Category Archives: Retirement

A lot not happening! PLSA update


  As the PLSA conference winds down and attendees return home, they will be left wondering what hasn’t happened. A lot of debate didn’t happen because those most wanting to debate were not at the Conference. Thankfullly we had expert … Continue reading

Posted in pensions, Politics, Popcorn Pensions, Retirement | Tagged , , , , | Leave a comment

Con Keating; the purpose of a pension scheme


This article is published with the kind permissions of Dr Keating and Professional Pensions (in which it first appeared). Given its length and subject matter, Iain Clacher, Andrew Slater and I were surprised, and flattered, by the number of downloads … Continue reading

Posted in pensions, Pensions Regulator, Retirement, risk | Tagged , , , , , | 4 Comments

Let these politicians do some work!


We have had so many referendums and elections and leadership battles and cabinet reshuffles over the past two years, that politicians may have forgotten they are here to govern the country. We elect 650 people every five years to do … Continue reading

Posted in pensions, Politics, Popcorn Pensions, Public sector pensions, Retirement | Tagged , , , , , , | 4 Comments

Con Keating on the real cost of pension transfers


  Imagine buying a bond at par, say a ten-year, ten-percent coupon issue; then let five years pass, when market interest rates decline to one percent. At this time, the bond is trading in the market at £143.68 percent. Now, … Continue reading

Posted in Pension Freedoms, pensions, Retirement, trustee | Tagged , , , , , , | 5 Comments

I’m nearly 55 – here’s what I’m doing for myself!


In this blog, I want to share with you my DIY approach to organising my finances as I approach 55. 55 has become an important year as it is the point when you move into what can best be called … Continue reading

Posted in pensions, Retirement, reward, welfare | Tagged , , , , , , , , , | 5 Comments

Shutting the stable door?


  We probably know more about the solvency of our defined benefit pension schemes than we have ever done. They are subject to rigorous examination by Experian who stress test them for failure to calculate their levy to the Pension … Continue reading

Posted in pensions, Pensions Regulator, Retirement | Tagged , , , , , , , , , , | 3 Comments

How we sort the master trust problem


  I sat next to someone at a meeting yesterday whose demeanour, ideas and the articulation of those ideas, was so impressive that I was at times scared to open my mouth. I felt in the presence of greatness. I’ve … Continue reading

Posted in pensions, Retirement, workplace pensions | Tagged , , , , , , , , | 4 Comments

Why Philip Green’s “rights” are so wrong!


Philip Green (rights and wrongs) If you want an insight into the world of Philip Green, try this article which is free (despite the Sunday Times’ paywall). Even with PPF compensation, the 20,000 BHS pension scheme members will lose out, receiving … Continue reading

Posted in Paul Lewis, pension playpen, pensions, Politics, Retirement, Ros Altmann | Leave a comment

NEST takes the strain.


NEST have something to shout about and it’s not news. Like good background music, they’ve succeeded in being there but not getting noticed. They’ve gone about their business over the last three months increasing their participating employers from 40 to … Continue reading

Posted in NEST, pensions, Retirement, Ros Altmann | Tagged , , , , , , , , , , , , | 3 Comments

Why I’m backing the master trust assurance framework


Back in May 2014, the Pension Regulator launched on an unsuspecting world the ICAEW’s Technical Release “Assurance reporting on master trusts”. At the time I was dismissive of this document and the Master Trust Assurance Framework (MAF). Write in haste , … Continue reading

Posted in auto-enrolment, pensions, Pensions Regulator, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment