Tag Archives: pension

Who’s kidding whom – on DC pension governance?


I was “privileged” to spend a whole day with one of the many employer groups we have in Britain.  This meeting brought together Directors (especially FDs and Heads of HR) of  Research and Technology organisations. This was a paternalistic group … Continue reading

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Cridland and the price of state dependency


  John Cridland’s consultation report into the state pension age, commissioned by Ros Altmann and delivered today, does not say quite what the modernisers wanted it to. Accelerated pension ages and the scrapping of the triple lock deliver a double … Continue reading

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Pensions Resurgent! The merit of the CWU’s proposals to the Royal Mail


For the third day I am returning to the CWU’s proposals to the Royal Mail which I now consider the most important break through in pension scheme design we have seen in Britain this century. I base this on three … Continue reading

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Con Keating on integrated risk management-(@PensionPlayPen lunch).


If you attended the Pension PlayPen lunch on Monday March 6th, you may have wondered where I was- I was on a plane returning from India. I am told it was good fun and Con Keating called it the best … Continue reading

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Choosing a workplace pension


    Last week, Parliament debated an amendment to the Pension Schemes Bill, suggested by the Shadow Pension Minister and quoting this blog. I am happy to have put words in Alex Cunningham’s mouth, the Government have been cavalier in … Continue reading

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We need a home ownership detox!


An important day for British Housing Policy Today, the Government will publish its white paper setting out its long-term housing strategy. This has implications for everyone living in the UK, including the homeless, those who rent, those who own and … Continue reading

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Avoid the ambulance chasers and choose your workplace pension wisely


In America the business of providing staff with a retirement benefits plan (known as 401k) is taken very seriously. Employers have fiduciary responsibility to the participants and to the plan. That means that if employers do not take due care … Continue reading

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We do not need another consultation on costs and charges.


A report in Professional Pensions that we are to get yet another consultation on costs and charges fill me with gloom. As the report points out, we have two consultations on the subject – in progress. They follow an exhaustive call … Continue reading

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Is there a propoganda war against active funds?


    The tweet set the scene. Funds Fanatic had complained that the FT were reporting the HL numbers disparagingly. Certainly the FCA would agree with the FT that more Hargreaves Lansdowne investors should be using passive funds. Funds Fanatic is the … Continue reading

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How can payroll bureaux profit from auto-enrolment?


I’ve recently been asked by the leading payroll trade publication to answer some questions. I’ve enjoyed thinking about them and have set out my answers below. I’m not a payroll manager and I don’t run a bureau – I’m not … Continue reading

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