Tag Archives: gilts

Why do DB transfer values make me sick?

One of the things ordinary people find hardest to work out is why their share of a defined benefit scheme can go up when stock markets go down. This happened last month where the stock market fell. But in August, … Continue reading

Posted in actuaries, advice gap, BSPS, FCA, pensions | Tagged , , , , , , , | 8 Comments

The ABI goes FABI on claims!

    Readers of this blog listening to the ABI’s Huw Evans on Wake up to Money, may have been spluttering into their tea and biscuits! The ABI are faced with a cut in the discount rate used to calculate compensation … Continue reading

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Prof Mike Otsuka on First Actuarial and USS’ different approaches to self-sufficiency!

This article has been published by Mike Osuka on his blog. You can read the original here; http://tinyurl.com/j82en9s .   Mike is a  Professor in the Department of Philosophy, Logic & Scientific Method at the London School of Economics. He’s kindly … Continue reading

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Buildings for the future -time to spend cheap money.

I am with Nigel Wilson on this “QE was designed by the rich for the rich; it drove up the price of assets rather than creating new ones and there has never been so much money available as today”, It’s … Continue reading

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Government Pensions? Who’s money is it anyway?

The vast majority of the money outstanding to those who work and have worked for Government is to be paid as pension. The Government’s pension debts – for its own people – have been estimated in the Whole of Government … Continue reading

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Crushed by falling bond yields – great guest blog by Ralph Frank

Mainstream assessments of the state of investment markets tend to focus on the equity market.  The level of the FTSE 100, S&P 500, Dow and/or Nikkei is deemed to be an indicator of the health of savers’ investment portfolios and/or … Continue reading

Posted in actuaries, Bankers, CDC, defined aspiration | Tagged , , , , , , , , , , | 4 Comments

I like annuities but I’m worried..

Imagine it- the prospect of a 15-20% pay cut for the rest of my life and all because the Government changed the rules. Continue reading

Posted in annuity, dc pensions, de-risking, EU Solvency II, pensions, Personal Accounts, Retirement, Treasury | Tagged , , , , , , , , , , , , , , , , , , , , , , | 2 Comments