Last week, Parliament debated an amendment to the Pension Schemes Bill, suggested by the Shadow Pension Minister and quoting this blog. I am happy to have put words in Alex Cunningham’s mouth, the Government have been cavalier in … Continue reading

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Can technology solve our savings problems?


We are putting too large a trust in technology to manage our pensions. The brave new world of Fintech may give us the pension dashboard, pot aggregation and robo-advised spending mechanisms, but are we ready for self-empowerment? In this article I … Continue reading

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Which would you rather live in- a house or a car?


  I’m fond of our current pension minister; he makes me laugh! He does a good impression of the “pension’s idiot” and enjoys being thought rather less on the ball than he actually is.   But scratch the surface and … Continue reading

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