Yes, follow-up on the many benefits of Auto-Enrollment with the benefits of Auto-Consolidation, with opt-outs again for the sophisticates who…
The great advantage of a DC pension controlled by the beneficiary is complete control over the cash flows during decumulation…
"Pensions that are linked to salaries and/or inflation pensions are largely extinct in the private sector because they are unaffordable."…
bp’s Code of Conduct states “Do the right thing” and “Be accountable and “We follow through on our promises.” Well…
Tag Archives: first actuarial
Advisers on collective pensions will be rare till CDC is common.
You shouldn’t have a pension strategy that doesn’t suit your workforce and doesn’t suit the company sponsoring it! Advice is needed but who to take it from? Continue reading
Posted in pensions
Tagged advice, CDC, Collective Pensions, first actuarial, Gallagher, Hymans Robertson, LCP, trade unions, unions
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Labour Conference promotes CDC
Craig Moran and First Actuarial; Sue Ferns and Prospect Union : Torsten Bell- DWP and HMT; Andy O’Regan and TPT ; David Pitt-Watson and the House of Lords. Thank you! Continue reading
Posted in pensions
Tagged Andy O'Regan, Craig Moran, David Pitt-Watson, DWP, first actuarial, HMT, Prospect, Prospect Union, Sue Fearns, Torsten Bell, TPT
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Things not many pension consultants will advertise
It is a timely reminder that good retirement outcomes may depend less on creating more options and more on making well-designed decisions on members’ behalf. Continue reading
Unions; accruing DB for staff-encouraging collective pensions for millions of members
Set in a splendid converted warehouse in Borough’s warehouse yesterday this Trade Union Pensions Insight Conference was packed to the last available chair and there were people standing at the back. No surprise when Trade Unions have recovered their pension … Continue reading
Posted in pensions
Tagged CDC, Collective Pensions, DB, first actuarial, Manchester, pension, trade unions, Unite, USDAW
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What is the future for GPP workplace pensions.
My DC pot was established with L&G by First Actuarial, my employer at the time of auto-enrolment. We were going to use Prudential but that large insurer which is now offering pensions through M&G had recently withdrawn from writing … Continue reading
Two Plowmen at First Actuarial
It was good to spend some time with old friends and new ones. The conference looked full to me and Sam Mullock said that if it hadn’t been down to wet dome heatwave First Actuarial would have had no space … Continue reading
First Actuarial’s amazing heritage; let’s hope it won’t be lost!
First Actuarial always ahead ! I hope that continues. On Thursday I am going to the first First Actuarial conference when it’s owned not by Gallaher and not by its Founders. I hope that I will see continuity, my … Continue reading
Posted in pensions
Tagged AE, Derek Benstead, FABI, first actuarial, Founders, Hilary Salt, Pensions, Terry Pullinger
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USS valuation methodology changes agreed – with more to do
Jo Grady, General Secretary of the The University and College Union (UCU) has this to say of recent developments at USS Since 2023, UCU has been engaged with Universities Superannuation Scheme (USS) and the Universities and Colleges Employers Association (UCEA) … Continue reading
Playing a tiny violin badly for First Actuarial?
I am not sure what this little video or a badly played under-sized violin is saying? Is it ironic or simply inept? Gallagher is an insurance brokerage rather like Aon and Marsh Mac and Howden and Willis Towers Watson which … Continue reading
Posted in pensions
Tagged Aon, Broadstone, first actuarial, Howden, LCP, Marsh Mac, PWC, WTW
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How one actuarial consultancy is protecting “advice” and advisors.
This morning we will be having a different kind of Pension PlayPen coffee morning. Sarah Abraham of First Actuarial will be talking about the threat facing the advice industry from perceived mis-selling of pension transfers during the second half of … Continue reading
Posted in pensions
Tagged first actuarial, Pension Transfer, Sarah Abraham, Sarah Abrahamson
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"falls in contribution rates have begun to emerge" The LGPS Survey 2026 undertaken by Room 151 in association with Schroders…