Tag Archives: pension

Easing pressure on pension dashboard delivery.

The next stage of the Pension Dashboard Programme’s consultation into the delivery of the dashboard has arrived and it is the first since the mandating of the dashboard by the Pension Schemes Act. Sadly , we continue much as we … Continue reading

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“Elasticity” – a layman’s way of thinking of the risks in getting a private pension

  Elastic is such  strange stuff, but so useful. It allows clothes to stay up when times are hard and the body thin. It allows clothes to expand to fit bodies bloated in times of plenty. Elastic can be discretely … Continue reading

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Why , given half a chance – most DC savers will “invest” in cash.

In my article today about CDC, I mention that DC is unable to do what CDC can do, which is keep people invested in retirement. The FCA’s Retirement Income survey data shows that the vast majority of redemptions from personal pensions … Continue reading

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If we have to take advice – pensions have failed

I have been in furious correspondence over the weekend with a friend , over one of the key words in today’s pension lexicon “engagement“. There is a strongly held opinion by many in pensions that we should require people to … Continue reading

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Is the public too “common” for Value For Money

  I got this mail this morning from a friend who thinks very deeply about private pensions and how we can organize them to help ourselves to better retirement (while ensuring they are invested for common good). We’ve been talking … Continue reading

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Making pensions as important as football

  I have received a nice email from the Pensions Minister , some of which can be shared. It would be easy for Guy Opperman, days after getting Royal Assent to the Pension Schemes Act, to sit back.  Instead  I … Continue reading

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Nest sees strong saving through the pandemic – why not?

A tricky course to navigate. Whatever is written about pension saving over the past 12 months needs to written in pencil, with the option to rub-out and replace where offence is incurred. That’s because generalizations about people’s capacity to save … Continue reading

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Why self-service for pension choice may not be enough

It is odd thinking of the work that goes into the valuation of Defined Benefit Schemes, that so little has been done to help individuals value their DC pots. I don’t mean by that the monetary worth of a DC … Continue reading

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Still no evidence that pots are becoming pensions!

There’s not been much discussion about the HMRC’s latest update on what’s being drawn down from  our pensions and what there has been has interpreted the data differently. Alistair Mcqueen has tweeted positively New pension freedom data out today. Total … Continue reading

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Compassion for the pension liberated

  We have two strong women to thank for today’s news; Jo Cumbo and Margaret Snowden. I could add other strong women who have stood up and fought for themselves having been scammed – Sue Flood and Manita Khuller , … Continue reading

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