Tag Archives: pension

Please don’t die-I was enjoying your annuity!

News that Government has finally put the Secondary Annuity Market down is no surprise. It was one of Steve Webb’s worst ideas and has proved about as popular as Osborne. Economically, the creation of a market in annuities is a … Continue reading

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My hour with Pension Wise (5 myths dispelled)

Pension Wise is in the news today as it is likely to form part of a new (yet to be named) single advisory organisation covering debt and pensions.  At a time of uncertainty, I can add some certainty, the Pension … Continue reading

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“Transaction cost disclosure in Workplace Pensions” – #FCA

  Most people now have a DC workplace pension and if you haven’t got one you’re either very lucky (as you’re accruing a defined benefit) or one of the 6m marginal employees who are reckoned to be “entitled”, “non-eligible” or … Continue reading

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Time to tell it to people straight?

There is no engineering miracle that will put Britain’s pensions back on track. Indeed many people have never been to the station. The guaranteed pensions that flourished at a time of high interest rates and commensurate growth in the stock market … Continue reading

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A sad year – when only Tories count.

I am going to the Conservative party conference, I am not going to the freak show in Liverpool and I don’t even know when the Liberals are convening. I have limited time on my hands to understand Government but I … Continue reading

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Would you work with a robot?

  Technology’s all very well till it bites you in the bum. Imagine  Beth, Sally, Fiz and Sean facing up to a robo-panty stitcher in Underworld. If you don’t watch Coronation Street – Underworld’s Weatherfield’s top employer – thoughtNetflix appears to … Continue reading

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What’s the point of disclosure if it never gets seen?

Jo Cumbo has been writing some interesting pieces ( https://www.ft.com/content/787ad06e-7e7b-11e6-bc52-0c7211ef3198)  on how what we need to know about our retirement savings can be delivered to us as we want it. We get our shopping or our meals to our door if … Continue reading

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How to deal with senior bankers who go wrong.

This introduction needs no introduction, just watch it!  

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My pension fund manager – reassuringly boring.

I’ve worked out what I want from the person who runs my pension fund – I want them to be busy doing nothing. That’s more or less what Martin Dietz is doing running the Legal and General Multi-Asset Fund which … Continue reading

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Retiring using other people’s money

Thanks to Jo Cumbo for putting me on to this excellent debate on “property v pension”. You can listen to it here; http://bbc.in/2cyqQgP The crux of the argument is about borrowing. People do not borrow other people’s money to invest in … Continue reading

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