Category Archives: actuaries

Pension fission* and fusion* at DG conferences

  I’m not a fan of pension conferences – they are generally a way to reinforce existing prejudices and give participants a sense of their importance without challenge. But recently I’ve been working with DG publishing on conferences that bring … Continue reading

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CDC – a silver wage not a silver bullet

  Yesterday Ros (Baroness) Altmann hosted a webinar on retirement income which prompted some interesting follow up on social media. Here’s Mark Ormston of Retirement Line. I thoroughly enjoyed listening to Ros Altmann on the ‘future of retirement income’ masterclass … Continue reading

Posted in actuaries, CDC, pensions, Pensions Regulator | Tagged , , , , , | 1 Comment

Pensions aren’t perks – they’re pay!

  We are close to the AGM season for big companies, who’s executive reward comes under scrutiny from shareholder activists, keen to ensure proper governance and stakeholder fairness. This year the issue of pensions as part of executive pay – … Continue reading

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Peoples;- for once the small print is good news!

  Yesterday I published the news that People’s Pension has dropped its prices for those with larger balances which they estimate will lead to a 10% drop in overall fee income. That is good news, especially if you are in … Continue reading

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Breaking trust and breaking wind! Lifesight’s problem with property rights.

One of the things ordinary people fear most about spending on their retirement, is giving money to institutions they know nothing about and having very little say in the management of their money. No matter how hard I used to … Continue reading

Posted in actuaries, advice gap, age wage, brand, pensions | 2 Comments

CDC and the actuarial profession

  I am not an actuary, I work with actuaries and I work for an actuarial firm. I stand up for actuaries and I praise them where praise is due. Yesterday saw an attack on the actuarial profession on twitter … Continue reading

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Is the tide turning in favour of pensions?

As we reach the last few weeks of the year, I’ve been looking at the stories that are dominating the pension landscape and increasingly they are positive. Despite UK and global equity markets being down on the year, pensions are … Continue reading

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How green is my workplace pension?

I hadn’t thought of Grant Thornton as thought leaders in pensions. On Friday I met with an old friend – Sandy Trust to talk about value for money. Well that’s what I thought we’d talk about- but Sandy –  canny … Continue reading

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The risks of partial disclosure

Look at this photo.   You might have thought that Ruston Smith had won a CDC award for Tesco. Certainly not the case! Now look at the full picture! Mark Scantlebury has won an award for Quietroom, partly for his … Continue reading

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Helping people understand their pensions

Last night I spoke to a group of potential investors about AgeWage, they were mainly senior doctors. I thinkthey got it. I hope that you will understand our vision for more understanding of pensions. Here are the slides Here is … Continue reading

Posted in actuaries, advice gap, age wage, annuity, Australia, pensions | Tagged , , | 1 Comment