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Tag Archives: Private sector
Private employers shouldn’t make SCAPE a goat to butt out of paying pensions
1) Public service pensions are the single largest liability on the government balance sheet – bigger than the national debt. (https://t.co/F8dsk2oIij) 2) The public sector employs more than 5 million people (most of whom have a pension). It’s a big … Continue reading
What is private sector pension indemnity insurance (and who’s asking)?
Occasionally I find myself as an intermediary for clever people who’d prefer to discuss matters in a public way while remaining anonymous. These people often send me direct messages on twitter whats app and Facebook Messenger and the discussion continues … Continue reading
Posted in pensions
Tagged Con Keating, DB pensions, indemnity insurance, inedemnity, Insurance, Pensions, Private sector, Socrates
2 Comments
Pensioner First
A consistent theme of the pension reforms we have witnessed over the past five years has been a focus on the consumer of pension savings – the pensioner. Set in the wider context of welfare policy, the proposals to re-align … Continue reading
Posted in pensions
Tagged ABI. IA, auto enrolment, Business, consumerism, corporate governance, corporate risk, DC outcomes, dc pensions, Defined benefit pension plan, DWP, Employment, Financial services, Government, Government demands, LGPS, lobby, NAPF, outcomes, pensioner, Private sector, Retirement, Ros Altmann, social media
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Doctors are pension millionaires – so why are they striking?
My Dad’s a doctor and in retirement – he has a great pension and who can begrudge him it? He retired 25 years ago as a senior partner – on about one third of the final salary he’s be on today. Like him, I … Continue reading
Posted in pensions
Tagged Actuary, BMA, British Medical Association, Canada, Defined benefit pension plan, Doctor (Doctor Who), doctors, Doctors (2000 TV series), Industrial action, London, National Health Service, pension, Price index, Private sector, public sector, Salary, Strike action, Tax, Telegraph
6 Comments
Steve Webb needs hard cash for his defined ambitions.
Steve Webb needs more than “ambition” to sort out disillusion with pensions. Continue reading
Posted in Financial Education, happiness, NEST, pensions
Tagged Daily Telegraph, David Cameron, Department for Work and Pensions, Government, pension, Private sector, Steve Webb, Webb
12 Comments
Selling NEST and auto-enrolment to the pension weary
The issue of fatigue is high on my agenda this morning – especially Regulatory Fatigue. Yesterday the DWP published a host of documents that can be accessed through this link http://www.dwp.gov.uk/consultations/2011/workplace-pension-reform-2011.shtml It dots the “i”s and crosses the “t’s” on a … Continue reading
“A fair and lasting settlement”; public sector pensions
Paul Johnson and the Institute of Fiscal Studies have done the numbers and, to nobody’s surprise, have concluded that the long-term cost of public sector pensions in terms of “pensions out” will be about the same under the new regime … Continue reading
Posted in de-risking, pensions, Public sector pensions
Tagged Consumer price index, CPI, Danny Alexander, Economy, Government, pension, Private sector, public sector, Tom McPhail, Trade union
2 Comments
Pension Equality? Don’t make me laugh.
Great news, – a group of civil servants (the National Audit Office) have decided to audit the work of another group of civil servants (the Pension Regulator) reporting to another group of civil servants (the DWP). The point of the audit is … Continue reading
Posted in annuity, Bankers, corporate governance, dc pensions, de-risking, Liberal Democrats, Martin Lewis, NEST, pension playpen, pensions, Retirement
Tagged Civil service, Defined benefit pension plan, Department for Work and Pensions, DWP, National Audit Office, pension, Pension Regulator, Private sector, Steve Webb
11 Comments
A necessary strike
If there’s one area of consensus among the politicians this morning, it’s that the national pensions strike called for today (30th November) is unnecessary and something this country can ill afford. I disagree – this is a necessary strike, not … Continue reading