Tag Archives: Business

Where are these 1200 schemes to be consolidated?

When it comes to poor practice  “sunlight is the best disinfectant”. But the sun never shines on the whereabouts of occupational DC schemes, which are supposed to run their own websites for the benefit of all, but whose whereabouts on … Continue reading

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The devil is in these pension increases

Yesterday I was writing about the need to be pragmatic about the indexation of our pensions. Today I read in the FT that the calculation rules for the triple lock mean that pensioners could be in for an 8% rise … Continue reading

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Want to know more about pension scheme consolidation?

If you are interested in the dynamics of the retirement savings market , you may want to spend some or all of next  Thursday  afternoon (17th June) at a pension master class I am helping to organise. For those who … Continue reading

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Will technology save lifestyle?

No sooner have I published a blog announcing that AgeWage is embarking on research on how lifestyle has actually done, than I read a post in Professional Pensions from Julius Pursaill explaining how a master trust he advises is going … Continue reading

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If we have to take advice – pensions have failed

I have been in furious correspondence over the weekend with a friend , over one of the key words in today’s pension lexicon “engagement“. There is a strongly held opinion by many in pensions that we should require people to … Continue reading

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Is the public too “common” for Value For Money

  I got this mail this morning from a friend who thinks very deeply about private pensions and how we can organize them to help ourselves to better retirement (while ensuring they are invested for common good). We’ve been talking … Continue reading

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Nest sees strong saving through the pandemic – why not?

A tricky course to navigate. Whatever is written about pension saving over the past 12 months needs to written in pencil, with the option to rub-out and replace where offence is incurred. That’s because generalizations about people’s capacity to save … Continue reading

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Why mandating TCFD reporting is a game changer.

The DWP’s proposals to insist that pension schemes set targets and use standard measures to report on the impact of the money they invest makes sense. But like the few radical interventions that work (think auto-enrolment), it is likely to … Continue reading

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Consumers mustn’t pay to clean up the FCA’s mess.

This is a post from Gina Miller on Linked in.  It poses a question about accountability The Gloster Report into #LCF is a damning indictment of failures at the FCA – Whilst my blood boils on behalf of millions of victims … Continue reading

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We can’t cancel Christmas when it’s in our hearts!

Saturday 19th December – the low point of the pandemic so far. Trouble had been brewing all week. You sensed that politicians (especially Boris Johnson) were in denial, but the case numbers spoke a different truth, something ugly was happening … Continue reading

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