Category Archives: Retirement

I’m nearly 55 – here’s what I’m doing for myself!


In this blog, I want to share with you my DIY approach to organising my finances as I approach 55. 55 has become an important year as it is the point when you move into what can best be called … Continue reading

Posted in pensions, Retirement, reward, welfare | Tagged , , , , , , , , , | 2 Comments

Shutting the stable door?


  We probably know more about the solvency of our defined benefit pension schemes than we have ever done. They are subject to rigorous examination by Experian who stress test them for failure to calculate their levy to the Pension … Continue reading

Posted in pensions, Pensions Regulator, Retirement | Tagged , , , , , , , , , , | 3 Comments

How we sort the master trust problem


  I sat next to someone at a meeting yesterday whose demeanour, ideas and the articulation of those ideas, was so impressive that I was at times scared to open my mouth. I felt in the presence of greatness. I’ve … Continue reading

Posted in pensions, Retirement, workplace pensions | Tagged , , , , , , , , | 4 Comments

Why Philip Green’s “rights” are so wrong!


Philip Green (rights and wrongs) If you want an insight into the world of Philip Green, try this article which is free (despite the Sunday Times’ paywall). Even with PPF compensation, the 20,000 BHS pension scheme members will lose out, receiving … Continue reading

Posted in Paul Lewis, pension playpen, pensions, Politics, Retirement, Ros Altmann | Leave a comment

NEST takes the strain.


NEST have something to shout about and it’s not news. Like good background music, they’ve succeeded in being there but not getting noticed. They’ve gone about their business over the last three months increasing their participating employers from 40 to … Continue reading

Posted in NEST, pensions, Retirement, Ros Altmann | Tagged , , , , , , , , , , , , | 3 Comments

Why I’m backing the master trust assurance framework


Back in May 2014, the Pension Regulator launched on an unsuspecting world the ICAEW’s Technical Release “Assurance reporting on master trusts”. At the time I was dismissive of this document and the Master Trust Assurance Framework (MAF). Write in haste , … Continue reading

Posted in auto-enrolment, pensions, Pensions Regulator, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment

Our parents’ houses.


property, downsizing, home, residence, sheltered housing, family, children, grandchildren Continue reading

Posted in later life, London, Pension Freedoms, pensions, Retirement | Tagged , , , , , , , , , , | 1 Comment

Are workplace pensions “risk-free” to employers?


If you think workplace savings plans are “risk free” to employers – think again; “value for money” changes that Continue reading

Posted in advice gap, Bankers, consultant, dc pensions, Fiduciary Management, First Actuarial, pension playpen, pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

What can go wrong now? Pension Play Pen 2015 risk register


The Pension Play Pen London Lunch Group met for the 62nd consecutive month to establish a Pension Risk Register for the UK in 2015. This might be considered ambitious for an hour long session, not least as our conversation competed … Continue reading

Posted in advice gap, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , | 8 Comments

Separation


Can employers nudge staff into drawdown products? Should there be a degree of separation? If so – how can separation be achieved? Continue reading

Posted in pension playpen, pensions, Pensions Regulator, Retirement, workplace pensions | Tagged , , , , , , , , , , , , , , , , | 2 Comments