Tag Archives: WTW

WTW can bring pensions to life for DC savers, but they need our help.

The headline says everything that is right about Willis Towers Watson’s intention and captures the problem it is facing. The DC saver needs a simple way to turn their pot to a pension, but breathing life into “CDC or “Collective … Continue reading

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John Bull is unwell – do not wish him an early grave.

I was annoyed when I read the following article from WTW.. It conflates corporate finance with personal misery in a most unpleasant way. John Bull, seen above scratching his head over such financials – is looking a little queasy – … Continue reading

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“We have a financial literacy problem, not a product scarcity problem!”.

This article is about what we can learn from Australia about “choice architecture” and how we can avoid leaving the important policy decisions too late, as I believe the Australians have done. As she learns the ropes, I hope that … Continue reading

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Why the time for a new type of pension is NOW!

Tomorrow (Tuesday 15th) I will be talking with Simon Eagle of Willis Towers Watson on what a new pension based on CDC principles but open to anyone with a DC pot that can be drawn down. Go to http://www.pensionplaypen.com , … Continue reading

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Canada also moving from Scheme to Retail CDC plans.

I am hoping  that we can find ideas from abroad that can help us deliver what was discussed in last week’s retail CDC debate, namely a simple product that provides more income and doesn’t run out before we do. Yesterday, … Continue reading

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WTW take on the nastiest hardest problem in finance – treading the pension pathway.

Some years back, Con Keating failed to convince a similar audience at a similar event about the merits of a CDC scheme as an alternative way to provide a pension. Only 8% of the audience said they’d want to be … Continue reading

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John Ralfe turns up to the wrong debate.

The Corporate Adviser master trust conference was a success. I will return to sessions earlier in the day but this blog is about a debate between John Ralfe, an opponent of CDC and Simon Eagle who champions CDC both inside … Continue reading

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Via Nova challenges Origo’s PE backed monopoly.

Origo – a monopoly in the making I have for five years been writing about the pernicious impact of a potential monopoly created by Origo in the transaction of pension transfers. I still worry. Origo was set up  in 1989 … Continue reading

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Why pension tax-relief isn’t about income tax anymore.

I thought I had a reasonably good understanding of “cost of pension tax relief” stats (despite HMT’s reluctance to fill in the gaps by answering FoI requests). But I was shocked by new (to me) information on how these are … Continue reading

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What is consolidation doing to DC contribution rates? WTW’s surprising results!

FTSE 350 Defined Contribution Pension Survey 2020 https://t.co/iD5kcNLMfR via @WTW_uk — Henry Tapper (@henryhtapper) July 13, 2021 The collapse in confidence among small pension schemes gathers pace as Corporate Adviser reports. Two-thirds of employers who currently run their own trust-based … Continue reading

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