Tag Archives: Gilt yields
An annuity rate GOOD – economically BAD message from long-term gilt yields.
This is the big chart for pensions , telling everyone from pension scheme actuaries to life actuaries managing annuity rates what to say with numbers. I say that because the other way of looking at this chart is as a … Continue reading
Posted in pensions
Tagged 30 year gilts, borrowing, Economy, Gilt yields, Govt borrowing, IMF, Inflation, Pensions
Leave a comment
Inflation falls but is this a Christmas present for pension schemes?
The prevailing consensus that interest rates will remain higher for longer looks like cracking as inflation reduces much faster than forecast For pension folk , this means that the current annuity rates and bulk annuity pricing are unlikely to last. … Continue reading
The grand old Duke of York should have “avoided foreseeable harm”….
Anyone who is familiar with the Consumer Duty knows the phrase “avoiding foreseeable harm” but trustees and funders of occupational schemes may not. That’s because the Consumer Duty doesn’t extend as far as occupational schemes. Perhaps it should. If you … Continue reading
Posted in pensions
Tagged DB, dc, de-risking, Duke of York, Einstein, Gilt yields, Pensions
1 Comment
Crushed by falling bond yields – great guest blog by Ralph Frank
Mainstream assessments of the state of investment markets tend to focus on the equity market. The level of the FTSE 100, S&P 500, Dow and/or Nikkei is deemed to be an indicator of the health of savers’ investment portfolios and/or … Continue reading
Posted in actuaries, Bankers, CDC, defined aspiration
Tagged Actuarial science, Actuary, annuity, Aviva, Bank of England, Blog, de-risking, Gilt yields, gilts, pensions, Ralph Frank
4 Comments