That £4 figure may be defensible as an illustration of the combined benefits of pension saving, employer contributions, tax relief…
I think the fundamental problem is not involving the employer in the retirement income consideration. Instead they are often seen…
There may be more fundamental issues with the US markets. In a recent article Smithers is highly critical of the 2013…
A very timely and important message to all employers and employee benefit consultants, whatever the size of the employer! In…
Tag Archives: R-CDC
Torsten announces in the Times the task to level up private sector pensions.
Under the changes, which will be set out by Torsten Bell today, the new pensions will become the default option for all retired people. Continue reading
Posted in pensions
Tagged CDC, Collective Pension, Collective Pensions, DB, Guided retirement, Private sector, R-CDC, Retirement, Torsten Bell
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The FCA show once again that pension freedom does not work for most of us
The FCA data is factual proof that pension freedom has done , is doing and will do enormous damage to older people’s financial plans. We do need the change that is on its way. Continue reading
Posted in pensions
Tagged CDC, Charles Ross, Data, FCA, Guided retirement, pension freedom, R-CDC, retirement income
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What kind of master trust is that then Aon?
We think switching to a CDC just for yourself (a Royal Mail replica) will not be popular. But popularity for CDC master trusts will be much higher! Continue reading
Retirement CDC – uniquely legislated for one master trust?
Turning pots to pensions continues to be a subject that excites audiences who are committed to DC. This week Tom McPhail and James Hawkins appear to have had a good argument about whether Retirement CDC is an irrelevance with the … Continue reading
Will CDC challenge DC workplace as the employer’s choice?
I read with great interest the Professional Pensions “Buzz ” results that asked this question and found a different result that I would have expected this time last year! Continue reading
Posted in pensions
Tagged annuity, Business, Business and Economy, CDC, DC master trusts, Pensions, R-CDC, Retirement, TPR, workplace Pensions
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Is R-CDC dead before it is even born? Johan Kriek
This is a telling post . It chimes with much that I have written. Retirement CDC is a good patch to a broken model. Why wait for what you can get better today? A note on players mentioned in this … Continue reading
Callum Stewart joins the queue wanting a change of name for CDC.
This is not having a go at Callum Stewart, quite the opposite, I am in the queue somewhere myself! What’s going on when people talk names (nomenclature if you’re posh) is to try to compress thinking into a word or … Continue reading
Posted in pensions
Tagged Callum, CDC, CDC pension, Collective Pensions, R-CDC, Retirement, Stewart
5 Comments
AON why this DC/CDC hybrid mastertrust launched in 2028???
I’m sure I’m not the first to be bewildered by Aon delaying the launch of their workplace CDC plan till 2028. May I express my exasperation? I had hoped we would make people’s life with CDC but here is a … Continue reading
Posted in pensions
Tagged Aon, CDC, CDC pension, dc, Hybrid, master trust, Pensions, R-CDC
1 Comment
Can we recognise WTW’s promotion of CDC as “independent”?
Distorted facts I was distressed to read some distortions in Professional Pensions (PP). First lets start with distorted facts With the first CDC schemes now authorised, R-CDC is one default route under consideration by schemes. The WTW poll found 78% … Continue reading
C-Suite executives see CDC workplace pensions as simple to get on with
I’m pleased to hear that LCP pension clients are keen on providing good outcomes for their members, though I’m not surprised, that’s what they are paid to do! Professional Pension people know that pension outcomes are better using CDC than … Continue reading
Thanks Henry