Tag Archives: pension

Did I get “value for money” from my workplace pension


  Am I getting value for money from my workplace pension? is a different question to Did I get value for money from my workplace pension? the difference is more than one of present and past tense. The first question … Continue reading

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Some odd things about partial transfers.


There’s a debate going on between Al Rush, Jo Cumbo, Steve Webb and a number of others with regards partial transfers from defined benefit schemes. Want to go 50:50 with a “final salary” pension transfer? Ford will soon let employees … Continue reading

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How’s my pension done?


When you get that little envelope and you know it’s about your pension, that’s the question you’ll be asking.  Typically – you won’t get much of an answer from your pension illustration -even if it is the new type pioneered … Continue reading

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CDC – cons diminish confidence!


I am fairly confident that before the end of October, before even next week’s budget, the DWP will consult on CDC. We are told by the Pensions Minister , that the test case is Royal Mail but that legislation will … Continue reading

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“How can I have my money back” – the question pension savers dare not ask!


Here is the first page of the two page illustration suggested by Ruston Smith and Quietroom. I will say again that I am impressed that Ruston Smith and Quietroom have got consensus from a variety of regulators to get their … Continue reading

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Transparency isn’t tactical! Thoughts on day 2 at PLSA.


The Pension Dashboard was under discussion again at the PLSA conference in Liverpool. “The Pensions Dashboard has taken longer than I would have liked.” @ThePLSA pic.twitter.com/QiZsOlhZbx — Josephine Cumbo (@JosephineCumbo) October 18, 2018 I am not clear from Opperman’ s … Continue reading

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Don’t pander to pension populism! Zurich big-wig hits out at “freedoms”


“I have no time for populism” , was the astonishing rebuttal of top Zurich Insurance shrink Stefan Kroepfl. Kroepfl, who is global head of life business analysis – is no lightweight, nor was the discussion that ensued at this Dutch … Continue reading

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Simplifying pensions with AgeWage


A number of people have asked about “AgeWage”, so I thought to write an article introducing it and why I and our management team are so excited about what it will do. A good business plan should start with a … Continue reading

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Play “Stick or twist” in the workplace pension lottery!


  If you changed jobs, would you prefer to stick with your current workplace pension or join your new employer’s scheme (leaving a little pot behind you)? It’s a tough choice, and the more you think about it, the tougher … Continue reading

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Other ways of doing CDC


  It’s great when you wake up – turn on your phone and get a really great couple of messages! This is what happened this morning to me Last night John Ralfe had been asking me where I felt CDC … Continue reading

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