Tag Archives: WTW

Are we customers, Troy? Will we decide how to turn pots to pensions?

The customers for workplace pension schemes are the people who take the decisions. As Sam Seaton points out in her recent podcast for CAPData, decisions are taken on our pensions not by us but by our bosses. The risk transfer … Continue reading

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WTW – remember it’s the employer who chooses the pension offered to its staff

Willis Towers Watson (WTW) have done some work presenting their thoughts on “decumulation”. This is known on this blog as “turning to pensions”. Thanks to Simon Ellis, whose work as Chair of Lifesight, the WTW DC mastertrust is important. This … Continue reading

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The vulnerability of our DC workplace pensions (and how to avoid it!)

  These are the nine options presented by one of our DC pension schemes, WTW’s LifeSight. The individual is faced with these choices and with lower risk options trending towards high investment in Government Gilts and Corporate Bonds. This is … Continue reading

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Why is WTW’s retirement CDC not getting the thumbs up?

We always need analysis to help us make choices.  We are getting a lot from WTW about decumulation CDC and the numbers don’t look anything like 60% better for CDC if you wait to swap your pot for a CDC … Continue reading

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I hope professional trustees will come to CDC independently

I was surprised to see  a firm of professional trustees promoting itself with  WTW , who are consultants but also providers of DC services through LifeSight . I have heard WTW present CDC as an extension of Lifesight , with … Continue reading

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Playing a tiny violin badly for First Actuarial?

I am not sure what this little video or a badly played under-sized violin is saying? Is it ironic or simply inept? Gallagher is an  insurance brokerage rather like Aon and Marsh Mac and Howden and Willis Towers Watson which … Continue reading

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Why has WTW bought Cushon? Why did people buy Cushon?

One interesting snippet from the WTW/NatWest Cushon press release comes at the end of Nick Reeves’ pre-report I wonder what an employer in a firm such as Creative or Salvus is thinking having started with that trust, become part of … Continue reading

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Are we finally waking up to a pension less world? WTW and broken DC.

I guess it takes a world wide pension consultancy called Willis Towers Watson to grab the attention, but the Emperor has been parading around naked for quite some while. When I say “Emperor” , I mean the “DC pension” and … Continue reading

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DB funding regulations – intentionally right- substantially wrong

  We have new DB funding regulations  but the revised regulations are still a brake on the productive finance agenda. The Department for Work and Pensions has published revised defined benefit funding regulations today, and has responded to the consultation it launched … Continue reading

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WTW asks “why is the PPF proposing to charge £100m of levies in 2024/25?”

  My good friends Jo Shepard and David Robbins have clubbed up to write a blog on the PPF levy which I shamelessly re-blog without amendment – as I agree and cannot aspire to improving what they write in any … Continue reading

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