Extending time horizons can ease short-term funding pressure, but it shifts risk toward younger members. Reform should make those intergenerational…
I've just come across this letter from Smithers, covering DB pensions in general and the USS in particular. https://smithers.co.uk/extending-the-liabilities-time-horizon-is-key-to-pensions-reform/
Great. A chance to nit-pick something from Steve Webb. The Married Woman’s Option finished in 1977, not 1978. SERPS was…
I was told by the Pensions Service, that if I divorced my husband before I retired, I would get a…
Tag Archives: Patrick Heath-Lay
Elitist games – is this what we pay the pension minister to play?
This sounds good fun – if only for the elite! The great and good brought together by yet another global organisation to raise the profile of DC. Continue reading
Posted in pensions
Tagged Aspen, dc, Gleneagles, Oxford, Patrick Heath-Lay, Pensions, Torsten Bell
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Will I ever understand bonds?
The FT comment suggests that gilt rates are a political commentary from the financial markets. I learn at the start of this long weekend that we could be less likely for increases in rate rises because a man who is … Continue reading
Posted in pensions
Tagged 30 year gilts, Bonds, CDC, gilts, Patrick Heath-Lay, Pensions, Stuart Kirk
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Patrick Heath-Lay calls for simplicity – for his 7 million savers.
AgeWage has been a lonely beacon bleeping a signal of tsunamis over the past 8 years. The warning is that the billions of money building up in workplace pensions is not assessed by trustees, employers or members for the value … Continue reading
Value for Money – simple ; “money saved v pensions paid”!
Talk to most people about pensions and there are two things that matter, the amount coming out of the payslip and the pension they will get at retirement. The more savvy may talk about “pot” rather than “pension” but for … Continue reading
I’m confused why £4£ is so hard – it’s what we’ve done for years!
This is a comment from People’s CEU, Patrick Heath-Lay of his initiative 4£4 – a way of measuring VFM. You can read the whole statement here. It’s become increasingly clear that the issue Value for Money is going to be … Continue reading
When taxation is retroactive it will change behaviour. Be careful with envy focused legislation promote real solutions to British poor…