Tag Archives: Inflation

When earnings don’t keep up with inflation (like now) we’re getting poorer.

According to the FT , we are about to enter our fourth period when  earnings don’t keep up with inflation since 2008.   For many people with school economics, we grew up with average earnings being against of real price … Continue reading

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Forget future austerity where prices rise faster than earnings – even in pensions!

According to the FT , we are about to enter our fourth period when  earnings don’t keep up with inflation since 2008. For many people with school economics, we grew up with average earnings being against of real price indexation … Continue reading

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Can the private sector afford to pay inflation linked pensions?

Of course we do pay inflation linked pensions though corporate and personal taxes, we pay for the public servants to get full CPI linkage so their wage in retirement will go up with inflation without a cap, some still get … Continue reading

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For the state pension to increase – “every one does something every day”.

  The increase of cost is one way to look at the increase in the state pension, getting to the benefit it should have been is another, We should remember that this was the period when the WASPI women had … Continue reading

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An annuity rate GOOD – economically BAD message from long-term gilt yields.

This is the big chart for pensions , telling everyone from pension scheme actuaries to life actuaries managing annuity rates what to say with numbers. I say that because the other way of looking at this chart is as a … Continue reading

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Inflation falls but is this a Christmas present for pension schemes?

The prevailing consensus that interest rates will remain higher for longer looks like cracking as inflation reduces much faster than forecast For pension folk , this means that the current annuity rates and bulk annuity pricing  are unlikely to last. … Continue reading

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Inflation ticks up yet again: what it means for pension savers and retirees

The Consumer Price Index (CPI) measure of inflation rose from 10.1% in January to 10.4% in February, according to Office for National Statistics figures published this morning. Ouch. If it wasn’t difficult enough, this morning’s surprise inflation figures make the … Continue reading

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PLSA’s retirement living standards – a moving target!

This year’s update on our need for retirement income if we are to have a basic , moderate or comfortable lifestyle is really valuable. The headline finding is that the cost of living crisis adds up to a 20% greater … Continue reading

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Inflation stalks the halls of the PLSA conference.

  The PLSA’s Edinburgh conference is for a second time happening in the midst of turmoil. Yesterday’s event started with a montage of footage beginning in March 2020 when the event last took place and taking us to today reminding … Continue reading

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“Real return, real return – wherefore art thou real return” – Con’s cri de couer

Con Keating’s cri de couer demands an answer. Shakespeare scholars will recognize that Juliet was not asking “where Romeo” as much as “why  Romeo”. This article asks where inflation beating returns can be secured and leaves us answering the question … Continue reading

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