here’s what you’ve been saying
Gerry Flynn on We get what we vote for… henry tapper on Vote early, vote late henry tapper on Vote early, vote late Mark Meldon on Vote early, vote late Peter Tompkins on Vote early, vote late Phil Castle on Why can’t we put these L… Brian G on Why can’t we put these L… John Mather on Why can’t we put these L… mk2510 on On our front door – the… Ant Donaldson on Elections destroy trust and ti… Gerry Flynn on Elections destroy trust and ti… henry tapper on Elections destroy trust and ti… Peter Tompkins on Elections destroy trust and ti… julierichardswbacom on We can aspire to better julierichardswbacom on Tory pension bung for Clinicia…
Tag Archives: Business and Economy
We took the plunge, now we must swim
I doubt if SoftBank had launched its take over bid for ARM holdings today rather in the weeks following the referendum, it would have found life so easy. Recent comments from Theresa May suggest that Britain will, for the … Continue reading
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Posted in pensions
Tagged Apple, ARM, Business and Economy, Financial services, IPhone, Nigel Wilson, pensions, Sage, Sink or Swim, SoftBank, Stephen Kelly, taxes
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“Just because you’ve built it”..Some home truths about robo-advice.
The problem with Alan and Gina Miller is they are right, and they say the things that the financial services industry don’t want to hear. Before the TTF was a gleam in our eye , they were proving we were … Continue reading
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Playing the personality card
Of all the financial myths that remain unchallenged, the myth of personality is least challenged and most lethal. For it allows the congregation of expert panels/committees/boards – stuffed with perceived “personality” to validate all manner of iniquities. For those personalities … Continue reading
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May be!
Well it was nothing if not “brutal”, though I expect that will be spun to “pragmatic”. The conservative party abandoned any further flirtations with democracy, closed ranks and appointed Teresa May as leader and – from tomorrow- Prime Minister. … Continue reading
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Posted in pensions
Tagged Business, Business and Economy, DWP, Employment, Government, Insurance, Leadsom, Politics, Stephen Kelly, Theresa May
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Research and Development in Financial Advice
The Financial Conduct Authority has published the results of its survey of firms providing financial advice. The results make for depressing reading. Of the sample, 72% of firms said that customers’ preference for personal interaction with an adviser was a … Continue reading
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Posted in pensions, robo-advice
Tagged auto enrolment, Business, Business and Economy, corporate risk, FAMR, FCA, Financial services, Innovation, pensions, Retirement, robo-advice, Technology
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How can IGCs engage people with their pensions?
There are three measures by which I am judging the IGC Chair reports Do they speak with a proper tone of voice Do they show themselves effective in dealing with the provider they are governing Have they properly addressed whether … Continue reading
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Posted in IGC, pensions
Tagged ABI, Business, Business and Economy, corporate governance, corporate risk, DWP, FCA, governance, IA, IGC, Insurers, National Employment Savings Trust, NEST, pension, Pension new, pension playpen, pensions, Ros Altmann, TPR, workplace Pensions
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Money corrupts, is State Street corrupted absolutely?
Is there no end to the greed within State Street’s global custody division? Two former executives at State Street have been charged by US officials for their part in a scheme involving secret commissions within its transition management business. Ross … Continue reading
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Posted in pensions
Tagged Business and Economy, corporate governance, corporate risk, Global custody, NEST, pension, pension playpen, pensions, People's Pension, State Street
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Would you buy a recovering alcoholic a large vodka?
Offering IFAs the prospect of commission is akin to running a meeting of alcoholics anonymous in a pub. Continue reading
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Posted in pensions
Tagged advice, Business, Business and Economy, Commission, IFA, IFAs, Paul Lewis, Pension new, pensions, RDR, Retail Distribution Review, Retirement
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Pensions need to be sold for the sausage not the sizzle.
A great observation from Steve Groves, CEO of partnership this morning. @henryhtapper @tcfDAN @clivewaller healthy people were buying to early. Lie expectancy increased 10yrs and annuitisation age didn't move… — steve_g@partnership (@Sjg3G) January 12, 2016 By “buying” Steve means “buying … Continue reading
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Posted in pensions
Tagged advice, annuity, auto enrolment, Business, Business and Economy, dc pensions, DWP, Employment, Financial services, Government, National Employment Savings Trust, Pension new, pension playpen, pensions, personal pension, Retirement, Sausage, sizzle, Steve Groves
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Aren’t we our century’s spoiled brats?
Another year,another sensational headline from your “pension puncturing” Daily Express. It’s not a new story, its facts are from the Pension Institute study published last year. So long as interest rates remain low, pension liabilities will be inflated and pension … Continue reading
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Posted in pensions
Tagged brats, Business, Business and Economy, CDC, children, corporate governance, corporate risk, dc pensions, Debate, Defined benefit pension plan, DWP, Employment, entitlement, Government, liabilities, pension, Pension new, pensions, redington, Retirement, Risk, Spoiled
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