Category Archives: Retirement

Royal London IGC report – a welcome shift in focus

Royal London are (as usual), the first IGC to report. They have been kind and sent me the Chair’s Statement which saves me searching. But it’s easy to track down here The IGC has delivered a really interesting read which … Continue reading

Posted in IGC, pensions, Retirement | Tagged , , , , , , , | 2 Comments

Right in principle – wrong in practice. Ros Altmann’s tax reforms need more work

  Ros Altmann is bang on the money when proposing we link healthcare and pensions in her most recent blog The big picture policy issue for the UK is how to afford a healthcare system that is free at the … Continue reading

Posted in advice gap, age wage, pensions, Retirement | Tagged , , , , , , | 2 Comments

Whitbread – you must pay up on the Government’s pension promise

This blog calls on Whitbread to pay the incentive outstanding to many of their staff before the sale of Costa to Coca Cola. If Whitbread refuses to do so, the Pensions Regulator should block the sale. If Whitbread wants to … Continue reading

Posted in auto-enrolment, Blogging, napf, Payroll, pensions, PLSA, Politics, Retirement, Ros Altmann | 4 Comments

The FCA can excel; the “non-workplace pension” paper’s a model of its kind

Henry Tapper and Pension PlayPen response to FCA’s paper DP18/1 Effective competition in non-workplace pensions This is the response of Henry Tapper and the Pension PlayPen. It is not a response on behalf of any other organisation that Henry Tapper … Continue reading

Posted in advice gap, BSPS, dc pensions, drawdown, Henry Tapper blog, pensions, PLSA, Retail Distribution Review, Retirement | Tagged , , , , , , , | 1 Comment

Don’t panic about Carillion’s pensions.

The fate of Carillion as a company is in the balance. Up to 20,000 jobs are at risk. Bond and equity holders are likely to lose substantial sums. Carillion driven projects are likely to suffer and 28,000 members of Carillion … Continue reading

Posted in pensions, Pensions Regulator, Retirement | Tagged , , , , , | 8 Comments

A lot not happening! PLSA update

  As the PLSA conference winds down and attendees return home, they will be left wondering what hasn’t happened. A lot of debate didn’t happen because those most wanting to debate were not at the Conference. Thankfullly we had expert … Continue reading

Posted in pensions, Politics, Popcorn Pensions, Retirement | Tagged , , , , | Leave a comment

Con Keating; the purpose of a pension scheme

This article is published with the kind permissions of Dr Keating and Professional Pensions (in which it first appeared). Given its length and subject matter, Iain Clacher, Andrew Slater and I were surprised, and flattered, by the number of downloads … Continue reading

Posted in pensions, Pensions Regulator, Retirement, risk | Tagged , , , , , | 4 Comments

Let these politicians do some work!

We have had so many referendums and elections and leadership battles and cabinet reshuffles over the past two years, that politicians may have forgotten they are here to govern the country. We elect 650 people every five years to do … Continue reading

Posted in pensions, Politics, Popcorn Pensions, Public sector pensions, Retirement | Tagged , , , , , , | 4 Comments

Con Keating on the real cost of pension transfers

  Imagine buying a bond at par, say a ten-year, ten-percent coupon issue; then let five years pass, when market interest rates decline to one percent. At this time, the bond is trading in the market at £143.68 percent. Now, … Continue reading

Posted in Pension Freedoms, pensions, Retirement, trustee | Tagged , , , , , , | 5 Comments

I’m nearly 55 – here’s what I’m doing for myself!

In this blog, I want to share with you my DIY approach to organising my finances as I approach 55. 55 has become an important year as it is the point when you move into what can best be called … Continue reading

Posted in pensions, Retirement, reward, welfare | Tagged , , , , , , , , , | 5 Comments