Category Archives: actuaries

Millennial fightback

Posted on June 4, 2019 by

The greatest current threat to motor manufacturers is that people no longer want to drive. The second biggest threat is that people no longer want to own a car. That’s the message that comes loud and clear from an article … Continue reading →

Posted in actuaries, advice gap, pensions | Tagged , , , , , , , | 7 Comments

Pension fission* and fusion* at DG conferences

Posted on May 5, 2019 by

  I’m not a fan of pension conferences – they are generally a way to reinforce existing prejudices and give participants a sense of their importance without challenge. But recently I’ve been working with DG publishing on conferences that bring … Continue reading →

Posted in actuaries, advice gap, age wage, pensions | Leave a comment

CDC – a silver wage not a silver bullet

Posted on April 3, 2019 by

  Yesterday Ros (Baroness) Altmann hosted a webinar on retirement income which prompted some interesting follow up on social media. Here’s Mark Ormston of Retirement Line. I thoroughly enjoyed listening to Ros Altmann on the ‘future of retirement income’ masterclass … Continue reading →

Posted in actuaries, CDC, pensions, Pensions Regulator | Tagged , , , , , | 1 Comment

Pensions aren’t perks – they’re pay!

Posted on March 23, 2019 by

  We are close to the AGM season for big companies, who’s executive reward comes under scrutiny from shareholder activists, keen to ensure proper governance and stakeholder fairness. This year the issue of pensions as part of executive pay – … Continue reading →

Posted in accountants, actuaries, advice gap, pensions | Tagged , , , | 1 Comment

Peoples;- for once the small print is good news!

Posted on February 22, 2019 by

  Yesterday I published the news that People’s Pension has dropped its prices for those with larger balances which they estimate will lead to a 10% drop in overall fee income. That is good news, especially if you are in … Continue reading →

Posted in actuaries, advice gap, age wage, pensions | Tagged , , , , , | Leave a comment

Breaking trust and breaking wind! Lifesight’s problem with property rights.

Posted on February 1, 2019 by

One of the things ordinary people fear most about spending on their retirement, is giving money to institutions they know nothing about and having very little say in the management of their money. No matter how hard I used to … Continue reading →

Posted in actuaries, advice gap, age wage, brand, pensions | 2 Comments

CDC and the actuarial profession

Posted on November 29, 2018 by

  I am not an actuary, I work with actuaries and I work for an actuarial firm. I stand up for actuaries and I praise them where praise is due. Yesterday saw an attack on the actuarial profession on twitter … Continue reading →

Posted in actuaries, pensions | Tagged , , , , , , , , | 9 Comments

Is the tide turning in favour of pensions?

Posted on November 26, 2018 by

As we reach the last few weeks of the year, I’ve been looking at the stories that are dominating the pension landscape and increasingly they are positive. Despite UK and global equity markets being down on the year, pensions are … Continue reading →

Posted in accountants, actuaries, auto-enrolment, pensions | Tagged , , , , , , , , | Leave a comment

How green is my workplace pension?

Posted on November 25, 2018 by

I hadn’t thought of Grant Thornton as thought leaders in pensions. On Friday I met with an old friend – Sandy Trust to talk about value for money. Well that’s what I thought we’d talk about- but Sandy –  canny … Continue reading →

Posted in actuaries, pensions | Tagged , , , , , , , | Leave a comment

The risks of partial disclosure

Posted on November 16, 2018 by

Look at this photo.   You might have thought that Ruston Smith had won a CDC award for Tesco. Certainly not the case! Now look at the full picture! Mark Scantlebury has won an award for Quietroom, partly for his … Continue reading →

Posted in #WASPI, accountants, actuaries, advice gap, pensions | Tagged , , , , , , | 2 Comments