Tag Archives: ABI

The give and take of workplace pensions (it can’t all be “done for us!”)

“Done for you” has become an over-worked phrase in a very short time. I started using it to refer to the CDC decumulation solution discussed by Simon Eagle and others where CDC becomes another investment pathway – with the pension … Continue reading

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The cost of living crisis – and the value of small pots

This IMF chart is (rightly) getting a lot of attention given the UK figures are truly awful. But why are they so bad? Because this is what happens when you add an energy price surge onto a country with our … Continue reading

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For millions, “the partner dies- the annuity dies”- pension credit comforts the bereaved

It’s easy to forget in a world of “pension freedom” that millions of British savers purchased annuities with their pension pots in the 40 years prior to the day George Osborne announced “no one will ever have to buy an … Continue reading

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Call out the Karma Police – (they’re at it again)

As if the Karma Police weren’t busy enough, we have more work for them! Legal & General, like Hargreaves Lansdown. have found a way to demand money of us to swell their coffers in aid of narrowing the gender pay … Continue reading

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We need courage not legislation – to sort out small pots

    Dress it up as the industry may, the progress report of the Small Pots Working Group is a disappointment. The Group was set up to find a working solution that commanded consensus from the ABI, PLSA and the … Continue reading

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ABI sets out how auto-enrolment can work better for insurers.

    Insurers have long benefited from Government pension policy in building up their funds under management. Lobbying from the ABI has led to the establishment of personal pensions which have been used not just as a means of accumulating … Continue reading

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Pension transfer times are getting longer , how can this (pension) be?

I am a fan of Pension Bee. I visited their new offices in Southwark yesterday, I was shown into the post room, apparently they get a special delivery every day, so much mail needs to be scanned from the pension … Continue reading

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Opperman links launch of 2017 AE reforms to wash-up of small pots

Guy Opperman clearly enjoys twitter, he has mastered the production of a twitter thread (a series of micro-blogs that can develop an argument without fear of interruption). Here is the latest, which while being overly triumphal, contains some strong messages … Continue reading

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Pension trade bodies vie for “tallest dwarf”.

On December 17th, the DWP reported on the findings of its small pots working group, the report was accompanied by press releases from the various participants in a competition to find the tallest dwarf. I am sorry to write ill … Continue reading

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A great report on tax injustice from the ABI at prayer.

It’s a good and timely report and its analysis of inequality is excellent. But it is only addressing a quarter of the Government’s incentives bill and the solution it models is a lot more painful to the mass-affluent than the report implies Continue reading

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