Tag Archives: pension

A way to manage pension freedom – from a land down under.

FCA and TPR. Please read below a post from an Australian actuary called Jim Hennington. It describes the regulatory requirements placed on providers of retirement income in Australia. I have only inserted links, to help readers not familiar with terms … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , | Leave a comment

If this is “pension freedom” – I’m a banana!

Bit of a shock. Looked at works pension summary today. Will have been in 6 years this coming November and only worth £100 more than total contributions #workspension #financialcrisis — Sian Cat 1960 (@LynxLair1960) April 21, 2022 People look at … Continue reading

Posted in pensions | Tagged , , | 2 Comments

Get comfortable with retirement – sort your shoebox of shame.

The pension statement season is back on the pension agenda and my friend Robert Cochrane at Scottish Widows is “reaching out” on social media.. Any ideas @henryhtapper @dontdelay @davemcg38 @jamesbiggs99 @p_w_consultancy @paullewismoney @Alex_pension @PensionsPete @HelloMcQueen @reidremoney @RayVay @LongPensions @TracingPension @JonnyBland84 … Continue reading

Posted in pensions | Tagged , , | 2 Comments

DWP renews its efforts to increase pension credit

  It’s good to see the DWP responding to the cost of living crisis in a way that targets pensioner poverty The DWP plan their campaigns weeks, if not months ahead of launch , so this campaign happily coincides with … Continue reading

Posted in pensions | Tagged , , , , , , , | Leave a comment

The IGCs are now in a tight corner – is this fair?

Normally at this time of the year I would be reading IGC reports and commenting on them. In future reports will be published by the end of September and will be considerably more challenging for IGCs to produce. In this … Continue reading

Posted in pensions | Tagged , , , , , , | 3 Comments

The great resignation – from privilege or pestilence?

Earlier in the year I wrote a number of blogs about the 550,000 or so older workers who’d disappeared from the UK labour force over the time of the pandemic. Not much was then known about them except they weren’t … Continue reading

Posted in pensions | Tagged , , , , , | Leave a comment

GMP equalisation; will my DB transfer get a top-up?

This blog is a Q&A from the Daily Mail’s”This is Money” online service . I love reading Steve Webb’s answers which are as authoritative and simple as Martin Lewis’. “I transferred my final salary pension to my private pension scheme … Continue reading

Posted in pensions | Tagged , , , | Leave a comment

Why does Putin have so much of our money?

In a brilliant essay, Tim Harford looks at the brinksmanship Putin is playing with the rest of the world over Russia’s nuclear capability. This morning that threat seems the more real as his forces nearly damaged a Ukrainian nuclear reactor. … Continue reading

Posted in pensions | Tagged , , , , , | 2 Comments

The Pooled Annuity Fund – another way for CDC

This blog is my take on a presentation by Catherine Donnelly which was delivered to a webinar , the IFOA generally allowed me to attend. Catherine is a Professor of Actuarial Maths at Herriot Watt University. I found her presentation … Continue reading

Posted in pensions | Tagged , , , , | 6 Comments

The Teacher’s Pension Scheme is changing -what does this mean?

Teacher Pensions are changing (again). For a scheme that has its foundations in the 19th Century and 2 million members it is remarkably flexible , responding to the changing needs of members , participating employers and the ultimate sponsor- the … Continue reading

Posted in pensions | Tagged , , | Leave a comment