Tag Archives: Insurers

Time for a cost of living strategy from pension providers

  Pension providers, insurers and advisers each need a cost of living strategy for those they serve. It is worrying , that pension providers are making a fuss over the ESG credentials of their funds but not worrying over the … Continue reading

Posted in pensions | Tagged , , , , , | Leave a comment

For millions, “the partner dies- the annuity dies”- pension credit comforts the bereaved

It’s easy to forget in a world of “pension freedom” that millions of British savers purchased annuities with their pension pots in the 40 years prior to the day George Osborne announced “no one will ever have to buy an … Continue reading

Posted in pensions | Tagged , , , , | Leave a comment

ABI sets out how auto-enrolment can work better for insurers.

    Insurers have long benefited from Government pension policy in building up their funds under management. Lobbying from the ABI has led to the establishment of personal pensions which have been used not just as a means of accumulating … Continue reading

Posted in pensions | Tagged , , , , , | 2 Comments

The past, present and future of Pensions #autoenrolment

On Wednesday , at 5pm , I’ll be explaining these slides at Accountex 2017 – a talk generously sponsored by the Chartered Institute of Payroll Professionals. It’s going to be a fun, provocative and I hope instructive talk and I’m … Continue reading

Posted in auto-enrolment, pensions | Tagged , , , , , , , , , , , | Leave a comment

Insurers – VFM and the Competition Commission.

  The FT Adviser magazine has published a short piece leaking a story that has been doing the rounds for a few weeks. It would appear that the insurers who have been subject to the scrutiny of an independent governance … Continue reading

Posted in IGC, pensions | Tagged , , , , , , , , , | Leave a comment

How can IGCs engage people with their pensions?

There are three measures by which I am judging the IGC Chair reports Do they speak with a proper tone of voice Do they show themselves effective in dealing with the provider they are governing Have they properly addressed whether … Continue reading

Posted in IGC, pensions | Tagged , , , , , , , , , , , , , , , , , , , | Leave a comment

Don’t say I didn’t tell you…

This blog predicted last year and this , that within the first three months of the “pension freedom grant”, there would be a Daily Mail front page telling us that we may be (pension) free – but everywhere we are … Continue reading

Posted in pensions | Tagged , , , , , , , , , , | 1 Comment

5 good reasons we need a secondary annuity market

I returned from a long walk this morning to a barrage of negativity on twitter. The outrage of the pensions twitterati was reserved for the Government’s pre-budget leak that people will be able to buy and sell annuities as if … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

How competitive is our private pension system?

    We are three months away from the launch of the new pension freedoms and not much is happening. There ain’t nothing shaking but the leaves on the trees! NEST has issued a lengthy consultation on what it should … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

“I will look unto the hills” – for help with my DC pot!

    As the days click by and Outlook starts filling up for AprilĀ  2015, I ask myself what help is on its way for those without the means for a drawdown SIPP or the inclination to purchase an annuity. … Continue reading

Posted in CDC, drawdown, DWP, pensions | Tagged , , , , , , , | 3 Comments