Tag Archives: SHPS

Why target date funds have been slow to catch on

Posted on May 30, 2013 by henry tapper

with all the headwinds in the favour of TDFs and against Lifestyle it’s hard to see why insurers aren’t switching to TDFs Continue reading →

Posted in actuaries, advice gap, annuity, auto-enrolment, governance, investment | Tagged , , , , , , , | 2 Comments

All that glitters does not lure – thoughts on DC default funds.

Posted on April 21, 2013 by henry tapper

“I asked him, ‘My God, they’re purple and green. Do fish really take these lures?’And he said, ‘Mister, I don’t sell to fish.’ Continue reading →

Posted in auto-enrolment, CDC, dc pensions, fish, governance, investment, pensions | Tagged , , , , , , , | 3 Comments

Better-buying makes auto-enrolment work

Posted on March 25, 2013 by henry tapper

The promise of “Wealth at work” has disguised the paucity of the pension outcomes when work finishes. Continue reading →

Posted in auto-enrolment, corporate governance, dc pensions, First Actuarial, Henry Tapper blog, pensions, steve webb, target date funds | Tagged , , , , , , , | 15 Comments

The Regulator’s right to be cautious about mastertrusts

Posted on January 12, 2013 by henry tapper

Over the past two years we’ve seen a number of multi-employer occupational schemes spruced up for auto-enrolment. We’ve seen a number of insurers and asset managers set up as the providers of master trusts. We’ve had a few financial advisers … Continue reading →

Posted in actuaries, annuity, auto-enrolment, club pension, dc pensions, governance, NEST, Payroll, pensions | Tagged , , , , , , , | 9 Comments

Selling NEST and auto-enrolment to the pension weary

Posted on February 2, 2012 by henry tapper

The issue of fatigue is high on my agenda this morning – especially Regulatory Fatigue. Yesterday the DWP published a host of documents that can be accessed through this link http://www.dwp.gov.uk/consultations/2011/workplace-pension-reform-2011.shtml It dots the “i”s and crosses the “t’s” on a … Continue reading →

Posted in auto-enrolment, corporate governance, customer service, dc pensions, NEST, pensions, Personal Accounts | Tagged , , , , , , , | 8 Comments