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Tag Archives: Inflation
Have we been invested wrong all decade; has 60:40 been dying for some time?
There will be people fed up with me trying to explain macro-economics when I clearly don’t understand numbers. So me posting this chart as my chart of the week will annoy the experts. But as most of us have had … Continue reading
Risk Transfer in decline as Pension Schemes find “risk” is “growth”.
The numbers predicted by Standard Life for insurers taking on DB assets and liabilities are well down on estimates at the beginning of this year. Trustees are seeing risk as growth and questioning further de-risking. There will come a time … Continue reading
When earnings don’t keep up with inflation (like now) we’re getting poorer.
According to the FT , we are about to enter our fourth period when earnings don’t keep up with inflation since 2008. For many people with school economics, we grew up with average earnings being against of real price … Continue reading
Forget future austerity where prices rise faster than earnings – even in pensions!
According to the FT , we are about to enter our fourth period when earnings don’t keep up with inflation since 2008. For many people with school economics, we grew up with average earnings being against of real price indexation … Continue reading
Posted in pensions
Tagged austerity, CDC, CPI, dc, Inflation, Pensions, RPI, UK inflation
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Can the private sector afford to pay inflation linked pensions?
Of course we do pay inflation linked pensions though corporate and personal taxes, we pay for the public servants to get full CPI linkage so their wage in retirement will go up with inflation without a cap, some still get … Continue reading
Posted in pensions
Tagged CDC, CPI, dc, increase, Inflation, Level, pension, Pension Dashboard, Retirement Wage, SMPI
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For the state pension to increase – “every one does something every day”.
The increase of cost is one way to look at the increase in the state pension, getting to the benefit it should have been is another, We should remember that this was the period when the WASPI women had … Continue reading
An annuity rate GOOD – economically BAD message from long-term gilt yields.
This is the big chart for pensions , telling everyone from pension scheme actuaries to life actuaries managing annuity rates what to say with numbers. I say that because the other way of looking at this chart is as a … Continue reading
Posted in pensions
Tagged 30 year gilts, borrowing, Economy, Gilt yields, Govt borrowing, IMF, Inflation, Pensions
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Inflation falls but is this a Christmas present for pension schemes?
The prevailing consensus that interest rates will remain higher for longer looks like cracking as inflation reduces much faster than forecast For pension folk , this means that the current annuity rates and bulk annuity pricing are unlikely to last. … Continue reading
Inflation ticks up yet again: what it means for pension savers and retirees
The Consumer Price Index (CPI) measure of inflation rose from 10.1% in January to 10.4% in February, according to Office for National Statistics figures published this morning. Ouch. If it wasn’t difficult enough, this morning’s surprise inflation figures make the … Continue reading
PLSA’s retirement living standards – a moving target!
This year’s update on our need for retirement income if we are to have a basic , moderate or comfortable lifestyle is really valuable. The headline finding is that the cost of living crisis adds up to a 20% greater … Continue reading
Posted in pensions
Tagged CPI, Inflation, pension, PLSA, Retirement Living Standards, state pension
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