Tag Archives: Inflation
For the state pension to increase – “every one does something every day”.
The increase of cost is one way to look at the increase in the state pension, getting to the benefit it should have been is another, We should remember that this was the period when the WASPI women had … Continue reading
An annuity rate GOOD – economically BAD message from long-term gilt yields.
This is the big chart for pensions , telling everyone from pension scheme actuaries to life actuaries managing annuity rates what to say with numbers. I say that because the other way of looking at this chart is as a … Continue reading
Posted in pensions
Tagged 30 year gilts, borrowing, Economy, Gilt yields, Govt borrowing, IMF, Inflation, Pensions
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Inflation falls but is this a Christmas present for pension schemes?
The prevailing consensus that interest rates will remain higher for longer looks like cracking as inflation reduces much faster than forecast For pension folk , this means that the current annuity rates and bulk annuity pricing are unlikely to last. … Continue reading
Inflation ticks up yet again: what it means for pension savers and retirees
The Consumer Price Index (CPI) measure of inflation rose from 10.1% in January to 10.4% in February, according to Office for National Statistics figures published this morning. Ouch. If it wasn’t difficult enough, this morning’s surprise inflation figures make the … Continue reading
PLSA’s retirement living standards – a moving target!
This year’s update on our need for retirement income if we are to have a basic , moderate or comfortable lifestyle is really valuable. The headline finding is that the cost of living crisis adds up to a 20% greater … Continue reading
Posted in pensions
Tagged CPI, Inflation, pension, PLSA, Retirement Living Standards, state pension
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Inflation stalks the halls of the PLSA conference.
The PLSA’s Edinburgh conference is for a second time happening in the midst of turmoil. Yesterday’s event started with a montage of footage beginning in March 2020 when the event last took place and taking us to today reminding … Continue reading
“Real return, real return – wherefore art thou real return” – Con’s cri de couer
Con Keating’s cri de couer demands an answer. Shakespeare scholars will recognize that Juliet was not asking “where Romeo” as much as “why Romeo”. This article asks where inflation beating returns can be secured and leaves us answering the question … Continue reading
When you’re 64… buy the state pension! (girls buy even earlier!)
I chaired and spoke at a number of retirement income seminars last month – you may have been at one. While I was encouraged by the engagement and education of the audience in financial products, I was frustrated by the scope … Continue reading
Posted in actuaries, annuity
Tagged DWP, GAD, IFA, Income, Inflation, Longevity, Old age, old age pension, Retirement, retirement income, Single state pensin, state pension, state pensions
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The value of the triple-lock,
No doubt there will be many commentators who will sneer at this promise of Cameron’s. I will not be one of them. Continue reading
Why bother to save? – Invest instead!
What this policy is about is getting people to invest in real assets for the best interests in society Continue reading
Posted in annuity, auto-enrolment, Bankers, Change, club pension, Management, Mark Carney, pensions, social media, workplace pensions
Tagged BOE, Business, Business and Economy, Defined benefit pension plan, Employment, Fiscal, Government, Human Resources, Inflation, Insurance, interest, Mark Carney, monetary, National Employment Savings Trust, pension, rates, Retirement
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