Tag Archives: pension

8.5m Nest members behind bid to buck-up Barclays

Posted on February 24, 2020 by

  You may not know it, but you could just have become a stakeholder in how Barclays finances companies and in the process become a climate change activist. Share Action has co-ordinated a group of organisations , including NEST to … Continue reading →

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Pension incentives – a foundation for change.

Posted on February 4, 2020 by

Looking for some help on this one. I appreciate it could be both but if it’s a binary choice, which one do you go for? Thanks Is pension tax relief meant to be… — Tom McPhail (@PensionsMonkey) February 3, 2020 … Continue reading →

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“A pension at 15?” – maybe not!

Posted on February 3, 2020 by

It’s fun keeping my brain attuned to other people’s pension problems for the Times. I’m glad I did this one with my friend Ros Altmann. Thanks to David Byers for this cerebral nutrition!   Tina Foxall, 51, a school exam … Continue reading →

Posted in age wage, pensions | Tagged , , , , | 1 Comment

My ethics are my own

Posted on February 1, 2020 by

I appear to be under fire on twitter for claiming I am investing ethically by purchasing units in the LGIM FutureWorld fund. I am aware that this fund is not strictly an ethical fund and that my investment isn’t an … Continue reading →

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“What do people want?” – a question for IGCs

Posted on January 23, 2020 by

  The saddest statement I heard last year was from an adviser who told a room “we have given up reporting on outcomes, outcomes always disappoint”. It is not just IFA’s who don’t like to report on the outcomes of … Continue reading →

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What is MAPS actually going to do over the next 10 years?

Posted on January 22, 2020 by

I haven’t got a lot to say about MAPS’ UK Strategy for Financial Wellbeing – published yesterday.  Having read it , I’m not sure how it is going to help me as a person, business owner as part of British … Continue reading →

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Dip into your pension at 55 and you could be “pension non grata”.

Posted on January 19, 2020 by

Most people know they can draw the money in their pension pot from 55, and because they can – they do. Very few sustainable drawdown plans are established by people in their fifties and very few annuities. 55% of annuities … Continue reading →

Posted in annuity, pensions | Tagged , , , , , | 4 Comments

Ros is right – birthday card’s get read – and so does she.

Posted on January 8, 2020 by

Plenty of us have been thinking about how to make that annual statement that we get about our pensions stick in our minds, so that we understand what we have. One person speaks to and for the nation on pensions … Continue reading →

Posted in pensions, Ros Altmann | Tagged , , , , , | 1 Comment

12/12/19 #OKboomer v #snowflakegeneration

Posted on December 15, 2019 by

The most coherent research I have seen coming out of the voting patterns of last Thursday is this. While support for Liberals is consistent over ages, the vote for the binary propositions of conservative and labour governments is highly dependent … Continue reading →

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Can we really afford to retire?

Posted on December 6, 2019 by

That’s the question Michael Buerk has been asking those tuning into the second episode of Channel 5’s documentary on our retirement planning. 1.5m of us are working beyond the retirement age with 90% reliant on state benefits alone. One in … Continue reading →

Posted in pensions | Tagged , , , , , | 6 Comments