Tag Archives: pension

Choosing the right path for your personal pension pot

  A few of my cronies shared screens yesterday evening to discuss “post retirement issues”. I think it was the alert Mark Thompson who pointed out that “post retirement” comes death so we decided “in retirement” was a better phrase. … Continue reading

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DC savers left in “backwaters fouled with complexity” – clean up hybrids now!

In my recent blog ” We can;t risk hybrid DC schemes being left behind.  I argued that many member’s benefits are being left in a backwater fouled by complexity. The DWP have chosen to treat small DC schemes that sit … Continue reading

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When is Nest going to become a pension scheme?

Michael Clark, as usual is on the money Nest sees CDC-style offering as ‘potential option’ for retirees https://t.co/6dMlEDDrwV Well it’s a start. CDC is a very real option and should be seen as such by other DC schemes/master trusts — … Continue reading

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Workplace pensions – PFI 2.0?

  The Daily Mail have published a heavily spun article that seems to have come from the Treasury with the title Chancellor Rishi Sunak to tap pensions for UK’s growth fund: Treasury draws up plan to help boost economy Regular … Continue reading

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“Further and faster”- the white heat of pension consolidation.

UK to go “further and faster” with workplace #pension consolidation push. https://t.co/5uM7o0mgHN via @financialtimes — Josephine Cumbo (@JosephineCumbo) June 22, 2021 Yesterday, I wrote about the immediate impact of the DWP’s regulations on consolidation of occupational DC plans, today I’m … Continue reading

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The devil is in these pension increases

Yesterday I was writing about the need to be pragmatic about the indexation of our pensions. Today I read in the FT that the calculation rules for the triple lock mean that pensioners could be in for an 8% rise … Continue reading

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Five bad reasons for running your own workplace pension.

The Government has made it’s agenda plain. Small (that is sub £100m) occupational DC schemes do not offer the governance, do not have the capacity to diversify into private markets and offer poor value to members , relative to larger … Continue reading

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Can a one size fits all approach create pension harmony in the UK?

  The FCA and tPR have constructed a simple pensions consumer journey to be a framework for considering a standard response to pensions issues. In this blog, which forms part of my input to their call for evidence, I argue … Continue reading

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Multi-jobbers Mini-pensions

Scottish Widows are calling for the  £10,000 earnings threshold before someone’s automatically  placed in a workplace pension should be scrapped. If you’re job pays less than £10k pa, you have to opt-in to a workplace pension and multi-jobbers miss out … Continue reading

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Must Britains be slaves to online pension fraud?

In yesterday’s debate on Online Harms, I urged the Minister to act to stop people losing their pension savings through scams. The Government doesn’t want to tackle this in its Online Safety Bill. It needs to think again. pic.twitter.com/uU5CRBMpOW — … Continue reading

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