Tag Archives: Business

Taking back control of our retirement savings.

Posted on September 28, 2021 by henry tapper

Pensions have long been seen to have an image problem. Ever since I started selling s226 policies in the early eighties I have heard them described as a rip-off. When you look behind that complaint you get to the frustration. … Continue reading →

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Con Keating’s CDC Question time

Posted on August 28, 2021 by henry tapper

This note responds to the questions raised by members of the audience of the webinar: Fair, Sufficient and Sustainable Collective Defined Contribution Pensions;  It quotes them anonymously, verbatim, and then offers responses. It is worth bearing in mind that in … Continue reading →

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Where are these 1200 schemes to be consolidated?

Posted on June 24, 2021 by henry tapper

When it comes to poor practice  “sunlight is the best disinfectant”. But the sun never shines on the whereabouts of occupational DC schemes, which are supposed to run their own websites for the benefit of all, but whose whereabouts on … Continue reading →

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The devil is in these pension increases

Posted on June 16, 2021 by henry tapper

Yesterday I was writing about the need to be pragmatic about the indexation of our pensions. Today I read in the FT that the calculation rules for the triple lock mean that pensioners could be in for an 8% rise … Continue reading →

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Want to know more about pension scheme consolidation?

Posted on June 12, 2021 by henry tapper

If you are interested in the dynamics of the retirement savings market , you may want to spend some or all of next  Thursday  afternoon (17th June) at a pension master class I am helping to organise. For those who … Continue reading →

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Will technology save lifestyle?

Posted on April 8, 2021 by henry tapper

No sooner have I published a blog announcing that AgeWage is embarking on research on how lifestyle has actually done, than I read a post in Professional Pensions from Julius Pursaill explaining how a master trust he advises is going … Continue reading →

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If we have to take advice – pensions have failed

Posted on February 21, 2021 by henry tapper

I have been in furious correspondence over the weekend with a friend , over one of the key words in today’s pension lexicon “engagement“. There is a strongly held opinion by many in pensions that we should require people to … Continue reading →

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Is the public too “common” for Value For Money

Posted on February 20, 2021 by henry tapper

  I got this mail this morning from a friend who thinks very deeply about private pensions and how we can organize them to help ourselves to better retirement (while ensuring they are invested for common good). We’ve been talking … Continue reading →

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Nest sees strong saving through the pandemic – why not?

Posted on February 11, 2021 by henry tapper

A tricky course to navigate. Whatever is written about pension saving over the past 12 months needs to written in pencil, with the option to rub-out and replace where offence is incurred. That’s because generalizations about people’s capacity to save … Continue reading →

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Why mandating TCFD reporting is a game changer.

Posted on January 29, 2021 by henry tapper

The DWP’s proposals to insist that pension schemes set targets and use standard measures to report on the impact of the money they invest makes sense. But like the few radical interventions that work (think auto-enrolment), it is likely to … Continue reading →

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