Tag Archives: Business

TISA’s plans for low paid AE opt outs are a disgrace

Posted on September 22, 2020 by

About a year ago the Tax Incentivised Savings Association (Tisa) asked its members to vote for a name change to The Investing and Saving Alliance. This meant it kept the Tisa acronym even though the underlying name changed. TISA hopes it … Continue reading →

Posted in pensions | Tagged , , , , , , , | 1 Comment

Data in a dungeon

Posted on September 16, 2020 by

    I’m pleased that Guy Opperman came out fighting for the dashboard when he addressed the Society of Pension Professionals yesterday. He identified two central problems facing the consumer wanting to find out about their pensions. That their data … Continue reading →

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Can Government put social freedom back in the bottle?

Posted on September 9, 2020 by

LATEST: All social gatherings of more than 6 people will be banned in England under new Covid-19 limits to be announced tomorrow by PM Boris Johnson. The police will have new powers to disperse and fine any group larger than … Continue reading →

Posted in coronavirus | Tagged , , , , , | 3 Comments

Is MaPS creating a UK Financial Wellbeing Movement?

Posted on March 19, 2020 by

At this time of crisis , we need to be deploying our resources to meet the immediate needs of our customers and MaPS should be no different Continue reading →

Posted in age wage, pensions | Tagged , , , , , , , , | 2 Comments

From helping your clients to helping yourself.

Posted on March 17, 2020 by

The severity of the falls in stock market put in jeopardy the revenues of asset based businesses. Put simply, if the markets fall 50%, so do revenues. What were profitable business models become unprofitable and sooner or later costs catch … Continue reading →

Posted in Consolation, coronavirus, pensions | Tagged , , , , | 5 Comments

Pension Bee talks, LGIM listens

Posted on March 16, 2020 by

The Guardian announces this morning that Pension Bee’s campaign to get access to an LGIM fund that divests from companies profiting from fossil fuels. Getting the mighty LGIM. Britain’s biggest fund manager, to respond to customer pressure is no mean … Continue reading →

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What is CDC?

Posted on April 2, 2018 by

  I’ve had a couple of calls recently for a simple explanation of what CDC is and why it could be useful in Britain today. CDC is an abbreviation for Collective Defined Contribution. A CDC scheme is created by contributions … Continue reading →

Posted in CDC, Pension Freedoms, pensions | Tagged , , , , , , | 2 Comments

Standard Life- welcome to Sage’s digital “Data Exchange”!

Posted on May 31, 2017 by

I’m very pleased to see Standard Life’s announcement that its “Good to go” proposition is now part of Sage’s Data Exchange initiative. The news grabs headlines in the Scotsman and it should be headline news down south as well! Employer’s … Continue reading →

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Where does all our money go?

Posted on November 23, 2016 by

Two of the big three revenue sources are income tax and national insurance, they’re the ones who hurt the well off. The third biggie -VAT is the one that hurts the poorest. Poor people pay VAT at the same rate as … Continue reading →

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An algorithm cannot lie

Posted on September 25, 2016 by

  An algorithm cannot lie; it will tell you what you set it to tell you with the data you fed it. It has no choice, it is entirely deterministic;- and yet algorithms can help you lie. Let’s take a … Continue reading →

Posted in NEST, Pension Freedoms, pensions | Tagged , , , , , , | 2 Comments