Tag Archives: pension

Sailing the strait of Hormuz

While most readers were doing “proper subjects” like maths, I studied English for A level and studied the conceits of metaphysical poets. A conceit is an extended metaphor and tests how far an idea can be taken. Here’s a conceit. … Continue reading

Posted in age wage, pensions | Tagged , , , , | Leave a comment

Those dreaded words “you’re doing ok”.

Nobody wants to do ok, we want to be seen as doing brilliantly. There is a relentless optimism in our salutations which makes that normal state of affairs, mundane , dull – even depressing. So how do I tell a … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , , , | 4 Comments

Halloween stuff – “Superstition ain’t the way”.

Six out of ten Americans hold “new age” beliefs and I doubt it’s much different in the UK. I have never- NEVER – heard a financial services firm openly prey on our superstition, but irrational behaviour underpins most of our … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , , , | Leave a comment

How dashboardS manage “the invulnerable tide”.

  I mentioned in yesterday’s blog that the Government can no more prevent the proliferation of dashboards as Canute could have controlled the waves of the sea. A better analogy than Canute is Cuchulain, the mad Irish Warrior who died … Continue reading

Posted in advice gap, age wage, Dashboard, pensions | Tagged , , , , , | Leave a comment

Pensions need a “dashboard-ready” standard

Jo Cumbo has called out the “elephant in the room” as the data quality of the pension schemes that look after  our money , our data and our resources for security in retirement. If data is money them money is … Continue reading

Posted in advice gap, age wage, Dashboard, dc pensions, pensions | Tagged , , , , , | 1 Comment

For everyone’s sake – let’s sort pension savings incentives this budget.

    Diversity is about including and it’s so important to pensions that we now have a minister of pensions and financial inclusion. A big part of the minister’s job is to create diversity – including not just men and … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , , , , , , , , | Leave a comment

The wealthy fool and everyman are one combined

  There ought to be an extra class of vulnerable customer in the FCA’s definitions – “the wealthy fool”. We all know that a fool and his (and it generally is a his) money’s easily parted but we have the … Continue reading

Posted in advice gap, age wage, CDC, pensions | Tagged , , , | 1 Comment

Thumbs up for PLSA’s Retirement Living Standards

It’s a shame that the timing of the PLSA’s big reveal coincided with the announcement of the  Brexit agreement. It hasn’t got much airplay and frankly- even the PLSA annual conference seemed a little underwhelmed. The PLSA have launched a … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , , | 2 Comments

Is a retirement pot a retirement plan?

Jo Cumbo’s public resolution – as part of national financial planning week – to adopt a plan for her retirement – was as brave as it was sensible. How many of us have worked out a strategy for the “what … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , | 5 Comments

TPR moves on climate change

Keeping the world fit for its inhabitants is not something for other people to do, it is our job – all of our jobs. So it is entirely proper for the Pensions Regulator to make the sustainability of our planet’s … Continue reading

Posted in pensions, Pensions Regulator | Tagged , , , | Leave a comment